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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Lemonade Inc (LMND)

Financial Services Insurance - Property & Casualty
48.30 $
-0.5% vs. previous close
Closing price · As of: 31. Jul 2026
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Appears in These Scanners

This stock currently matches 3 of our scanner strategies — each hit links to the scanner.

Breakout & Setup
Momentum & Trend

Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. View all scanners

Trading Day

Previous Close
48.60$
Open
49.50$
Day High
50.30$
Day Low
47.90$
Volume
2,059,297shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
36.40 $ 96.60 $
08/01/2025 01/22/2026

Current price 48.30 $ — 20% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
3.7$B
Shares Outstanding
77Mio.
Float
92.7%
Beta
1.8

Performance

Perf. 1M
7.10%
Perf. 3M
2.40%
Perf. 6M
-22.10%
YTD Performance (%)
-18.70%
52-Week-High Distance
-44.0%
Perf. 1Y
28.21%
Perf. 3Y
107.78%
Perf. 5Y
-44.51%
Perf. Since Inception
-30.40%

Technical Indicators

MA 38 Days
62.30$
MA 50 Days
60.80$
MA 200 Days
65.50$
RSI (14)
30.7
Volatility 30 Days
102.1%
Volatility 250 Days
85.9%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
Forward P/E
0.0
PEG
P/B
P/S
4.5
EV/EBITDA
0.0
Price/FCF
189.2

Profitability

Gross Margin
51.7%
EBIT Margin
-11.0%
Net Margin
-14.2%
Return on Equity
-26.1%
Return on Assets
-3.5%

Balance Sheet & Safety

Equity Ratio
26.5%
Debt/Equity
Altman Z″
0.90
Piotroski
4 out of 9

Growth

Sales Growth Last Quarter
70.60%
EPS Growth Last Quarter
0.00%
Sales Growth (Year)
40.15%
Forward Sales Growth
33.77%
Forward EPS Growth
79.20%

Dividend

This stock currently pays no dividend.

Quality & Screener

Stage
4
RS Rating
27
EPS Rating
42
Piotroski
4 out of 9
Fundamental Rating
B (64 out of 100)
Altman Z″
0.90

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Growth Score

5 of 10 Solid growth

Ten checks against the annual reports — each one passed counts a point.

  • Revenue grows by more than 15% a year over three years 42.2% passed
  • More than 10% revenue growth is expected for the coming year 33.8% passed
  • Share count grows by less than 3% a year 3.4% failed
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 36.6% failed
  • Gross margin at 40% or higher and without meaningful erosion 40.3% passed
  • Goodwill from acquisitions does not grow faster than revenue 1.0% passed
  • Net debt below twice EBITDA 926 m net cash passed
  • Operating cash flow covers the profits of the last three years 458 m failed
  • Return on capital at 15% or higher, or up versus two years ago -22.5% failed
  • Insiders hold at least 10% or are net buyers 8.7% failed

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Analysts & Price Target

Current Price 48.30 $
Price Target (average) 61.22 $

The price target sits 26.7% above the current price.

Consensus
Buy
Analyst Ratings
9
Distribution of Recommendations
Strong Buy 0
Buy 1
Hold 4
Sell 2
Strong Sell 2

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 -1.88 -1.97 – -1.80 1,214 22.6% 10
12/31/2027 -1.04 -1.81 – -0.61 1,638 52.2% 12

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Next Reporting Date

4. Aug 2026

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 148.8 $M Q4 2025: Q1 · 151.2 $M Q1 2025: Q2 · 164.1 $M Q2 2025: Q3 · 194.5 $M Q3 2025: Q4 · 228.1 $M Q4 2026: Q1 · 234.4 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 -0.42 149 28.80 -20.20 14 11
2025: Q1 -0.86 151 27.00 -41.30 -47 -50
2025: Q2 -0.60 164 34.50 -26.80 6 3
2025: Q3 -0.51 195 42.40 -19.30 5 3
2025: Q4 -0.30 228 53.30 -9.50 21 18
2026: Q1 -0.47 234 55.00 -15.30 -1 -4
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2017 2 -26 -28 -2.58 -19 32 41
2018 23 -53 -53 -1.21 -41 -79 154
2019 67 -108 -109 -2.49 -78 -183 414
2020 94 -121 -122 -2.21 -92 541 829
2021 128 -234 -241 -3.94 -145 988 1,511
2022 257 -295 -298 -4.59 -163 867 1,691
2023 430 -230 -237 -3.40 -119 709 1,299
2024 527 -204 -202 -2.85 -11 593 1,849
2025 738 -161 -166 -2.30 -17 534 1,926

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

Lemonade, Inc. bietet verschiedene Versicherungsprodukte in den USA, Europa, Louisiana und dem Vereinigten Königreich an.

Employees1,282
HeadquartersNew York, NY
Address5 Crosby Street, 10013 New York, United States
Phone844 733 8666
Websitelemonade.com
IPO Date2. Jul 2020
ISINUS52567D1072

Management

Management
Name Title Birth Year
Daniel Asher Schreiber CO-Founder, Chairman & CEO 1971
Shai Wininger Gavish Co-Founder, President & Director 1974
Maya Prosor Co-Founder & Chief Business Officer 1985
Timothy E. Bixby CFO, Principal Accounting Officer & Treasurer 1965
Adina Eckstein Chief Operating Officer 1986
John Sheldon Peters Chief Insurance Officer 1972
Dennis Monaghan General Counsel & Secretary
Sean Parker Burgess Chief Claims Officer
Michal Langer Chief Product Officer

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
27. Jul 2026 Peters John Sheldon Chief Insurance Officer Other 10,000 0.00
7. Jul 2026 Bixby Timothy E Chief Financial Officer Sell 73,000 79.18 5,780,140
6. Jul 2026 Peters John Sheldon Chief Insurance Officer Sell 3,444 79.00 272,076

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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