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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

OP Bancorp (OPBK)

Financial Services Banks - Regional
15.60 $
-1.0% vs. previous close
Closing price · As of: 31. Jul 2026
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Trading Day

Previous Close
15.80$
Open
15.70$
Day High
15.90$
Day Low
15.50$
Volume
59,228shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
12.50 $ 16.20 $
03/20/2026 07/28/2026

Current price 15.60 $ — 84% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
0.2$B
Shares Outstanding
15Mio.
Float
79.4%
Beta
0.6

Performance

Perf. 1M
6.50%
Perf. 3M
15.20%
Perf. 6M
5.50%
YTD Performance (%)
5.90%
52-Week-High Distance
-2.1%
Perf. 1Y
26.38%
Perf. 3Y
79.90%
Perf. 5Y
76.00%
Perf. 10Y
232.65%
Perf. Since Inception
67.55%

Technical Indicators

MA 38 Days
14.90$
MA 50 Days
14.70$
MA 200 Days
14.00$
RSI (14)
57.6
Volatility 30 Days
31.8%
Volatility 250 Days
27.9%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
8.4
Forward P/E
9.0
PEG
1.0
P/B
1.0
P/S
1.4
EV/EBITDA
0.0
Price/FCF
10.0

Profitability

Gross Margin
100.0%
EBIT Margin
Net Margin
29.1%
Return on Equity
12.3%
Return on Assets
1.1%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
0.5
Altman Z″
-1.62
Piotroski
6 out of 9

Growth

Sales Growth Last Quarter
12.30%
EPS Growth Last Quarter
30.00%
Sales Growth (Year)
8.19%
Forward Sales Growth
9.67%
Forward EPS Growth
7.50%

Dividend

Dividend Yield
3.70%
Dividend Per Share (TTM)
0.50$
Payout Ratio
27.5%
Years Without a Cut
6Years
Increase Streak
0Years

Quality & Screener

Stage
2
RS Rating
51
EPS Rating
71
Piotroski
6 out of 9
Fundamental Rating
B (60 out of 100)
Altman Z″
-1.62

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Analysts & Price Target

Current Price 15.60 $
Price Target (average) 16.50 $

The price target sits 5.8% above the current price.

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Next Reporting Date

22. Oct 2026 · after the close · Q3 2026
Expected Earnings per Share
0.50 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 39.5 $M Q4 2025: Q1 · 39.7 $M Q1 2025: Q2 · 41.6 $M Q2 2025: Q3 · 42.7 $M Q3 2025: Q4 · 42.7 $M Q4 2026: Q1 · 42.6 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.33 -3.90 40 11.30 12.60 5 5
2025: Q1 0.37 6.40 40 8.70 14.00 6 4
2025: Q2 0.43 16.50 42 8.00 15.20 -7 -8
2025: Q3 0.45 23.30 43 7.90 15.70 24 23
2025: Q4 0.47 42.00 43 8.20 16.50 4 0
2026: Q1 0.49 30.10 43 7.30 17.00 8 8
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

OP Bancorp ist die Bankholding der Open Bank, die Bankprodukte und -dienstleistungen anbietet. Sie bietet Sicht-, Spar-, Geldmarkt- und Termineinlagenkonten sowie Sparbriefe an.

Employees249
HeadquartersLos Angeles, CA
Websitemyopenbank.com
IPO Date28. Mar 2018

Management

Management
Name Title Birth Year
Sang Kyo Oh President, CEO & Director 1972
Christine Yoon Oh EVP & Chief Operating Officer 1967
Jimmy M. Bang EVP & Chief Lending Officer 1973
Jaehyun Park Executive VP, CFO, CAO & Secretary 1972
Wesley Won EVP & Chief Technology Officer 1972
Jae H. Park EVP & Chief Risk Officer 1979
Yeong Gwon Pak EVP & Chief Credit Officer 1971

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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