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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Donegal Group A Inc (DGICA)

Financial Services Insurance - Property & Casualty
19.70 $
-0.1% vs. previous close
Closing price · As of: 31. Jul 2026
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Appears in These Scanners

This stock currently matches 12 of our scanner strategies — each hit links to the scanner.

Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. Scanners marked in red are red-flag signals (risk/short scanners) — appearing there is not a seal of approval. View all scanners

Trading Day

Previous Close
19.80$
Open
19.80$
Day High
20.10$
Day Low
19.20$
Volume
158,214shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
16.30 $ 21.00 $
05/04/2026 12/18/2025

Current price 19.70 $ — 72% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
0.7$B
Shares Outstanding
32Mio.
Float
56.0%
Beta
-0.03

Performance

Perf. 1M
10.30%
Perf. 3M
13.20%
Perf. 6M
-5.00%
YTD Performance (%)
-7.40%
52-Week-High Distance
-14.3%
Perf. 1Y
21.18%
Perf. 3Y
54.58%
Perf. 5Y
59.46%
Perf. 10Y
85.68%
Perf. Since Inception
709.75%

Technical Indicators

MA 38 Days
18.50$
MA 50 Days
18.10$
MA 200 Days
18.40$
RSI (14)
66.6
Volatility 30 Days
26.8%
Volatility 250 Days
23.5%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
Forward P/E
16.0
PEG
1.4
P/B
P/S
0.7
EV/EBITDA
0.0
Price/FCF
10.9

Profitability

Gross Margin
9.4%
EBIT Margin
Net Margin
7.4%
Return on Equity
10.6%
Return on Assets
2.3%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
Altman Z″
Piotroski
4 out of 9

Growth

Sales Growth Last Quarter
-3.70%
EPS Growth Last Quarter
-56.20%
Sales Growth (Year)
-1.17%
Forward Sales Growth
2.61%
Forward EPS Growth
10.30%

Dividend

Dividend Yield
3.90%
Dividend Per Share (TTM)
0.75$
Payout Ratio
40.1%
Years Without a Cut
24Years
Increase Streak
24Years

Quality & Screener

Stage
3
RS Rating
33
EPS Rating
13
Piotroski
4 out of 9
Fundamental Rating
D (39 out of 100)
Altman Z″

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Growth Score

5 of 10 Solid growth

Ten checks against the annual reports — each one passed counts a point.

  • Revenue grows by more than 15% a year over three years 4.9% failed
  • More than 10% revenue growth is expected for the coming year 2.6% failed
  • Share count grows by less than 3% a year -0.8% passed
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 6.0% failed
  • Gross margin at 40% or higher and without meaningful erosion 26.7% failed
  • Goodwill from acquisitions does not grow faster than revenue 0.2% passed
  • Net debt below twice EBITDA 486 m net cash passed
  • Operating cash flow covers the profits of the last three years 32 m passed
  • Return on capital at 15% or higher, or up versus two years ago 15.1% passed
  • Insiders hold at least 10% or are net buyers 1.4% failed

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Analysts & Price Target

Current Price 19.70 $
Price Target (average) 20.25 $

The price target sits 2.8% above the current price.

Consensus
Hold
Analyst Ratings
2
Distribution of Recommendations
Strong Buy 0
Buy 0
Hold 2
Sell 0
Strong Sell 0

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 1.90 1.90 – 1.90 951 -12.4% 1
12/31/2027 1.93 1.85 – 2.00 960 1.3% 2

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 250.0 $M Q4 2025: Q1 · 245.2 $M Q1 2025: Q2 · 247.1 $M Q2 2025: Q3 · 245.9 $M Q3 2025: Q4 · 240.1 $M Q4 2026: Q1 · 236.0 $M Q1

Source: fundamental data

Compare with other stocks →

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.73 250 4.40 9.60 28 28
2025: Q1 0.70 292.80 245 1.70 10.30 26 26
2025: Q2 0.46 273.30 247 0.20 6.80 12 12
2025: Q3 0.65 27.60 246 -2.30 8.20 22 22
2025: Q4 0.54 -25.40 240 -3.90 7.20 10 10
2026: Q1 0.31 -55.50 236 -3.70 4.90 20 20
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2016 687 41 31 1.14 60 439 1,623
2017 737 12 7 0.25 81 449 1,738
2018 769 -48 -33 -1.15 64 399 1,832
2019 812 57 47 1.64 76 451 1,923
2020 778 63 53 1.79 101 518 2,161
2021 816 30 25 0.81 77 531 2,255
2022 848 -4 -2 -0.06 67 484 2,243
2023 927 5 4 0.13 29 480 2,266
2024 990 62 51 1.54 67 546 2,336
2025 978 98 79 2.54 70 640 2,387

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

Donegal Group Inc., eine Versicherungsholding, bietet gewerbliche und private Sparten der Sach- und Schadenversicherung an.

HeadquartersMarietta, PA
Address1195 River Road, 17547-0302 Marietta, United States
Phone800 877 0600
Websitedonegalgroup.com
IPO Date24. Apr 2001
ISINUS2577012014
Stock Split4:3 on 04/27/2006

Management

Management
Name Title Birth Year
Kevin Gerard Burke President, CEO & Chairman 1966
Jeffrey Dean Miller Executive VP & CFO 1964
William Daniel DeLamater Executive VP & COO 1973
Sanjay Pandey Executive VP & Chief Information Officer 1967
Jeffery Tim Hay Executive Vice President 1975
Vincent Anthony Viozzi Senior VP & Chief Investment Officer 1974
David Benjamin Bawel Senior VP & Chief Accounting Officer 1987
Sheri Odette Smith Vice President of Administration
Rick Joseph Hecker Senior VP & General Counsel 1988
Christina Marie Hoffman Senior VP & Chief Risk Officer 1975

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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