Erie Indemnity Company
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Price history
Chart
Interactive price chart (TradingView).
52-week range: 207.20 $ to 330.00 $ · Last price: 221.90 $ (As of: September 28, 2026)
Key figures
Key figures at a glance
Every figure we hold for this stock, grouped by topic. The question mark next to a label explains what the number means.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 09/29/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
This stock currently pays no dividend.
Quality & Screener
Comparison
Industry comparison
The stock alongside the largest companies in the same group. The median row is the middle value of the companies shown above — not of the whole industry.
Industry: Insurance Brokers
| Company | Market cap ($B) | P/E | EV/EBITDA | Gross Margin % | EBIT Margin % | Sales Growth (Year) % | Perf. 1Y % |
|---|---|---|---|---|---|---|---|
| Erie Indemnity Company ERIE | 11.6 | 20.1 | 0.0 | 17.9 | 19.1 | 7.2 | -28.3 |
| Marsh & McLennan Companies, Inc. MRSH | 82.0 | 21.8 | 14.1 | 44.0 | 24.3 | 10.3 | -13.6 |
| Arthur J Gallagher & Co AJG | 59.0 | 39.2 | 18.8 | 43.2 | 28.4 | 20.7 | -23.7 |
| Aon PLC AON | 58.1 | 15.7 | 11.0 | 48.2 | 35.8 | 9.5 | -22.9 |
| Willis Towers Watson PLC WTW | 27.7 | 17.6 | 37.7 | 42.5 | 20.5 | -2.2 | -11.9 |
| Brown & Brown Inc BRO | 20.4 | 21.1 | 11.2 | 56.3 | 47.2 | 26.6 | -33.7 |
| Accelerant Holdings ARX | 4.3 | – | 0.0 | 65.1 | -2.2 | 47.2 | 33.2 |
| Neptune Insurance Holdings Inc. NP | 3.8 | 132.3 | 54.6 | 52.7 | 47.5 | 33.7 | – |
| CorVel Corp CRVL | 3.8 | 35.7 | 19.0 | 24.8 | 16.0 | 7.0 | -5.2 |
| Median of companies shown | 20.4 | 21.5 | 14.1 | 44.0 | 24.3 | 10.3 | -18.2 |
Based on the most recently reported figures. Only stocks from the same trading venue are lined up, so the market caps are counted in one currency. Compare in a chart →
Fiscal years
Annual Figures
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
Revenue, operating income and net income per fiscal year $M
Revenue Operating income Net income
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 1,617 | 320 | 210 | 3.59 | 254 | 817 | 1,549 |
| 2017 | 1,718 | 317 | 197 | 3.37 | 197 | 857 | 1,666 |
| 2018 | 2,409 | 374 | 288 | 5.47 | 288 | 974 | 1,778 |
| 2019 | 2,517 | -213 | 317 | 5.42 | 365 | 1,133 | 2,016 |
| 2020 | 2,569 | -267 | 293 | 5.57 | 343 | 1,188 | 2,117 |
| 2021 | 2,701 | -286 | 298 | 6.45 | 298 | 1,342 | 2,242 |
| 2022 | 2,840 | 376 | 299 | 6.46 | 366 | 1,448 | 2,239 |
| 2023 | 3,269 | 520 | 446 | 8.47 | 381 | 1,663 | 2,472 |
| 2024 | 3,795 | 676 | 600 | 11.39 | 611 | 1,987 | 2,889 |
| 2025 | 4,067 | 720 | 559 | 10.62 | 687 | 2,283 | 3,355 |
Quarters
Quarterly Figures
Each bar is one quarter, the last one is the most recent. Use the switch to step through the individual figures.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.
· Total · per year
These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.
The figures could not be loaded right now.
Source: fundamental data
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q3 | 3.02 | 18.90 | 1,000 | 16.40 | 16.00 | 199 | 172 |
| 2024: Q4 | 2.91 | 37.20 | 924 | 13.00 | 16.50 | 194 | 147 |
| 2025: Q1 | 2.65 | 10.90 | 989 | 12.30 | 14.00 | 118 | 88 |
| 2025: Q2 | 3.34 | 5.40 | 1,060 | 7.00 | 16.50 | 178 | 157 |
| 2025: Q3 | 3.49 | 15.60 | 1,067 | 6.70 | 17.10 | 219 | 184 |
| 2025: Q4 | 2.76 | -5.00 | 951 | 2.90 | 6.70 | 172 | 141 |
| 2026: Q1 | 2.90 | 9.40 | 1,012 | 2.30 | 14.90 | 92 | 55 |
| 2026: Q2 | 3.45 | 3.30 | 1,090 | 2.80 | 16.50 | 215 | 173 |
What Do These Terms Mean?
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Screening
Appears in These Scanners
This stock currently matches 3 of our scanner strategies — each hit links to the scanner.
Quality & Balance Sheet
Risk & Weakness
Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. Scanners marked in red are red-flag signals (risk/short scanners) — appearing there is not a seal of approval. View all scanners
Outlook
Analysts & Price Target
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Distribution of Recommendations
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 12.70 | 12.70 – 12.70 | 4,169 | 3.7% | 1 |
| 12/31/2027 | – | – | 0 | – | – |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Valuation
What is priced in?
Instead of guessing what the stock is worth, we turn the question around: what free cash flow growth has to happen for today’s market value to add up? The assumptions behind it can be moved.
Today’s market value implies roughly 8.4% growth in free cash flow per year over ten years (assumptions: discount rate 10.0%, terminal growth 2.5%).
| Free cash flow (last twelve months) | $553.1M |
|---|---|
| Market cap | $11.61B |
| Free cash flow in year ten | $1.23B |
| Terminal value as a share of market value | 56.1% |
It shows which assumption is built into today’s price, not whether that assumption will hold. Every assumption can be changed with the sliders; the figures move with them.
A simplified model calculation — not a forecast and not a recommendation.
AI classification
AI Rating
Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available.
Growth
Growth Score
Ten checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 12.7%
- More than 10% revenue growth is expected for the coming year -73.2%
- Share count grows by less than 3% a year 4.5%
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 21.2%
- Gross margin at 40% or higher and without meaningful erosion 15.8%
- Goodwill from acquisitions does not grow faster than revenue 0.0%
- Net debt below twice EBITDA 353 m net cash
- Operating cash flow covers the profits of the last three years 73 m
- Return on capital at 15% or higher, or up versus two years ago 29.5%
- Insiders hold at least 10% or are net buyers 45.5%
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Quality check
AAQS
6/10The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% 10.8%
- Exp. sales growth 3Y > 5% -100.0%
- EBIT growth 10Y > 5% 9.4%
- Exp. EBIT growth 3Y > 5% 19.6%
- Net debt < 4x EBIT –
- EBIT positive, 10Y straight 7
- Max. EBIT decline < 50% 100.0%
- Return on equity > 15% 24.5%
- ROCE > 15% 29.5%
- Expected return > 10% 25.5%
View stocks with the full AAQS score · Read the methodology at AlleAktien
Source: fundamental data
Insiders
Insider Transactions
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| Aug 31, 2026 | Shine Sarah | Executive Vice President | Other | 4 | 255.56 | 1,022 |
| Aug 31, 2026 | DaBreo Anthony | Senior Vice President, Life | Other | 1 | 255.56 | 256 |
| Aug 31, 2026 | Cook Cody | Executive Vice President | Other | 4 | 255.56 | 1,022 |
The company
About the Company
Erie Indemnity Company fungiert als geschäftsführende Bevollmächtigte (Attorney-in-Fact) für die Zeichner des Erie Insurance Exchange in den Vereinigten Staaten. Sie erbringt Ausstellungs- und Erneuerungsdienste; vertriebsbezogene Dienstleistungen, darunter Vertretervergütung sowie Verkaufs- und Werbeunterstützung; Underwriting-Dienste, die Risikoprüfung und Policenbearbeitung umfassen; sowie weitere Dienstleistungen wie Kundenservice und administrative Unterstützung sowie IT-Dienste. Das Unternehmen wurde 1925 gegründet und hat seinen Sitz in Erie, Pennsylvania.
- Employees
- 6,667
- Headquarters
- Erie, PA
- Address
- 100 Erie Insurance Place, 16530 Erie, United States
- Phone
- 814 870 2000
- Website
- erieinsurance.com
- IPO Date
- 10/02/1995
- ISIN
- US29530P1021
- Stock Split
- 3:1 on 05/13/1996
Management
| Name | Title | Birth Year |
|---|---|---|
| Timothy Gerard NeCastro C.I.C., C.P.A. | President & CEO | 1960 |
| Julie Marie Pelkowski C.P.A. | Executive VP & CFO | 1970 |
| Parthasarathy Srinivasa | Executive VP & Chief Information Officer | 1972 |
| Brian William Bolash Esq. | Executive VP, Corporate Secretary & General Counsel | 1966 |
| Douglas Edward Smith C.P.C.U., FCAS, MAAA | Executive Vice President of Sales & Products | 1974 |
| Bill Matrogran | Vice President of Construction Management & Operations | – |
| Ronald Steven Habursky C.F.A. | Senior VP & Chief Investment Officer | – |
| Scott W. Beilharz | Vice President of Capital Management & Investor Relations | – |
| Charles Michael Fletcher C.I.C. | Senior Vice President of Sales & Marketing | – |
| Sean David Dugan AU, C.I.C., C.P.C.U. | Executive VP of Human Resources & Corporate Services | 1969 |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Data as of: September 28, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.