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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Hingham Institution for Savings (HIFS)

Financial Services Banks - Regional
285.20 $
+0.8% vs. previous close
Closing price · As of: 31. Jul 2026
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Trading Day

Previous Close
283.00$
Open
283.20$
Day High
288.60$
Day Low
280.10$
Volume
54,090shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
239.60 $ 333.40 $
08/08/2025 02/06/2026

Current price 285.20 $ — 49% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
0.6$B
Shares Outstanding
2Mio.
Float
73.2%
Beta
0.8

Performance

Perf. 1M
7.90%
Perf. 3M
12.50%
Perf. 6M
4.30%
YTD Performance (%)
3.30%
52-Week-High Distance
-10.8%
Perf. 1Y
17.85%
Perf. 3Y
32.47%
Perf. 5Y
0.72%
Perf. 10Y
142.14%
Perf. Since Inception
-99.93%

Technical Indicators

MA 38 Days
292.30$
MA 50 Days
290.40$
MA 200 Days
289.20$
RSI (14)
46.4
Volatility 30 Days
31.7%
Volatility 250 Days
44.4%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
12.8
Forward P/E
10.6
PEG
P/B
1.3
P/S
2.8
EV/EBITDA
0.0
Price/FCF
16.9

Profitability

Gross Margin
100.0%
EBIT Margin
Net Margin
55.5%
Return on Equity
10.9%
Return on Assets
1.5%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
2.9
Altman Z″
3.83
Piotroski
5 out of 9

Growth

Sales Growth Last Quarter
-30.50%
EPS Growth Last Quarter
-60.20%
Sales Growth (Year)
8.92%
Forward Sales Growth
Forward EPS Growth

Dividend

Dividend Yield
0.89%
Dividend Per Share (TTM)
3.22$
Payout Ratio
13.8%
Years Without a Cut
1Years
Increase Streak
1Years

Quality & Screener

Stage
3
RS Rating
47
EPS Rating
12
Piotroski
5 out of 9
Fundamental Rating
C (51 out of 100)
Altman Z″
3.83

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Next Reporting Date

16. Oct 2026 · after the close · Q3 2026

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 58.7 $M Q4 2025: Q1 · 51.4 $M Q1 2025: Q2 · 54.1 $M Q2 2025: Q3 · 64.5 $M Q3 2025: Q4 · 66.8 $M Q4 2026: Q1 · 42.1 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 5.17 79.00 59 11.80 19.40 2 2
2025: Q1 3.24 3.30 51 -4.30 13.90 12 12
2025: Q2 4.28 128.00 54 4.50 17.40 6 5
2025: Q3 7.85 194.90 65 21.20 26.80 11 11
2025: Q4 9.39 81.70 67 13.80 31.00 8 8
2026: Q1 1.29 -60.10 42 -18.00 6.80 13 13
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2016 74 40 23 10.88 25 161 2,015
2017 82 44 26 11.81 27 186 2,285
2018 92 43 30 13.90 36 213 2,409
2019 116 54 39 17.83 33 247 2,590
2020 115 70 51 23.26 46 293 2,857
2021 123 93 67 30.65 59 355 3,431
2022 118 54 38 17.04 56 386 4,194
2023 191 35 26 12.03 20 408 4,484
2024 217 37 28 12.85 12 432 4,458
2025 237 73 55 24.72 36 480 4,543

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

Hingham Institution for Savings bietet verschiedene Finanzdienstleistungen für Privatpersonen und kleine Unternehmen in den USA an. Es bietet Spar-, Giro-, Geldmarkt-, Termineinlagen-, Sicht- und NOW-Konten sowie Einlagenzertifikate.

Employees93
HeadquartersHingham, MA
Address55 Main Street, 02043 Hingham, United States
Phone781 749 2200
Websitehinghamsavings.com
IPO Date25. Feb 1992
ISINUS4333231029
Stock Split3:2 on 10/06/1998

Management

Management
Name Title Birth Year
Robert H. Gaughen Jr., Esq. Chairman & CEO 1949
Patrick Robert Gaughen President, COO & Director 1981
Cristian A. Melej C.F.A. VP & CFO 1978
Daniel Bagley VP & Chief Information Officer 1985
Jacqueline M. Youngworth Clerk of the Board & Independent Director 1944
Holly M. Cirignano VP & Chief of Staff 1980
Jeremy Martin VP & Chief Compliance Officer
Eileen Trainor CPA VP & Treasurer
Shawn T. Sullivan Vice President of Commercial Lending 1962

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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