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Buy Day today: Neutral (56) Mixed market breadth · no major macro event
SUPV

Grupo Supervielle SA

Financial Services · Banks - Regional · listed since 2016

7.20$ -2.9% vs. previous close Closing price · As of: Sep 25, 2026
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Price history

Chart

Interactive price chart (TradingView).

52-week range: 4.70 $ to 12.90 $ · Last price: 7.20 $ (As of: September 25, 2026)

Key figures

Key figures at a glance

Every figure we hold for this stock, grouped by topic. The question mark next to a label explains what the number means.

Basics

Market Cap ?The value of the entire company on the market: share price times total shares outstanding. 0.7$B
Shares Outstanding ?Total number of shares issued. Price times share count gives market cap. 75m
Float ?Share of stock freely tradable on the market — not locked up in the hands of founders, insiders, or major shareholders. 51.3%
Beta ?Volatility versus the overall market: 1 = moves like the market, 2 = twice as much, under 1 = calmer than the market. 0.4

Performance

Perf. 1M ?Price performance over the last month. -12.20%
Perf. 3M ?Price performance over the last 3 months. 2.30%
Perf. 6M ?Price performance over the last 6 months. -29.00%
YTD Performance (%) ?Price performance since the start of the year (Year to Date). -29.19%
52-Week-High Distance ?How far the price sits below its highest point over the last 52 weeks. 0% means the stock is at its year high. -34.9%
Perf. 1Y ?Price performance over the last 12 months. 18.23%
Perf. 3Y ?Price performance over the last 3 years. 224.08%
Perf. 5Y ?Price performance over the last 5 years. 268.69%
Perf. 10Y ?Price performance over the last 10 years. -45.36%
Perf. Since Inception ?Price performance since the first available trading day (05/19/2016) — with a complete history, that is since the IPO. -28.02%

Technical Indicators

MA 38 Days ?Moving average of the last 38 trading days: the smoothed price path. A price above it signals short-term strength. 8.40$
MA 50 Days ?Moving average of the last 50 trading days — the most widely watched medium-term trend line. 8.70$
MA 200 Days ?Moving average of the last 200 trading days — the dividing line between a long-term uptrend and downtrend. 9.60$
RSI (14) ?Relative Strength Index over 14 days, scale 0 to 100: above 70 counts as overbought, below 30 as oversold. A hint on timing, not a verdict on the company. 27.8
Volatility 30 Days ?Price swings over the last 30 trading days, annualized. The higher the value, the more the price fluctuates. 43.1%
Volatility 250 Days ?Price swings over the last 250 trading days (roughly one market year), annualized. 81.5%

Calculated from the price history · as of 09/25/2026

Valuation

P/E ?Price-to-earnings ratio: how many years of profit does the stock cost? The lower, the cheaper the valuation. No earnings means no P/E. –
Forward P/E ?P/E based on expected earnings for the next 12 months instead of past earnings — analysts' bet on the future. 7.8
PEG ?P/E divided by expected earnings growth: puts valuation in relation to growth. Around 1 is considered fair, well above that is pricey. 0.3
P/B ?Price-to-book ratio: market value relative to book equity. 0.9
P/S ?Price-to-sales ratio: market value divided by annual sales. Important for companies that aren't (yet) profitable. 0.6
EV/EBITDA ?Enterprise value including debt (EV) relative to operating profit before depreciation and amortization (EBITDA) — more comparable than P/E because debt counts too. Extreme values arise when EBITDA is near zero. 0.0
Price/FCF ?Market value divided by free cash flow: how many years of freely available cash does the stock cost? More honest than P/E because cash flow is harder to dress up. –

Profitability

Gross Margin ?Gross margin: what's left of sales after only direct production costs are deducted — the product's pricing power. 100.0%
EBIT Margin ?EBIT margin: operating profit as a percentage of sales — the earning power of the core business before interest and taxes. 3.3%
Net Margin ?Net margin: what's left of sales as profit after ALL costs, interest, and taxes. -11.2%
Return on Equity ?Return on equity: how much profit does the company generate per year on shareholders' equity? -8.6%
Return on Assets ?Return on assets: how much profit the company generates from its total assets (equity and debt combined). -1.2%

Balance Sheet & Safety

Equity Ratio ?Equity ratio: equity as a share of total assets. The higher, the more resilient the balance sheet. 12.9%
Debt/Equity ?Leverage ratio: financial debt divided by equity. Under 1 is generally seen as solid; negative values mean negative equity. 0.6
Altman Z″ ?Edward Altman's bankruptcy early-warning score. We use the Z″ variant, built from four balance-sheet ratios — it is designed for service companies and non-manufacturers and uses book value instead of market value. On that scale: below 1.1 = danger zone, 2.6 and up = safe zone, in between a grey area. Because the classic Altman Z is calculated differently, the two numbers are not directly comparable. The formula does not fit banks, insurers, or real-estate stocks. –
Piotroski ?Balance-sheet health check by Joseph Piotroski: 9 yes/no criteria on profit, cash flow, leverage, and efficiency. 7+ is very solid, under 3 is a red flag. weak 2 out of 9

Growth

Sales Growth Last Quarter ?Sales growth in the most recently reported quarter versus the same quarter a year ago (YoY). 20.70%
EPS Growth Last Quarter ?Growth in earnings per share in the most recently reported quarter versus the same quarter a year ago (YoY). -13.90%
Sales Growth (Year) ?Sales growth in the last fiscal year versus the year before. 13.71%
Forward Sales Growth ?Sales growth analysts expect over the next 12 months — an estimate, not a guarantee. -85.93%
Forward EPS Growth ?Earnings-per-share growth analysts expect over the next 12 months — an estimate, not a guarantee. 253.40%

Dividend

This stock currently pays no dividend.

Quality & Screener

Stage ?Weinstein phases 1 through 4: 1 = basing, 2 = uptrend (the only buy phase), 3 = topping, 4 = downtrend. Measured against the 30-week line. –
RS Rating ?Relative strength from 1 to 99: an RS of 95 means the stock has outperformed 95% of all stocks. –
EPS Rating ?Earnings growth rating from 1 to 99 versus all stocks — high values mean above-average earnings growth. –
Fundamental Rating ?Our own Fundamental Rating: 0 to 100 points with an A+ to F grade. 50 points is the average across the universe, 100 the best possible score. It scores growth, earnings surprises, analyst estimates, margins, cash flow, and balance-sheet safety — every stock percentile-ranked against all others. Grades: A+ from 95, A from 75, B from 55, C from 45, D from 25, E from 5, F below. C (45 out of 100)

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Comparison

Industry comparison

The stock alongside the largest companies in the same group. The median row is the middle value of the companies shown above — not of the whole industry.

Industry: Banks - Regional

Industry comparison
Company Market cap ($B) P/E EV/EBITDA Gross Margin % EBIT Margin % Sales Growth (Year) % Perf. 1Y %
Grupo Supervielle SA SUPV 0.7 – 0.0 100.0 3.3 13.7 18.2
Mizuho Financial Group Inc. MFG 135.7 17.4 0.0 100.0 46.7 10.4 59.4
HDFC Bank Limited HDB 118.1 16.0 0.0 100.0 33.3 24.3 -30.5
ICICI Bank Limited IBN 100.0 17.3 0.0 100.0 38.5 6.0 -9.2
U.S. Bancorp USB 91.0 12.6 0.0 100.0 37.8 0.4 25.8
PNC Financial Services Group Inc PNC 89.8 13.3 0.0 100.0 36.7 -7.0 15.0
Itau Unibanco Banco Holding SA ITUB 89.3 9.8 0.0 100.0 39.1 18.0 23.4
Deutsche Bank AG DB 68.8 9.6 0.0 100.0 33.4 -8.3 5.6
Nu Holdings Ltd NU 66.3 21.4 0.0 100.0 48.2 43.0 -15.3
Median of companies shown 89.8 14.6 0.0 100.0 37.8 10.4 15.0

Based on the most recently reported figures. Only stocks from the same trading venue are lined up, so the market caps are counted in one currency. Compare in a chart →

Fiscal years

Annual Figures

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

Revenue, operating income and net income per fiscal year ARS m

Revenue Operating income Net income

2016 · Revenue: 13,983 ARS m 2016 · Operating income: 1,834 ARS m 2016 · Net income: 1,311 ARS m 2017 · Revenue: 51,505 ARS m 2017 · Operating income: 641 ARS m 2017 · Net income: -1,160 ARS m 2018 · Revenue: 95,012 ARS m 2018 · Operating income: -4,284 ARS m 2018 · Net income: -6,342 ARS m 2019 · Revenue: 155,018 ARS m 2019 · Operating income: -4,079 ARS m 2019 · Net income: -4,421 ARS m 2020 · Revenue: 242,355 ARS m 2020 · Operating income: 12,268 ARS m 2020 · Net income: 10,291 ARS m 2021 · Revenue: 793,883 ARS m 2021 · Operating income: -8,835 ARS m 2021 · Net income: -10,522 ARS m 2022 · Revenue: 1,963,516 ARS m 2022 · Operating income: -58,439 ARS m 2022 · Net income: -34,091 ARS m 2023 · Revenue: 3,016,220 ARS m 2023 · Operating income: 188,132 ARS m 2023 · Net income: 112,401 ARS m 2024 · Revenue: 2,044,824 ARS m 2024 · Operating income: 142,867 ARS m 2024 · Net income: 104,493 ARS m 2025 · Revenue: 2,325,130 ARS m 2025 · Operating income: -112,717 ARS m 2025 · Net income: -56,601 ARS m
2016201720182019202020212022202320242025
Annual Figures
Fiscal Year Revenue (ARS m) EBIT (ARS m) Net Income (ARS m) EPS (ARS) Operating Cash Flow (ARS m) Equity (ARS m) Total Assets (ARS m)
2016 13,983 1,834 1,311 4.10 -294 7,035 53,206
2017 51,505 641 -1,160 -14.77 -27,816 20,069 135,230
2018 95,012 -4,284 -6,342 -69.42 55,422 26,081 218,033
2019 155,018 -4,079 -4,421 -9.68 -18,135 31,905 202,420
2020 242,355 12,268 10,291 112.66 10,059 53,812 376,193
2021 793,883 -8,835 -10,522 -115.19 8,976 100,337 760,479
2022 1,963,516 -58,439 -34,091 -375.22 1,658 287,316 2,165,989
2023 3,016,220 188,132 112,401 1,269.41 157,950 743,396 4,481,593
2024 2,044,824 142,867 104,493 1,188.33 518,861 797,735 4,505,843
2025 2,325,130 -112,717 -56,601 -646.57 -1,046,314 1,006,879 7,788,569

Quarters

Quarterly Figures

Each bar is one quarter, the last one is the most recent. Use the switch to step through the individual figures.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.

These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.

The figures could not be loaded right now.

Sales Per Quarter (ARS m)
2024: Q2 · 553,342.5 ARS m Q2 2024: Q3 · 356,745.2 ARS m Q3 2024: Q4 · 312,353.4 ARS m Q4 2025: Q1 · 349,147.3 ARS m Q1 2025: Q2 · 439,217.2 ARS m Q2 2025: Q3 · 323.4 ARS m Q3 2025: Q4 · 584,349.5 ARS m Q4 2026: Q1 · 571,862.5 ARS m Q1

Source: fundamental data

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales (ARS m) Sales YoY (%) Net Margin (%) OCF (ARS m) FCF (ARS m)
2024: Q2 0.21 20.60 553,343 -2.60 4.30 91,173 79,594
2024: Q3 0.10 -66.70 356,745 -55.10 2.50 493,482 477,422
2024: Q4 0.30 130.80 312,353 -60.00 11.30 -45,596 -70,611
2025: Q1 0.09 -86.40 349,147 -62.90 2.30 -39,402 -45,396
2025: Q2 0.12 -42.90 439,217 -20.60 3.10 -150,914 -165,220
2025: Q3 -0.40 -500.00 323 -99.90 -11.70 -600,288 -615,885
2025: Q4 -0.04 -113.10 584,350 87.10 -3.40 89,252 56,031
2026: Q1 0.06 -30.20 571,863 63.80 -3.00 -298 -304

What Do These Terms Mean?

EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Compare with other stocks →

Screening

Appears in These Scanners

This stock currently matches 3 of our scanner strategies — each hit links to the scanner.

Growth

Risk & Weakness

Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. Scanners marked in red are red-flag signals (risk/short scanners) — appearing there is not a seal of approval. View all scanners

Outlook

Analysts & Price Target

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Consensus Sell 1 = Strong buy … 5 = Strong sell
Analyst Ratings 3
Price Target (average) 12.36$
Distance to price 71.7% The price target sits 71.7% above the current price.

Distribution of Recommendations

Strong Buy 1
Buy 1
Hold 1
Sell 0
Strong Sell 0

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate (ARS) EPS Range (ARS) Revenue Estimate (ARS m) Expected Growth Analysts
12/31/2026 0.61 0.59 – 0.62 1,402,514 253.4% 2
12/31/2027 1.23 1.18 – 1.29 1,714,320 102.3% 3

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

AI classification

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available.

How the Rating Is Built

Growth

Growth Score

Ten checks against the annual reports — each one passed counts a point.

3 of 10 Weak growth
  • Revenue grows by more than 15% a year over three years 5.8%
  • More than 10% revenue growth is expected for the coming year -85.9%
  • Share count grows by less than 3% a year -1.2%
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") -34.9%
  • Gross margin at 40% or higher and without meaningful erosion 39.5%
  • Goodwill from acquisitions does not grow faster than revenue 1.0%
  • Net debt below twice EBITDA 549,162 m net cash
  • Operating cash flow covers the profits of the last three years -529,796 m
  • Return on capital at 15% or higher, or up versus two years ago -1.5%
  • Insiders hold at least 10% or are net buyers 21.5%

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Quality check

AAQS

2/10

The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).

  • Sales growth 10Y > 5% 76.5%
  • Exp. sales growth 3Y > 5% -14.1%
  • EBIT growth 10Y > 5% –
  • Exp. EBIT growth 3Y > 5% -14.1%
  • Net debt < 4x EBIT –
  • EBIT positive, 10Y straight 5
  • Max. EBIT decline < 50% 100.0%
  • Return on equity > 15% -7.3%
  • ROCE > 15% -1.5%
  • Expected return > 10% -107.8%

View stocks with the full AAQS score · Read the methodology at AlleAktien

Source: fundamental data

The company

About the Company

Die Grupo Supervielle S.A., eine Finanzdienstleistungsholding, bietet verschiedene Bankprodukte und -dienstleistungen in Argentinien an. Das Unternehmen ist in den Segmenten Personal & Business Banking, Corporate Banking, Bank Treasury, Insurance sowie Asset Management and Other Services tätig. Es bietet Spar- und Girokonten sowie Termineinlagen; Privat-, Hypotheken-, unbesicherte und Autokredite; Überziehungskredite; Kredite mit besonderen Konditionen für Projekt- und Betriebsmittelfinanzierungen; sowie Leasing, Bankgarantien für Mieter, Gehaltsvorschüsse, in- und ausländisches Factoring, internationale Garantien und Akkreditive, Gehaltszahlungspläne sowie Kredit- und Debitkarten an, außerdem Finanzdienstleistungen und Investitionen wie Investmentfonds, Garantien und Leistungszahlungen für Senioren. Das Unternehmen bietet zudem Außenhandels- und Cash-Management-Dienstleistungen; Beratungsdienstleistungen; Treasury-Dienstleistungen; Versicherungsprodukte, darunter Lebens-, Wohngebäude-, Unfall-, Technik-, Geldautomaten-, Behälter- und Inhaltsschutz- sowie umfassende Versicherungsprodukte für Unternehmer und KMU-Kunden sowie weitere Versicherungspolicen; sowie Asset Management und andere Dienstleistungen an und betreibt zudem einen digitalen Online-Broker. Es ist über ein Netzwerk aus Filialen, Geldautomaten und Selbstbedienungsterminals tätig. Das Unternehmen war früher als Inversiones y Participaciones S.A. bekannt und änderte im November 2008 seinen Namen in Grupo Supervielle S.A. Die Grupo Supervielle S.A. wurde 1887 gegründet und hat ihren Sitz in Buenos Aires, Argentinien.

Employees
2,815
Headquarters
Buenos Aires, Argentina
Address
Reconquista 330, C1003ABG Buenos Aires, Argentina
Phone
54 11 4340 3100
IPO Date
05/19/2016
ISIN
US40054A1088
Stock Split
759:757 on 06/28/2017

Management

Management
Name Title Birth Year
Julio Patricio Supervielle Founder, Chairman of the Board & CEO 1956
Atilio Maria Dell'Oro Maini First Vice-Chairman of the Board & Secretary 1956
Mariano Biglia Chief Financial Officer 1978
Matias Gonzalez Carrara Head Administration & Accounting –
Leonardo Rodolfo Maglia Chief Technology Officer –
Ana Ines Bartesaghi Bender CPA Chief Corporate Affairs, Deputy Head of Market Rrelations & Chief Investor Relations Officer 1968
Celeste Ibañez Chief Legal & Compliance Officer 1977
Casandra Lisa Giuliano Chief People Officer 1971
Juan Cuccia Head of Anti-Money Laundering 1971
Sergio Gustavo Vazquez M.B.A. Chief Audit Executive & Risk Officer 1974

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Data as of: September 25, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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