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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

CoastalSouth Bancshares, Inc. (COSO)

Financial Services Banks - Regional
27.30 $
+0.7% vs. previous close
Closing price · As of: 31. Jul 2026
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Trading Day

Previous Close
27.10$
Open
27.00$
Day High
27.40$
Day Low
27.00$
Volume
49,259shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
19.90 $ 27.70 $
08/06/2025 07/28/2026

Current price 27.30 $ — 95% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
0.3$B
Shares Outstanding
12Mio.
Float
65.6%
Beta
0.00

Performance

Perf. 1M
4.40%
Perf. 3M
11.60%
Perf. 6M
10.10%
YTD Performance (%)
17.20%
52-Week-High Distance
-2.6%
Perf. 1Y
30.50%
Perf. 3Y
91.46%
Perf. 5Y
63.46%
Perf. Since Inception
136,935.18%

Technical Indicators

MA 38 Days
26.80$
MA 50 Days
26.50$
MA 200 Days
24.50$
RSI (14)
56.3
Volatility 30 Days
18.6%
Volatility 250 Days
21.0%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
12.4
Forward P/E
0.0
PEG
P/B
1.3
P/S
2.4
EV/EBITDA
0.0
Price/FCF
7.8

Profitability

Gross Margin
100.0%
EBIT Margin
Net Margin
32.3%
Return on Equity
11.3%
Return on Assets
1.2%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
Altman Z″
-0.44
Piotroski
5 out of 9

Growth

Sales Growth Last Quarter
18.40%
EPS Growth Last Quarter
8.50%
Sales Growth (Year)
4.68%
Forward Sales Growth
10.03%
Forward EPS Growth
14.40%

Dividend

Dividend Yield
0.73%
Dividend Per Share (TTM)
0.10$
Payout Ratio
6.8%
Years Without a Cut
0Years
Increase Streak
0Years

Quality & Screener

Stage
2
RS Rating
59
EPS Rating
57
Piotroski
5 out of 9
Fundamental Rating
C (52 out of 100)
Altman Z″
-0.44

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Analysts & Price Target

Current Price 27.30 $
Price Target (average) 31.00 $

The price target sits 13.6% above the current price.

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 2.32 2.26 – 2.37 93 7.2% 2
12/31/2027 2.55 2.45 – 2.65 102 10.2% 2

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Next Reporting Date

19. Oct 2026 · after the close · Q3 2026
Expected Earnings per Share
0.56 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 32.5 $M Q4 2025: Q1 · 31.7 $M Q1 2025: Q2 · 33.6 $M Q2 2025: Q3 · 35.0 $M Q3 2025: Q4 · 35.3 $M Q4 2026: Q1 · 34.5 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.47 -20.30 33 -1.20 17.60 38 38
2025: Q1 0.42 107.90 32 16.50 15.90 -1 -2
2025: Q2 0.50 1.30 34 2.50 17.80 -16 -16
2025: Q3 0.56 -14.50 35 -1.50 19.30 -6 -6
2025: Q4 0.59 25.10 35 8.60 20.20 86 85
2026: Q1 0.53 25.30 35 8.90 18.30 -21 -21
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2016 22 5 1 0.18 -8 34 414
2017 19 -6 -12 -3.59 27 57 532
2018 26 0 0 -0.03 9 68 584
2019 36 3 3 0.36 -38 92 708
2020 44 8 6 0.80 -20 102 1,148
2021 57 15 12 1.48 71 125 1,612
2022 76 24 18 2.05 84 119 1,835
2023 114 32 24 2.58 37 156 2,029
2024 130 27 22 2.09 -13 195 2,099
2025 136 31 25 2.16 63 260 2,307

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

CoastalSouth Bancshares, Inc. ist die Bankholding der Coastal States Bank, die Privat- und Geschäftskunden verschiedene Bankprodukte und -dienstleistungen anbietet.

Employees201
HeadquartersAtlanta, GA
Address400 Galleria Parkway, 30339 Atlanta, United States
Phone678 396 4605
Websitecoastalstatesbank.com
IPO Date7. Sep 2017
ISINUS19058X2071
Stock Split1:10 on 10/19/2018

Management

Management
Name Title Birth Year
Stephen R. Stone President, CEO & Director 1976
Anthony P. Valduga CFO & COO 1979
Lauren M. Hemby Executive Vice President & Chief Accounting Officer 1985
Larry DesPres Chief Information Officer
Cameron Bradley Turner Executive VP & Chief Credit Officer 1977
Pete O'Hern Senior VP & MD of Government Guaranteed Lending
Tim Haug Senior Vice President of Mortgage Banker Finance Division
Diana R. McDougall Lowcountry Regional President
Rhonda S. Thornton Chief Retail & Experience Officer
Brian Smith President of Savannah Regional

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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