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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Marqeta Inc (MQ)

Technology Software - Infrastructure
17.40 $
-1.6% vs. previous close
Closing price · As of: 31. Jul 2026
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Appears in These Scanners

This stock currently matches 1 of our scanner strategies — each hit links to the scanner.

Risk & Weakness

Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. Scanners marked in red are red-flag signals (risk/short scanners) — appearing there is not a seal of approval. View all scanners

Trading Day

Previous Close
17.70$
Open
17.70$
Day High
17.70$
Day Low
17.20$
Volume
811,084shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
3.80 $ 18.40 $
06/22/2026 07/29/2026

Current price 17.40 $ — 93% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
1.9$B
Shares Outstanding
97Mio.
Float
95.3%
Beta
1.3

Performance

Perf. 1M
6.10%
Perf. 3M
4.80%
Perf. 6M
-15.20%
YTD Performance (%)
-19.40%
52-Week-High Distance
-43.9%
Perf. 1Y
-23.86%
Perf. 3Y
-22.22%
Perf. 5Y
-83.82%
Perf. Since Inception
-85.78%

Technical Indicators

MA 38 Days
11.50$
MA 50 Days
9.70$
MA 200 Days
5.70$
RSI (14)
69.0
Volatility 30 Days
49.5%
Volatility 250 Days
44.3%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
Forward P/E
217.4
PEG
1.5
P/B
P/S
2.8
EV/EBITDA
230.8
Price/FCF
16.5

Profitability

Gross Margin
70.0%
EBIT Margin
1.8%
Net Margin
0.3%
Return on Equity
0.3%
Return on Assets
-1.0%

Balance Sheet & Safety

Equity Ratio
50.3%
Debt/Equity
Altman Z″
4.62
Piotroski
5 out of 9

Growth

Sales Growth Last Quarter
19.20%
EPS Growth Last Quarter
0.00%
Sales Growth (Year)
23.25%
Forward Sales Growth
16.82%
Forward EPS Growth
284.70%

Dividend

This stock currently pays no dividend.

Quality & Screener

Stage
4
RS Rating
14
EPS Rating
42
Piotroski
5 out of 9
Fundamental Rating
B (62 out of 100)
Altman Z″
4.62

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Growth Score

5 of 10 Solid growth

Ten checks against the annual reports — each one passed counts a point.

  • Revenue grows by more than 15% a year over three years -5.8% failed
  • More than 10% revenue growth is expected for the coming year 16.8% passed
  • Share count grows by less than 3% a year -5.4% passed
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 49.0% passed
  • Gross margin at 40% or higher and without meaningful erosion 11.2% failed
  • Goodwill from acquisitions does not grow faster than revenue 10.1% failed
  • Net debt below twice EBITDA 1,058 m net cash passed
  • Operating cash flow covers the profits of the last three years 452 m passed
  • Return on capital at 15% or higher, or up versus two years ago -3.8% failed
  • Insiders hold at least 10% or are net buyers 6.0% failed

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Analysts & Price Target

Current Price 17.40 $
Price Target (average) 20.74 $

The price target sits 19.2% above the current price.

Consensus
Sell
Analyst Ratings
17
Distribution of Recommendations
Strong Buy 5
Buy 1
Hold 11
Sell 0
Strong Sell 0

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 0.11 0.08 – 0.14 709 64.5% 2
12/31/2027 0.42 0.20 – 0.62 827 284.7% 3

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Next Reporting Date

4. Aug 2026 · after the close · Q2 2026
Expected Earnings per Share
0.01 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 135.8 $M Q4 2025: Q1 · 139.1 $M Q1 2025: Q2 · 150.4 $M Q2 2025: Q3 · 163.3 $M Q3 2025: Q4 · 172.1 $M Q4 2026: Q1 · 165.8 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 -0.05 136 14.30 -20.00 25 21
2025: Q1 -0.02 139 17.90 -5.90 10 3
2025: Q2 0.00 -100.60 150 20.10 -0.40 13 5
2025: Q3 -0.01 163 27.60 -2.20 87 79
2025: Q4 0.00 172 26.70 -0.80 53 34
2026: Q1 0.02 166 19.20 4.70 -3 -5
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2019 143 -59 -58 -0.43 -15 137 223
2020 290 -47 -48 -0.36 50 288 458
2021 517 -162 -164 -1.21 57 1,573 1,830
2022 748 -210 -185 -1.36 -13 1,473 1,770
2023 676 -283 -223 -1.67 21 1,243 1,590
2024 507 -24 27 0.21 58 1,085 1,463
2025 625 -29 -14 -0.12 163 762 1,525

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

Marqeta, Inc. betreibt eine cloudbasierte Open-API-Plattform für Kartenausgabe und Transaktionsverarbeitung in den USA.

Employees938
HeadquartersOakland, CA
Address180 Grand Avenue, 94612 Oakland, United States
Phone510 671 5437
Websitemarqeta.com
IPO Date9. Jun 2021
ISINUS57142B1044
Stock Split1:4 on 07/01/2026

Management

Management
Name Title Birth Year
Michael Milotich CEO & Director 1977
Jason M. Gardner Founder & Non Executive Director 1970
Crystal Sumner J.D. Chief Administrative Officer & Corporate Secretary 1984
Todd Pollak Chief Revenue Officer 1976
Patti Kangwankij Chief Financial Officer 1984
Sarah Barkema Principal Accounting Officer 1982
Lukasz Strozek Chief Technology Officer
Stacey Finerman Vice President of Investor Relations
Alan Richard Carlisle Chief Compliance Officer 1974
Karna Crawford Chief Marketing Officer

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
15. Jul 2026 Cummings Martha Director Sell 713 16.22 11,565
21. Apr 2026 Elaine Paul Director Sell 17,452 4.47 78,010

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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