Repay Holdings Corp (RPAY)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 4.00 $ — 44% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
This stock currently pays no dividend.
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.
Analysts & Price Target
The price target sits 71.2% above the current price.
- Consensus
- Sell
- Analyst Ratings
- 11
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 0.92 | 0.87 – 0.94 | 493 | 12.1% | 4 |
| 12/31/2027 | 1.11 | 1.04 – 1.19 | 627 | 21.2% | 3 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 0.15 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | -0.05 | – | 78 | 3.00 | -5.30 | 34 | 24 |
| 2025: Q1 | -0.09 | – | 77 | -4.20 | -10.30 | 3 | 2 |
| 2025: Q2 | -1.15 | – | 76 | 1.00 | -135.20 | 33 | 23 |
| 2025: Q3 | -0.08 | -347.00 | 78 | -1.80 | -8.30 | 32 | 21 |
| 2025: Q4 | -1.71 | – | 79 | 0.40 | -178.30 | 23 | 14 |
| 2026: Q1 | -0.12 | – | 81 | 4.50 | -12.30 | 17 | -17 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 82 | 2 | -1 | -0.08 | 3 | 99 | 164 |
| 2017 | 94 | 16 | 9 | 1.45 | 21 | 0 | 0 |
| 2018 | 130 | -1 | 2 | 0.05 | -1 | 253 | 263 |
| 2019 | 105 | -48 | -55 | -1.47 | 21 | 254 | 782 |
| 2020 | 155 | -32 | -106 | -2.02 | 28 | 509 | 1,110 |
| 2021 | 219 | -54 | -50 | -0.60 | 53 | 874 | 1,686 |
| 2022 | 279 | -47 | 13 | 0.12 | 74 | 895 | 1,627 |
| 2023 | 297 | -111 | -110 | -1.23 | 104 | 815 | 1,520 |
| 2024 | 313 | -8 | -10 | -0.11 | 150 | 761 | 1,572 |
| 2025 | 309 | -12 | -257 | -3.00 | 91 | 484 | 1,200 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Repay Holdings Corporation, a payments technology company, provides integrated payment processing solutions that enables consumers and businesses to make payments using electronic payment methods in the United States. It operates through two segments: Consumer Payments and Business Payments.
| Employees | 486 |
|---|---|
| Headquarters | Atlanta, GA |
| Address | 3060 Peachtree Road NW, 30305 Atlanta, United States |
| Phone | 404 504 7472 |
| Website | repay.com |
| IPO Date | 17. Jul 2018 |
| ISIN | US76029L1008 |
Management
| Name | Title | Birth Year |
|---|---|---|
| John Andrew Morris Sr., CPA | CEO, Co-Founder & Director | 1969 |
| Robert Scott Houser | Chief Financial Officer | 1976 |
| Thomas Eugene Sullivan | Chief Accounting Officer | – |
| David M. Guthrie | Chief Technology Officer | 1967 |
| Tyler B. Dempsey J.D. | General Counsel & Secretary | 1974 |
| Stewart Joseph Grisante | Head of Investor Relations | – |
| Naomi Barnett | Executive Vice President of Human Resources | 1991 |
| Darin Horrocks | Executive Vice President of Business Payments | – |
| Matthew Morrow | Executive Vice President of Consumer Payments | – |
| Rick Watkin | President of KUBRA | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.