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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

The Bancorp Inc (TBBK)

Financial Services Banks - Regional
67.10 $
+3.5% vs. previous close
Closing price · As of: 31. Jul 2026
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Trading Day

Previous Close
64.80$
Open
65.10$
Day High
68.70$
Day Low
64.50$
Volume
630,329shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
51.50 $ 80.30 $
03/27/2026 10/14/2025

Current price 67.10 $ — 54% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
2.8$B
Shares Outstanding
42Mio.
Float
94.2%
Beta
1.2

Performance

Perf. 1M
12.00%
Perf. 3M
19.80%
Perf. 6M
-12.90%
YTD Performance (%)
-12.40%
52-Week-High Distance
-24.2%
Perf. 1Y
6.19%
Perf. 3Y
76.97%
Perf. 5Y
186.99%
Perf. 10Y
1,165.47%
Perf. Since Inception
319.19%

Technical Indicators

MA 38 Days
62.90$
MA 50 Days
60.90$
MA 200 Days
62.00$
RSI (14)
56.5
Volatility 30 Days
35.2%
Volatility 250 Days
43.8%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
Forward P/E
14.6
PEG
1.1
P/B
P/S
3.6
EV/EBITDA
0.0
Price/FCF
13.0

Profitability

Gross Margin
100.0%
EBIT Margin
58.3%
Net Margin
43.6%
Return on Equity
30.3%
Return on Assets
2.6%

Balance Sheet & Safety

Equity Ratio
7.0%
Debt/Equity
Altman Z″
-1.61
Piotroski
5 out of 9

Growth

Sales Growth Last Quarter
4.10%
EPS Growth Last Quarter
18.50%
Sales Growth (Year)
-2.77%
Forward Sales Growth
0.62%
Forward EPS Growth
36.50%

Dividend

This stock currently pays no dividend.

Quality & Screener

Stage
4
RS Rating
34
EPS Rating
64
Piotroski
5 out of 9
Fundamental Rating
B (58 out of 100)
Altman Z″
-1.61

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Growth Score

7 of 10 Solid growth

Ten checks against the annual reports — each one passed counts a point.

  • Revenue grows by more than 15% a year over three years 18.6% passed
  • More than 10% revenue growth is expected for the coming year 0.6% failed
  • Share count grows by less than 3% a year -7.4% passed
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 34.6% failed
  • Gross margin at 40% or higher and without meaningful erosion 74.3% passed
  • Goodwill from acquisitions does not grow faster than revenue 0.0% passed
  • Net debt below twice EBITDA 0.3 x EBITDA passed
  • Operating cash flow covers the profits of the last three years 41 m passed
  • Return on capital at 15% or higher, or up versus two years ago 25.5% passed
  • Insiders hold at least 10% or are net buyers 6.1% failed

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Analysts & Price Target

Current Price 67.10 $
Price Target (average) 75.67 $

The price target sits 12.8% above the current price.

Consensus
Sell
Analyst Ratings
3
Distribution of Recommendations
Strong Buy 1
Buy 1
Hold 1
Sell 0
Strong Sell 0

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 5.95 5.90 – 6.00 360 20.9% 3
12/31/2027 8.07 8.00 – 8.20 359 35.6% 3

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.

These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.

The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 193.7 $M Q4 2025: Q1 · 223.4 $M Q1 2025: Q2 · 226.9 $M Q2 2025: Q3 · 216.8 $M Q3 2025: Q4 · 169.8 $M Q4 2026: Q1 · 165.3 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 1.15 41.50 194 30.00 28.90 86 86
2025: Q1 1.19 12.70 223 35.30 25.60 133 130
2025: Q2 1.26 20.30 227 35.00 26.40 86 85
2025: Q3 1.16 11.70 217 26.30 25.30 78 81
2025: Q4 1.28 11.10 170 -12.30 33.10 -32 -37
2026: Q1 1.41 18.30 165 -26.00 36.30 85 85
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2016 145 -69 -96 -2.16 -162 299 4,841
2017 217 40 22 0.39 -28 324 4,708
2018 302 120 89 1.55 -174 407 4,455
2019 284 72 52 0.90 67 5,604 5,659
2020 295 108 80 1.37 121 6,125 6,277
2021 327 144 111 1.88 84 6,692 6,843
2022 414 178 130 2.23 120 694 7,903
2023 612 257 192 3.49 187 807 7,706
2024 710 292 218 4.29 228 790 8,728
2025 690 303 228 4.92 265 690 9,352

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

The Bancorp, Inc. ist die Finanzholdinggesellschaft der The Bancorp Bank, National Association, die Bankprodukte und -dienstleistungen in den USA anbietet.

CEO Insider Trades (12 Mo.)selling own stock
Employees733
HeadquartersWilmington, DE
Address409 Silverside Road, 19809 Wilmington, United States
Phone302 385 5000
Websitethebancorp.com
IPO Date3. Feb 2004
ISINUS05969A1051

Management

Management
Name Title Birth Year
Damian M. Kozlowski CEO, President & Director 1965
Dominic C. Canuso C.F.A. Executive VP & CFO 1975
Gregor J. Garry Executive VP & COO 1984
Martin F. Egan MD & Chief Accounting Officer 1968
Mark Leo Connolly Executive VP, Head of Credit Solutions & Chief Credit Officer 1968
Ryan Harris Executive VP & Head of Fintech Solutions 1978
Andres Viroslav Director of Investor Relations
Erika R. Caesar Executive VP, General Counsel & Corporate Secretary 1984
Maria Wainwright Executive VP & Chief Marketing Officer 1978
Jennifer F. Terry Executive VP & Chief Human Resources Officer 1973

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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