HomeTrust Bancshares, Inc. (HTB)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 51.30 $ — 99% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/04/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AAQS
5/10The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% 10.9%
- Exp. sales growth 3Y > 5% -12.1%
- EBIT growth 10Y > 5% 18.9%
- Exp. EBIT growth 3Y > 5% 1.7%
- Net debt < 4x EBIT -5.8x
- EBIT positive, 10Y straight 10
- Max. EBIT decline < 50% 45.4%
- Return on equity > 15% 11.5%
- ROCE > 15% 9.7%
- Expected return > 10% 6.8%
View all AAQS quality stocks · Read the methodology at AlleAktien
Source: fundamental data
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
6 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 10.6% failed
- More than 10% revenue growth is expected for the coming year 2.5% failed
- Share count grows by less than 3% a year 2.7% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 13.7% failed
- Gross margin at 40% or higher and without meaningful erosion 70.5% passed
- Goodwill from acquisitions does not grow faster than revenue 0.8% passed
- Net debt below twice EBITDA 470 m net cash passed
- Operating cash flow covers the profits of the last three years -45 m failed
- Return on capital at 15% or higher, or up versus two years ago 9.7% passed
- Insiders hold at least 10% or are net buyers 10.2% passed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 3.2% above the current price.
- Consensus
- Sell
- Analyst Ratings
- 5
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 3.79 | 3.65 – 3.88 | 219 | 1.9% | 5 |
| 12/31/2027 | 3.89 | 3.60 – 4.15 | 226 | 2.7% | 5 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 0.89 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.
· Total · per year
These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.
The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.83 | 4.30 | 74 | 4.40 | 19.10 | 4 | 3 |
| 2025: Q1 | 0.85 | -4.90 | 72 | -0.70 | 20.30 | 72 | 69 |
| 2025: Q2 | 1.01 | 36.90 | 72 | -1.60 | 23.80 | -9 | -11 |
| 2025: Q3 | 0.96 | 25.00 | 74 | -1.00 | 22.20 | -11 | -12 |
| 2025: Q4 | 0.94 | 13.20 | 73 | -2.10 | 22.10 | -2 | -3 |
| 2026: Q1 | 1.00 | 18.10 | 72 | -0.20 | 23.40 | 111 | 110 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2017 | 115 | 17 | 12 | 0.66 | 15 | 398 | 3,207 |
| 2018 | 136 | 35 | 8 | 0.44 | 31 | 409 | 3,304 |
| 2019 | 160 | 34 | 27 | 1.48 | 8 | 409 | 3,476 |
| 2020 | 167 | 29 | 23 | 1.32 | -39 | 408 | 3,723 |
| 2021 | 160 | 19 | 16 | 0.95 | 10 | 397 | 3,525 |
| 2022 | 155 | 45 | 36 | 2.26 | 33 | 389 | 3,549 |
| 2023 | 216 | 57 | 45 | 2.83 | -42 | 471 | 4,607 |
| 2024 | 266 | 63 | 50 | 2.97 | 30 | 500 | 4,673 |
| 2025 | 295 | 70 | 55 | 3.22 | 45 | 552 | 4,595 |
| 2026 | 292 | 81 | 64 | 3.76 | 49 | 601 | 4,546 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
HomeTrust Bancshares, Inc. ist die Bankholding der HomeTrust Bank, die eine Reihe von Privat- und Geschäftskundenbankprodukten und -dienstleistungen in den USA anbietet.
| Employees | 585 |
|---|---|
| Headquarters | Asheville, NC |
| Address | 10 Woodfin Street, 28801 Asheville, United States |
| Phone | 828 259 3939 |
| Website | htb.com |
| IPO Date | 28. Feb 2025 |
| ISIN | US4378721041 |
Management
| Name | Title | Birth Year |
|---|---|---|
| C. Hunter Westbrook | CEO, President & Vice Chairperson of the Board | 1963 |
| Tony J. VunCannon CPA | Executive VP, CFO, Corporate Secretary & Treasurer | 1965 |
| Megan Pelletier | Executive VP, Chief Operations & People Officer | 1979 |
| Kristin Y. Powell | Executive VP and Consumer & Business Banking Group Executive | 1977 |
| John F. Sprink II | Executive VP & Commercial Banking Group Executive | 1965 |
| Charles F. Sivley Jr. | Executive VP & Chief Technical Officer | 1966 |
| Lora Jex | Executive VP & Chief Risk Officer | 1980 |
| Natasha Drozdak | Senior VP & Director of Digital Strategy | – |
| Robert McCain III | Senior VP & Market President of Charlotte Metropolitan | – |
| Kevin M. Nunley | Executive VP & Chief Credit Officer | 1975 |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: August 3, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.