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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Fold Holdings, Inc. Class A Common Stock (FLD)

Financial Services Capital Markets
0.45 $
-0.4% vs. previous close
Closing price · As of: 31. Jul 2026
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Appears in These Scanners

This stock currently matches 3 of our scanner strategies — each hit links to the scanner.

Quality & Balance Sheet
Momentum & Trend

Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. View all scanners

Trading Day

Previous Close
0.45$
Open
0.46$
Day High
0.46$
Day Low
0.45$
Volume
79,043shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
0.38 $ 4.50 $
07/17/2026 09/19/2025

Current price 0.45 $ — 2% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
0.02$B
Shares Outstanding
51Mio.
Float
12.2%
Beta
0.4

Performance

Perf. 1M
-53.00%
Perf. 3M
-64.00%
Perf. 6M
-82.70%
YTD Performance (%)
-77.80%
52-Week-High Distance
-90.1%
Perf. 1Y
-89.36%
Perf. 3Y
-95.67%
Perf. 5Y
-94.67%
Perf. Since Inception
-95.36%

Technical Indicators

MA 38 Days
0.50$
MA 50 Days
0.61$
MA 200 Days
1.80$
RSI (14)
40.8
Volatility 30 Days
95.8%
Volatility 250 Days
102.3%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
Forward P/E
0.0
PEG
P/B
0.7
P/S
0.8
EV/EBITDA
4.0
Price/FCF

Profitability

Gross Margin
-43.8%
EBIT Margin
Net Margin
-164.6%
Return on Equity
-92.2%
Return on Assets
-15.0%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
0.9
Altman Z″
-9.72
Piotroski
5 out of 9

Growth

Sales Growth Last Quarter
-21.10%
EPS Growth Last Quarter
Sales Growth (Year)
33.85%
Forward Sales Growth
83.96%
Forward EPS Growth
-24.40%

Dividend

This stock currently pays no dividend.

Quality & Screener

Stage
4
RS Rating
1
Top 10%
EPS Rating
97
Piotroski
5 out of 9
Fundamental Rating
E (24 out of 100)
Altman Z″
-9.72

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Growth Score

4 of 10 Weak growth

Ten checks against the annual reports — each one passed counts a point.

  • Revenue grows by more than 15% a year over three years 3.3% failed
  • More than 10% revenue growth is expected for the coming year 84.0% passed
  • Share count grows by less than 3% a year -2.9% passed
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") -19.8% failed
  • Gross margin at 40% or higher and without meaningful erosion 44.4% failed
  • Goodwill from acquisitions does not grow faster than revenue 0.0% passed
  • Net debt below twice EBITDA failed
  • Operating cash flow covers the profits of the last three years 42 m failed
  • Return on capital at 15% or higher, or up versus two years ago -21.0% failed
  • Insiders hold at least 10% or are net buyers 72.4% passed

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Analysts & Price Target

Current Price 0.45 $
Price Target (average) 3.41 $

The price target sits 657.8% above the current price.

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Next Reporting Date

11. Aug 2026 · after the close · Q2 2026
Expected Earnings per Share
-0.16 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · -15.3 $M Q4 2025: Q1 · 7.1 $M Q1 2025: Q2 · 8.2 $M Q2 2025: Q3 · 7.4 $M Q3 2025: Q4 · 9.1 $M Q4 2026: Q1 · 5.6 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 1.25 -15 -366.80 0 0
2025: Q1 -0.96 7 43.70 -689.60 -5 -5
2025: Q2 0.26 8 62.40 164.20 -4 -4
2025: Q3 0.01 7 41.10 7.50 -3 -3
2025: Q4 -0.68 -154.50 9 -379.90 -5 -5
2026: Q1 -0.57 6 -21.10 -521.60 -7 -7
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

Fold Holdings, Inc., ein Unternehmen für Bitcoin-Finanzdienstleistungen, bietet in den USA Zugang zu Bitcoin über eine Reihe von Finanzprodukten für Verbraucher an.

Employees44
HeadquartersPhoenix, AZ
Websitefoldapp.com
IPO Date9. Feb 2022

Management

Management
Name Title Birth Year
William Reeves Founder, CEO & Chairman of the Board 1989
Wolfe Repass Chief Financial Officer 1990
Thomas Dickman Chief Technology Officer 1991
Matthew McManus Chief Operating Officer 1990
Samir Jain C.F.A. IR & Advisory Executive
Audrey Bartosh Corporate Secretary

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
22. Jul 2026 McManus Matt Chief Operating Officer Sell 2,109 0.45 949
22. Apr 2026 Matt Mcmanus COO Sell 9,924 1.50 14,886
20. Apr 2026 Thomas J Dickman CTO Sell 61 1.50 92
20. Apr 2026 Wolfe Repass CFO Sell 236 1.50 354

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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