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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

PagSeguro Digital Ltd (PAGS)

Technology Software - Infrastructure
9.60 $
-2.0% vs. previous close
Closing price · As of: 31. Jul 2026
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Appears in These Scanners

This stock currently matches 4 of our scanner strategies — each hit links to the scanner.

Quality & Balance Sheet
Momentum & Trend
Risk & Weakness

Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. Scanners marked in red are red-flag signals (risk/short scanners) — appearing there is not a seal of approval. View all scanners

Trading Day

Previous Close
9.80$
Open
9.80$
Day High
9.80$
Day Low
9.60$
Volume
1,385,109shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
7.80 $ 12.00 $
08/01/2025 01/29/2026

Current price 9.60 $ — 43% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
2.7$B
Shares Outstanding
159Mio.
Float
91.3%
Beta
1.3

Performance

Perf. 1M
-2.70%
Perf. 3M
-3.60%
Perf. 6M
-3.70%
YTD Performance (%)
-6.00%
52-Week-High Distance
-29.1%
Perf. 1Y
29.02%
Perf. 3Y
-8.36%
Perf. 5Y
-81.22%
Perf. Since Inception
-64.35%

Technical Indicators

MA 38 Days
9.10$
MA 50 Days
9.10$
MA 200 Days
9.90$
RSI (14)
57.7
Volatility 30 Days
28.2%
Volatility 250 Days
45.6%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
Forward P/E
6.2
PEG
P/B
P/S
0.1
EV/EBITDA
5.9
Price/FCF
7.5

Profitability

Gross Margin
51.3%
EBIT Margin
37.3%
Net Margin
10.8%
Return on Equity
14.5%
Return on Assets
6.5%

Balance Sheet & Safety

Equity Ratio
19.3%
Debt/Equity
fortress balance sheet
Altman Z″
6.42
Piotroski
4 out of 9

Growth

Sales Growth Last Quarter
1.50%
EPS Growth Last Quarter
12.20%
Sales Growth (Year)
5.57%
Forward Sales Growth
5.69%
Forward EPS Growth
11.90%

Dividend

Dividend Yield
10.79%
Dividend Per Share (TTM)
0.50$
Payout Ratio
10.8%
Years Without a Cut
0Years
Increase Streak
0Years

Quality & Screener

Stage
1
RS Rating
26
EPS Rating
60
Piotroski
4 out of 9
Fundamental Rating
C (47 out of 100)
fortress balance sheet
Altman Z″
6.42

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Growth Score

4 of 10 Weak growth

Ten checks against the annual reports — each one passed counts a point.

  • Revenue grows by more than 15% a year over three years 8.5% failed
  • More than 10% revenue growth is expected for the coming year 5.7% failed
  • Share count grows by less than 3% a year -3.3% passed
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 13.6% failed
  • Gross margin at 40% or higher and without meaningful erosion 50.6% passed
  • Goodwill from acquisitions does not grow faster than revenue 0.3% passed
  • Net debt below twice EBITDA 4.0 x EBITDA failed
  • Operating cash flow covers the profits of the last three years -2,689 m failed
  • Return on capital at 15% or higher, or up versus two years ago 27.3% passed
  • Insiders hold at least 10% or are net buyers 3.5% failed

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Analysts & Price Target

Current Price 9.60 $
Price Target (average) 11.66 $

The price target sits 21.5% above the current price.

Consensus
Sell
Analyst Ratings
17
Distribution of Recommendations
Strong Buy 7
Buy 3
Hold 6
Sell 0
Strong Sell 1

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 8.70 7.98 – 9.09 21,177 9.4% 9
12/31/2027 9.59 8.84 – 10.12 22,359 10.2% 8

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Next Reporting Date

13. Aug 2026 · Q2 2026
Expected Earnings per Share
0.40 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 5,002.7 $M Q4 2025: Q1 · 4,711.2 $M Q1 2025: Q2 · 4,890.9 $M Q2 2025: Q3 · 4,915.8 $M Q3 2025: Q4 · 5,304.7 $M Q4 2026: Q1 · 4,692.5 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 1.91 24.80 5,003 17.00 12.00 -601 -817
2025: Q1 1.72 14.40 4,711 12.10 11.10 1,216 568
2025: Q2 1.79 14.00 4,891 10.50 11.00 2,236 1,707
2025: Q3 1.88 13.50 4,916 4.50 11.30 2,183 1,670
2025: Q4 1.76 -8.00 5,305 6.00 9.60 -2,999 -3,237
2026: Q1 1.89 10.10 4,693 -0.40 11.40 461 220
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2016 1,133 225 127 0.40 72 627 2,370
2017 2,515 791 479 1.83 471 870 4,236
2018 4,056 978 909 2.86 -1,869 6,551 11,417
2019 5,581 1,826 1,366 4.15 489 1,987 3,625
2020 6,686 1,732 1,292 3.92 2,153 1,793 4,298
2021 10,299 2,122 1,166 3.51 898 1,885 5,579
2022 15,159 5,073 1,505 4.57 3,549 11,842 45,329
2023 15,680 5,385 1,654 5.10 4,000 13,241 55,108
2024 18,334 5,959 2,116 6.62 -3,416 14,668 72,901
2025 19,355 7,266 2,077 6.97 2,574 14,632 74,372

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

PagSeguro Digital Ltd. bietet gemeinsam mit ihren Tochtergesellschaften Finanz- und Zahlungslösungen für Verbraucher, Einzelunternehmer, Mikrohändler sowie kleine und mittelgroße Unternehmen in Brasilien und international an.

HeadquartersSão Paulo, SP
AddressAv. Brigadeiro Faria Lima, No. 1,384, 01451-001 São Paulo, Brazil
Phone55 11 3914 9524
Websitepagbank.com.br
IPO Date24. Jan 2018
ISINKYG687071012

Management

Management
Name Title Birth Year
Carlos Mauad Chief Executive Officer
Gustavo Bahia Gama Sechin CFO, Chief Accounting Officer & Investor Relations Officer
Ricardo Dutra da Silva Principal Executive Officer 1975

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
21. Jul 2026 Dutra da Silva Ricardo Principal Executive Officer Sell 25,000 9.27 231,750
20. Jul 2026 Dutra da Silva Ricardo Principal Executive Officer Sell 25,000 9.24 231,000
16. Jul 2026 Dutra da Silva Ricardo Principal Executive Officer Sell 25,000 9.17 229,250
15. Jul 2026 Dutra da Silva Ricardo Principal Executive Officer Sell 24,160 9.22 222,755
14. Jul 2026 Dutra da Silva Ricardo Principal Executive Officer Sell 25,000 9.25 231,250
17. Apr 2026 Alexandre Mr Magnani Director Sell 200,000 11.26 2,252,000

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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