HCI Group Inc (HCI)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 175.00 $ — 54% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
8 of 10 Growth gemTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 22.3% passed
- More than 10% revenue growth is expected for the coming year 4.8% failed
- Share count grows by less than 3% a year 13.5% failed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 69.4% passed
- Gross margin at 40% or higher and without meaningful erosion 73.2% passed
- Goodwill from acquisitions does not grow faster than revenue 0.0% passed
- Net debt below twice EBITDA 1,174 m net cash passed
- Operating cash flow covers the profits of the last three years 521 m passed
- Return on capital at 15% or higher, or up versus two years ago 35.5% passed
- Insiders hold at least 10% or are net buyers 14.3% passed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.
Analysts & Price Target
The price target sits 36.2% above the current price.
- Consensus
- Strong Sell
- Analyst Ratings
- 5
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 18.45 | 17.33 – 19.27 | 973 | -20.0% | 3 |
| 12/31/2027 | 18.79 | 18.10 – 19.22 | 1,032 | 1.9% | 3 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 4.97 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.20 | -93.90 | 161 | -0.70 | 1.60 | 75 | 74 |
| 2025: Q1 | 5.49 | 45.60 | 217 | 5.20 | 32.10 | 162 | 160 |
| 2025: Q2 | 5.14 | 20.60 | 222 | 7.60 | 29.80 | 145 | 145 |
| 2025: Q3 | 5.08 | 840.60 | 216 | 23.50 | 30.30 | 27 | 26 |
| 2025: Q4 | 7.58 | 3,621.40 | 246 | 52.50 | 39.70 | 112 | 111 |
| 2026: Q1 | 5.70 | 3.70 | 243 | 11.90 | 30.20 | 149 | 149 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 258 | 47 | 29 | 2.67 | 88 | 244 | 670 |
| 2017 | 244 | -16 | -7 | -0.81 | 16 | 194 | 842 |
| 2018 | 231 | 27 | 18 | 2.25 | 29 | 181 | 833 |
| 2019 | 241 | 36 | 27 | 2.60 | 54 | 186 | 803 |
| 2020 | 276 | 37 | 28 | 2.85 | 77 | 201 | 941 |
| 2021 | 403 | 11 | 2 | 0.22 | 97 | 323 | 1,177 |
| 2022 | 492 | -68 | -59 | -6.64 | 0 | 163 | 1,803 |
| 2023 | 550 | 118 | 79 | 7.16 | 231 | 325 | 1,811 |
| 2024 | 749 | 173 | 110 | 8.67 | 332 | 453 | 2,230 |
| 2025 | 901 | 429 | 299 | 23.21 | 447 | 1,041 | 2,529 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
HCI Group, Inc. ist gemeinsam mit ihren Tochtergesellschaften im Sach- und Schadenversicherungsgeschäft in den USA tätig.
| Employees | 594 |
|---|---|
| Headquarters | Tampa, FL |
| Address | 3802 Coconut Palm Drive, 33619 Tampa, United States |
| Phone | 813 849 9500 |
| Website | hcigroup.com |
| IPO Date | 15. Sep 2008 |
| ISIN | US40416E1038 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Pareshbhai Suryakant Patel | Founder, Chairman, President & CEO | 1963 |
| Gregory Politis | Co-Founder & Lead Independent Director | 1953 |
| James Mark Harmsworth CPA | Chief Financial Officer | 1964 |
| Andrew Lloyd Graham J.D. | VP, General Counsel & Company Secretary | 1958 |
| Anthony Saravanos | President of Greenleaf Capital LLC & Real Estate Division and Director | 1971 |
| Nathaniel Otis | Vice President of Investor Relations | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.