Safety Insurance Group Inc (SAFT)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 103.40 $ — 100% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
6 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 16.9% passed
- More than 10% revenue growth is expected for the coming year no data
- Share count grows by less than 3% a year 0.1% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 28.3% failed
- Gross margin at 40% or higher and without meaningful erosion 36.4% failed
- Goodwill from acquisitions does not grow faster than revenue 0.7% passed
- Net debt below twice EBITDA 712 m net cash passed
- Operating cash flow covers the profits of the last three years 186 m passed
- Return on capital at 15% or higher, or up versus two years ago 14.0% passed
- Insiders hold at least 10% or are net buyers 2.1% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.
Analysts & Price Target
The price target sits 32.3% below the current price.
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Next Reporting Date
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.55 | -33.90 | 285 | 10.40 | 2.90 | 50 | 50 |
| 2025: Q1 | 1.48 | 8.70 | 300 | 12.40 | 7.30 | 3 | 3 |
| 2025: Q2 | 1.96 | 73.20 | 316 | 18.20 | 9.20 | 32 | 32 |
| 2025: Q3 | 1.92 | 10.10 | 323 | 11.00 | 8.80 | 86 | 86 |
| 2025: Q4 | 1.37 | 148.10 | 315 | 10.70 | 6.40 | 74 | 71 |
| 2026: Q1 | -0.99 | -166.50 | 315 | 5.10 | -4.50 | -17 | -19 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 827 | 104 | 65 | 4.30 | 99 | 671 | 1,758 |
| 2017 | 844 | 93 | 62 | 4.12 | 82 | 701 | 1,807 |
| 2018 | 835 | 110 | 83 | 5.46 | 128 | 719 | 1,856 |
| 2019 | 876 | 124 | 100 | 6.49 | 112 | 808 | 2,023 |
| 2020 | 840 | 175 | 138 | 9.14 | 109 | 885 | 2,054 |
| 2021 | 865 | 164 | 131 | 8.76 | 141 | 927 | 2,117 |
| 2022 | 785 | 60 | 47 | 3.17 | 44 | 812 | 1,973 |
| 2023 | 926 | 24 | 19 | 1.28 | 52 | 804 | 1,965 |
| 2024 | 1,110 | 90 | 71 | 4.81 | 129 | 828 | 2,270 |
| 2025 | 1,254 | 127 | 99 | 6.73 | 195 | 892 | 2,471 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Safety Insurance Group, Inc. bietet Privat- und Gewerbe-Kfz- sowie Hausratversicherungen in Massachusetts, USA, an.
| Employees | 568 |
|---|---|
| Headquarters | Boston, MA |
| Address | 20 Custom House Street, 02110 Boston, United States |
| Phone | 617 951 0600 |
| Website | safetyinsurance.com |
| IPO Date | 22. Nov 2002 |
| ISIN | US78648T1007 |
Management
| Name | Title | Birth Year |
|---|---|---|
| George Michael Murphy C.P.C.U. | President, CEO & Chairperson of the Board | 1967 |
| John Patrick Drago | Vice President of Marketing | 1967 |
| Glenn Robert Hiltpold FCAS, MAAA | Vice President of Actuarial Services | 1971 |
| Brian Siu-Gae Lam | Vice President of Insurance Operations | 1980 |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 27. Jul 2026 | Srb Corp | 10% Owner | Sell | 774,177 | 103.05 | 79,780,875 |
| 27. Jul 2026 | Srb Corp | 10% Owner | Sell | 466,175 | 103.09 | 48,056,349 |
| 24. Jul 2026 | Srb Corp | 10% Owner | Sell | 38,835 | 103.08 | 4,003,019 |
| 17. Jul 2026 | Srb Corp | 10% Owner | Sell | 5,159 | 76.03 | 392,247 |
| 13. Jul 2026 | Srb Corp | 10% Owner | Sell | 34,272 | 76.04 | 2,605,933 |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
View all insider transactions →Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.