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Buy Day today: Good (67) Broad market participation · no major macro event

Old Republic International Corp (ORI)

Financial Services Insurance - Property & Casualty
43.30 $
+0.3% vs. previous close
Closing price · As of: 3. Aug 2026
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Appears in These Scanners

This stock currently matches 13 of our scanner strategies — each hit links to the scanner.

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Trading Day

Previous Close
43.20$
Open
43.30$
Day High
43.90$
Day Low
43.00$
Volume
1,492,622shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
36.40 $ 46.60 $
08/04/2025 12/24/2025

Current price 43.30 $ — 68% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
10.6$B
Shares Outstanding
244Mio.
Float
90.8%
Beta
0.6

Performance

Perf. 1M
10.80%
Perf. 3M
6.20%
Perf. 6M
-4.30%
YTD Performance (%)
-6.10%
52-Week-High Distance
-14.4%
Perf. 1Y
31.52%
Perf. 3Y
89.36%
Perf. 5Y
159.40%
Perf. 10Y
364.68%
Perf. Since Inception
46,441.35%

Technical Indicators

MA 38 Days
41.10$
MA 50 Days
40.30$
MA 200 Days
41.40$
RSI (14)
59.9
Volatility 30 Days
24.8%
Volatility 250 Days
23.9%

Calculated from the price history · as of 08/04/2026

Valuation

P/E
11.0
Forward P/E
11.4
PEG
1.4
P/B
1.8
P/S
1.1
EV/EBITDA
0.0
Price/FCF
8.2

Profitability

Gross Margin
63.9%
EBIT Margin
18.0%
Net Margin
11.7%
Return on Equity
17.3%
Return on Assets
3.1%

Balance Sheet & Safety

Equity Ratio
27.3%
Debt/Equity
0.3
Altman Z″
4.49
Piotroski
6 out of 9

Growth

Sales Growth Last Quarter
13.50%
EPS Growth Last Quarter
34.70%
Sales Growth (Year)
10.41%
Forward Sales Growth
5.02%
Forward EPS Growth
8.70%

Dividend

Dividend Yield
2.92%
Dividend Per Share (TTM)
3.71$
Payout Ratio
92.9%
Years Without a Cut
2Years
Increase Streak
2Years

Quality & Screener

Stage
1
RS Rating
42
EPS Rating
73
Piotroski
6 out of 9
Fundamental Rating
B (60 out of 100)
Altman Z″
4.49

AAQS

5/10

The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).

  • Sales growth 10Y > 5% 4.9%
  • Exp. sales growth 3Y > 5% 6.8%
  • EBIT growth 10Y > 5% 5.4%
  • Exp. EBIT growth 3Y > 5% -6.2%
  • Net debt < 4x EBIT -1.4x
  • EBIT positive, 10Y straight 10
  • Max. EBIT decline < 50% 66.3%
  • Return on equity > 15% 18.3%
  • ROCE > 15% 4.6%
  • Expected return > 10% 4.2%

View all AAQS quality stocks · Read the methodology at AlleAktien

Source: fundamental data

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Growth Score

5 of 10 Solid growth

Ten checks against the annual reports — each one passed counts a point.

  • Revenue grows by more than 15% a year over three years 4.0% failed
  • More than 10% revenue growth is expected for the coming year 5.0% failed
  • Share count grows by less than 3% a year -6.3% passed
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 23.2% failed
  • Gross margin at 40% or higher and without meaningful erosion 50.4% failed
  • Goodwill from acquisitions does not grow faster than revenue 0.6% passed
  • Net debt below twice EBITDA 1,645 m net cash passed
  • Operating cash flow covers the profits of the last three years 891 m passed
  • Return on capital at 15% or higher, or up versus two years ago 4.6% passed
  • Insiders hold at least 10% or are net buyers 7.7% failed

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Analysts & Price Target

Current Price 43.30 $
Price Target (average) 43.50 $

The price target sits 0.5% above the current price.

Consensus
Sell
Analyst Ratings
3
Distribution of Recommendations
Strong Buy 1
Buy 0
Hold 2
Sell 0
Strong Sell 0

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 2.94 2.73 – 3.20 9,932 -6.6% 3
12/31/2027 3.30 3.15 – 3.50 10,370 12.1% 3

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Next Reporting Date

22. Oct 2026 · before the open · Q3 2026
Expected Earnings per Share
0.80 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 2,002.5 $M Q4 2025: Q1 · 2,113.9 $M Q1 2025: Q2 · 2,208.2 $M Q2 2025: Q3 · 2,424.0 $M Q3 2025: Q4 · 2,389.4 $M Q4 2026: Q1 · 2,399.4 $M Q1 2026: Q2 · 2,503.8 $M Q2

Source: fundamental data

Compare with other stocks →

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.42 -38.90 2,003 3.20 5.20 362 362
2025: Q1 0.98 -14.70 2,114 4.90 11.60 232 232
2025: Q2 0.82 133.90 2,208 18.00 9.30 134 134
2025: Q3 1.12 -15.20 2,424 3.50 11.50 564 564
2025: Q4 0.83 97.60 2,389 19.30 8.60 235 235
2026: Q1 1.32 34.70 2,399 13.50 13.80 281 281
2026: Q2 1.31 59.80 2,504 13.40 12.90 200 200
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2016 5,900 736 467 1.58 637 4,472 18,592
2017 6,263 788 561 1.87 453 4,733 19,404
2018 6,022 480 371 1.23 761 5,146 19,327
2019 7,214 1,190 1,056 3.51 936 19,990 21,076
2020 7,166 557 559 1.87 1,185 21,712 22,815
2021 9,342 1,776 1,534 5.05 1,312 23,144 24,982
2022 8,083 857 686 2.26 1,171 6,166 25,159
2023 7,258 599 599 2.10 880 6,411 26,501
2024 8,231 1,070 853 3.24 1,233 5,619 27,843
2025 9,088 1,183 936 3.75 1,164 5,914 29,863

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

Old Republic International Corporation bietet über ihre Tochtergesellschaften Versicherungs-Underwriting und zugehörige Dienste in den USA und Kanada an. Sie ist in zwei Segmenten tätig: Specialty Insurance und Title Insurance.

Employees9,500
HeadquartersChicago, IL
Address307 North Michigan Avenue, 60601 Chicago, United States
Phone312 346 8100
Websiteoldrepublic.com
IPO Date26. Mar 1990
ISINUS6802231042
Stock Split5:4 on 01/03/2006

Management

Management
Name Title Birth Year
Craig Richard Smiddy President, CEO & Director 1964
Francis Joseph Sodaro Senior VP & CFO 1969
Stephen Joseph Oberst Executive Vice President 1968
Carolyn Jean Monroe Senior Vice President & CEO of Title Insurance 1959
William Todd Gray Executive VP & Treasurer 1968
Jeffrey Patrick Lange Senior VP of Underwriting & Distribution and COO 1971
Phillip A. Schutt Senior Vice President of Investments 1962
Steven Roy Buckland VP & Chief Information Officer
Thomas Andrew Dare Senior VP, Secretary & General Counsel 1962
Aaron Howard Jacoby CPA Senior Vice President of Corporate Development & Finance 1971

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
29. Jul 2026 Lange Jeffrey SVPUnderwriting & Distribution Sell 14,075 43.76 615,922
28. Jul 2026 Oberst Stephen J Executive Vice President Sell 13,125 43.96 576,975
28. Jul 2026 Oberst Stephen J Executive Vice President Other 150,068 43.07 6,463,429
28. Jul 2026 Oberst Stephen J Executive Vice President Other 65,000 21.30 1,384,500
28. Jul 2026 Oberst Stephen J Executive Vice President Other 55,000 22.72 1,249,600
28. Jul 2026 Oberst Stephen J Executive Vice President Other 15,000 21.99 329,850
28. Jul 2026 Oberst Stephen J Executive Vice President Other 28,000 21.12 591,360
28. Jul 2026 Oberst Stephen J Executive Vice President Other 24,000 20.98 503,520
28. Jul 2026 Oberst Stephen J Executive Vice President Other 21,000 19.98 419,580

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Chart

Interactive price chart (TradingView).

Data as of: August 3, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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