Orange County Bancorp Inc (OBT)
🔔 Watch stock
Stock Watch
Stock Watch will tell you what changes at Orange County Bancorp Inc.
Later $1 a month per stock — signing up is free, and you'll be the first to know when it launches.
Appears in These Scanners
This stock currently matches 13 of our scanner strategies — each hit links to the scanner.
Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. View all scanners
Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 38.30 $ — 96% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/04/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AAQS
6/10The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% 17.1%
- Exp. sales growth 3Y > 5% -5.0%
- EBIT growth 10Y > 5% 31.6%
- Exp. EBIT growth 3Y > 5% 6.5%
- Net debt < 4x EBIT -6.4x
- EBIT positive, 10Y straight 10
- Max. EBIT decline < 50% 6.3%
- Return on equity > 15% 14.9%
- ROCE > 15% 14.8%
- Expected return > 10% –
View all AAQS quality stocks · Read the methodology at AlleAktien
Source: fundamental data
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
5 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 18.1% passed
- More than 10% revenue growth is expected for the coming year 8.5% failed
- Share count grows by less than 3% a year 3.6% failed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 36.7% failed
- Gross margin at 40% or higher and without meaningful erosion 75.5% passed
- Goodwill from acquisitions does not grow faster than revenue 0.2% passed
- Net debt below twice EBITDA 328 m net cash passed
- Operating cash flow covers the profits of the last three years 24 m passed
- Return on capital at 15% or higher, or up versus two years ago 14.8% failed
- Insiders hold at least 10% or are net buyers 8.2% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 10.3% above the current price.
- Consensus
- Strong Sell
- Analyst Ratings
- 3
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 3.45 | 3.44 – 3.45 | 132 | 3.5% | 2 |
| 12/31/2027 | 3.78 | 3.60 – 3.95 | 143 | 9.6% | 2 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 0.87 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.
· Total · per year
These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.
The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.63 | -12.10 | 37 | 3.40 | 19.60 | 13 | 12 |
| 2025: Q1 | 0.77 | -6.80 | 36 | -1.10 | 24.00 | 5 | 4 |
| 2025: Q2 | 0.90 | 23.20 | 41 | 11.70 | 25.80 | -5 | -6 |
| 2025: Q3 | 0.75 | 164.10 | 41 | 16.10 | 24.30 | 30 | 30 |
| 2025: Q4 | 0.93 | 47.00 | 40 | 9.60 | 31.10 | 14 | 13 |
| 2026: Q1 | 0.85 | 10.00 | 34 | -5.00 | 32.80 | 10 | 10 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 38 | 4 | 4 | 0.93 | 9 | 92 | 910 |
| 2017 | 42 | 7 | 2 | 0.30 | 8 | 91 | 961 |
| 2018 | 48 | 9 | 8 | 0.94 | 12 | 109 | 1,065 |
| 2019 | 58 | 14 | 11 | 1.28 | 14 | 122 | 1,230 |
| 2020 | 64 | 15 | 12 | 1.30 | 11 | 135 | 1,665 |
| 2021 | 76 | 27 | 21 | 2.14 | 20 | 183 | 2,143 |
| 2022 | 96 | 30 | 24 | 2.17 | 30 | 138 | 2,287 |
| 2023 | 131 | 37 | 29 | 2.62 | 45 | 165 | 2,485 |
| 2024 | 143 | 35 | 28 | 2.47 | 35 | 186 | 2,510 |
| 2025 | 158 | 52 | 42 | 3.33 | 44 | 284 | 2,659 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Orange County Bancorp, Inc., eine Bankholding, bietet über seine Tochtergesellschaften Geschäfts- und Privatkundenbankprodukte und -dienstleistungen an.
| CEO Insider Trades (12 Mo.) | buying own stock |
|---|---|
| Employees | 235 |
| Headquarters | Middletown, NY |
| Address | 212 Dolson Avenue, 10940 Middletown, United States |
| Phone | 845 341 5000 |
| Website | orangebanktrust.com |
| IPO Date | 4. Oct 2007 |
| ISIN | US68417L1070 |
| Stock Split | 2:1 on 01/13/2025 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Michael J. Gilfeather | President, CEO & Director | 1958 |
| Michael Lesler CPA | Executive VP & CFO | 1971 |
| Joseph A. Ruhl | Sr. Executive VP & Regional President of Westchester County | 1966 |
| Elizabeth Jones | Executive VP & COO | 1979 |
| Redwan Ahmed | Senior VP & Chief Information Officer | – |
| Jennifer Staub | VP, Senior Compliance Officer & Corporate Secretary | – |
| Jacob Rahiman | Senior VP & Chief Human Resource Officer | – |
| Michael J. Coulter | Executive Vice President Mid-Hudson Valley Market Executive | 1957 |
| Michael Listner | Senior VP & Chief Risk Officer | 1978 |
| David Padraic Dineen | Executive VP & Senior MD and Director of Wealth Services | 1964 |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: August 3, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.