Root Inc (ROOT)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 54.20 $ — 13% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
This stock currently pays no dividend.
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
6 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 69.6% passed
- More than 10% revenue growth is expected for the coming year 7.2% failed
- Share count grows by less than 3% a year 6.9% failed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 41.6% passed
- Gross margin at 40% or higher and without meaningful erosion 25.5% failed
- Goodwill from acquisitions does not grow faster than revenue 0.0% passed
- Net debt below twice EBITDA 489 m net cash passed
- Operating cash flow covers the profits of the last three years 445 m passed
- Return on capital at 15% or higher, or up versus two years ago 3.2% passed
- Insiders hold at least 10% or are net buyers 6.0% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 26.9% above the current price.
- Consensus
- Hold
- Analyst Ratings
- 6
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 3.34 | 3.10 – 3.58 | 1,579 | -0.1% | 2 |
| 12/31/2027 | 3.06 | 2.50 – 3.62 | 1,674 | -8.4% | 2 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 0.67 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 1.30 | – | 327 | 67.70 | 6.80 | 69 | 65 |
| 2025: Q1 | 1.07 | – | 349 | 37.10 | 5.30 | 27 | 25 |
| 2025: Q2 | 1.29 | – | 383 | 32.40 | 5.70 | 52 | 48 |
| 2025: Q3 | -0.35 | -126.00 | 388 | 26.90 | -1.40 | 58 | 54 |
| 2025: Q4 | 0.31 | -76.30 | 397 | 21.50 | 1.30 | 70 | 66 |
| 2026: Q1 | 2.09 | 95.10 | 394 | 12.60 | 9.10 | 9 | 6 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2018 | 43 | -69 | -69 | -38.99 | -26 | 87 | 187 |
| 2019 | 290 | -282 | -282 | -20.05 | -127 | 186 | 686 |
| 2020 | 347 | -363 | -363 | -86.54 | -287 | 1,032 | 1,762 |
| 2021 | 345 | -521 | -521 | -37.64 | -403 | 648 | 1,064 |
| 2022 | 311 | -298 | -298 | -21.11 | -211 | 277 | 1,313 |
| 2023 | 455 | -147 | -147 | -10.24 | -34 | 278 | 1,348 |
| 2024 | 1,177 | 31 | 31 | 1.83 | 196 | 316 | 1,496 |
| 2025 | 1,517 | 41 | 40 | 2.34 | 207 | 396 | 1,675 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Root, Inc. provides insurance products and services in the United States.
| Employees | 1,256 |
|---|---|
| Headquarters | Columbus, OH |
| Address | 80 E. Rich Street, 43215 Columbus, United States |
| Phone | 866 980 9431 |
| Website | joinroot.com |
| IPO Date | 28. Oct 2020 |
| ISIN | US77664L2079 |
| Stock Split | 1:18 on 08/15/2022 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Alexander Edward Timm | Founder, CEO & Chairman | 1989 |
| Mahtiyar Bonakdarpour | President & CTO | 1987 |
| Megan Nicole Binkley | Chief Financial Officer | 1984 |
| Jonathan Alexander Allison | Chief Administrative Officer | 1967 |
| Ryan William Forish | Chief Accounting Officer | 1983 |
| Matthew Patrick LaMalva | Head of Investor Relations | 1987 |
| Jodi Emmert Baker | VP, General Counsel & Secretary | – |
| Kelly Ruoff | Chief Communications Officer | – |
| Jason Shapiro | Senior Vice President of Business Development | – |
| Srini Srinivasan | Chief Information Security Officer & Head of IT | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.