nCino Inc (NCNO)
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This stock currently matches 4 of our scanner strategies — each hit links to the scanner.
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 18.50 $ — 24% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
This stock currently pays no dividend.
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
5 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 13.4% failed
- More than 10% revenue growth is expected for the coming year 8.9% failed
- Share count grows by less than 3% a year 1.1% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 23.9% failed
- Gross margin at 40% or higher and without meaningful erosion 60.6% passed
- Goodwill from acquisitions does not grow faster than revenue 65.4% passed
- Net debt below twice EBITDA 2.9 x EBITDA failed
- Operating cash flow covers the profits of the last three years 278 m passed
- Return on capital at 15% or higher, or up versus two years ago 0.3% passed
- Insiders hold at least 10% or are net buyers 2.9% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.
Analysts & Price Target
The price target sits 26.3% above the current price.
- Consensus
- Hold
- Analyst Ratings
- 16
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 01/31/2027 | 1.25 | 0.98 – 1.38 | 645 | 17.1% | 14 |
| 01/31/2028 | 1.49 | 1.26 – 1.73 | 702 | 19.3% | 14 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 0.11 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2025: Q1 | -0.16 | -1,703.70 | 141 | 14.30 | -13.20 | -10 | -10 |
| 2025: Q2 | 0.05 | – | 144 | 12.50 | 3.90 | 54 | 53 |
| 2025: Q3 | -0.13 | – | 149 | 12.40 | -10.30 | 18 | 13 |
| 2025: Q4 | 0.06 | – | 152 | 9.60 | 4.30 | 5 | 5 |
| 2026: Q1 | 0.07 | – | 150 | 5.90 | 5.60 | 13 | 13 |
| 2026: Q2 | 0.12 | 161.20 | 159 | 10.60 | 8.60 | 81 | 81 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2018 | 58 | -19 | -19 | -0.21 | -16 | 78 | 113 |
| 2019 | 92 | -23 | -22 | -0.25 | -5 | 66 | 120 |
| 2020 | 138 | -28 | -28 | -0.31 | -9 | 172 | 250 |
| 2021 | 204 | -43 | -41 | -0.46 | 9 | 425 | 563 |
| 2022 | 274 | -71 | -49 | -0.51 | -19 | 1,068 | 1,301 |
| 2023 | 408 | -94 | -103 | -0.93 | -15 | 1,024 | 1,327 |
| 2024 | 477 | -40 | -42 | -0.38 | 57 | 1,049 | 1,340 |
| 2025 | 541 | -18 | -38 | -0.33 | 55 | 1,089 | 1,610 |
| 2026 | 595 | 4 | 5 | 0.05 | 90 | 1,056 | 1,648 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
nCino, Inc., ein Software-as-a-Service-Unternehmen, bietet Softwarelösungen für Finanzinstitute in den USA, dem Vereinigten Königreich und international an.
| CEO Insider Trades (12 Mo.) | selling own stock |
|---|---|
| Employees | 1,684 |
| Headquarters | Wilmington, NC |
| Address | 6770 Parker Farm Drive, 28405 Wilmington, United States |
| Phone | 888 676 2466 |
| Website | ncino.com |
| IPO Date | 14. Jul 2020 |
| ISIN | US63947X1019 |
| Stock Split | 1:1 on 01/10/2022 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Pierre Naude | Co-Founder & Chairman of the Board | 1959 |
| Sean Desmond | CEO, President & Director | 1974 |
| Gregory D. Orenstein | CFO & Treasurer | 1969 |
| April Rieger | Chief Legal & Administrative Officer and Corporate Secretary | 1980 |
| Katie Smith | Director of Operations | – |
| Jeanette Sellers | Vice President of Accounting | – |
| Izak Cronier | Head of Information Technology | – |
| Davis Brannan | Executive Vice President of Strategic Operations | – |
| Anthony Morris | Senior VP of Global Banking Strategy & Customer Advisory | – |
| Mark Bernhardi | Managing Director of Australia & New Zealand | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 6. Jul 2026 | Desmond Sean | CEO & President | Sell | 8,064 | 17.47 | 140,878 |
| 6. Jul 2026 | Desmond Sean | CEO & President | Other | 8,064 | 4.98 | 40,159 |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
View all insider transactions →Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.