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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

BRC Group Holdings, Inc. (RILY)

Financial Services Financial Conglomerates
7.20 $
+2.1% vs. previous close
Closing price · As of: 31. Jul 2026
🔔 Watch stock

symbol.quality_heading

Substance risk

We found at least one documented issue that threatens the company itself — regardless of how the stock is currently valued.

Four documented substance findings work together. First the balance sheet: $1,717.9m of liabilities against $136.3m of equity, of which $124.2m is claimed ahead of common shareholders by the preferred — arithmetically almost nothing remains for common holders. Second the maturities: roughly $337.3m of notes due within twelve months against $178.0m of cash and $38.1m of quarterly cash flow. Third the quality of earnings: 41 percent of revenue is trading gains, roughly $250m of paper gains carry a quarterly profit of $222.2m, and equity turned positive not through earning but through swapping notes into shares at 21 percent dilution in four months. Fourth the audit verdict: internal control over financial reporting was expressly found ineffective as of December 31, 2025, with acknowledged material weaknesses and a preceding filing backlog of several months. Any one of these four layers would be survivable; together they describe substance risk. The scanner hook itself was not used to justify red — that the 1.2 rests on a wrong figure is a data error, not a finding about the company.

symbol.quality_note

Read the Full Deep Dive
BRC Group (formerly B. Riley): Audited Numbers From a Faulted Machine

The company still trading as RILY now files with the U.S. securities regulator as BRC Group Holdings. It sits at rank 22 in our in-house stock scanner because of a number that appears in none of its filings. And its auditor signed off on the accounts while expressly finding internal control on the same date to be ineffective. We separate the two — and look at what the business underneath actually earned.

Read the analysis

Stock Watch

This analysis is as of July 27, 2026. Stock Watch will tell you what's changed at RILY since then.

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Appears in These Scanners

This stock currently matches 9 of our scanner strategies — each hit links to the scanner.

Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. Scanners marked in red are red-flag signals (risk/short scanners) — appearing there is not a seal of approval. View all scanners

Trading Day

Previous Close
7.00$
Open
7.00$
Day High
7.30$
Day Low
6.90$
Volume
543,548shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
3.70 $ 10.70 $
12/15/2025 05/22/2026

Current price 7.20 $ — 50% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
0.3$B
Shares Outstanding
40Mio.
Float
62.5%
Beta
1.2

Performance

Perf. 1M
-20.40%
Perf. 3M
20.50%
Perf. 6M
71.80%
YTD Performance (%)
86.10%
52-Week-High Distance
-36.7%
Perf. 1Y
33.33%
Perf. 3Y
-85.70%
Perf. 5Y
-85.96%
Perf. 10Y
31.60%
Perf. Since Inception
-93.21%

Technical Indicators

MA 38 Days
7.70$
MA 50 Days
8.20$
MA 200 Days
7.00$
RSI (14)
47.0
Volatility 30 Days
79.9%
Volatility 250 Days
98.4%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
0.5
Forward P/E
0.0
PEG
P/B
3.7
P/S
0.2
EV/EBITDA
2.5
Price/FCF
1.3

Profitability

Gross Margin
22.7%
EBIT Margin
Net Margin
50.8%
Return on Equity
-3,385.4%
Return on Assets
28.6%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
17.4
Altman Z″
3.92
Piotroski
6 out of 9

Growth

Sales Growth Last Quarter
113.40%
EPS Growth Last Quarter
Sales Growth (Year)
77.91%
Forward Sales Growth
Forward EPS Growth

Dividend

This stock currently pays no dividend.

Quality & Screener

Stage
2
Top 10%
RS Rating
90
Top 10%
EPS Rating
99
Piotroski
6 out of 9
Fundamental Rating
B (58 out of 100)
Altman Z″
3.92

AI Rating

Threatened

Künstliche Intelligenz kommt in den ausgewerteten Berichten ausschließlich als Wettbewerbsgefahr vor: Das 10-K 2025 nennt sie als Vorteil größerer Wettbewerber, als möglichen Auslöser sinkender Markteintrittshürden und als Risiko für das eigene Geschäftsmodell. Kein KI-Produkt, kein KI-Umsatz, kein belegter eigener Einsatz.

View the full file — quotes, sources, reviewed filings
„Burgeoning interest in AI may increase our competition and disrupt our business model."

Das wachsende Interesse an künstlicher Intelligenz kann unseren Wettbewerb verschärfen und unser Geschäftsmodell stören.

10-K · 2026-03-31 · View SEC filing
„AI may lower barriers to entry in our industry and we may be unable to effectively compete with the products or services offered by new competitors."

Künstliche Intelligenz kann die Markteintrittshürden in unserer Branche senken, und wir sind möglicherweise nicht in der Lage, mit den Produkten oder Dienstleistungen neuer Wettbewerber wirksam zu konkurrieren.

10-K · 2026-03-31 · View SEC filing

Filings Reviewed: 10-K 2026-03-31 · 10-K 2025-09-19 · 10-Q 2026-05-07 · 10-Q 2026-01-14 · 8-K 2026-07-02 · 8-K 2026-06-15

Rated on July 27, 2026 · How the Rating Is Built

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Analysts & Price Target

Current Price 7.20 $
Price Target (average) 1.50 $

The price target sits 79.2% below the current price.

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Next Reporting Date

6. Aug 2026 · after the close · Q2 2026

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.

These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.

The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 246.8 $M Q4 2025: Q1 · 194.2 $M Q1 2025: Q2 · 267.6 $M Q2 2025: Q3 · 234.7 $M Q3 2025: Q4 · 307.1 $M Q4 2026: Q1 · 450.6 $M Q1

Source: fundamental data

Compare with other stocks →

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 -7.08 247 -28.00 -115.20 20 18
2025: Q1 -0.25 194 -43.40 -5.10 0 -7
2025: Q2 0.07 268 -1.10 1.10 -3 -4
2025: Q3 1.81 235 -4.90 31.00 -26 -28
2025: Q4 2.16 307 24.40 28.30 26 25
2026: Q1 5.31 451 132.10 47.30 224 223
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Assessment: Opportunities & Risks

The hook does not hold

The displayed price-to-free-cash-flow ratio of 1.2 rests on operating cash flow of $224.1m for the first quarter of 2026. The quarterly report states $38.1m — in the cash flow statement and in the management discussion; the cash reconciliation supports it. Recalculated the ratio is about 8.9, making rank 22 of the U.S. selection an artifact (measured July 27, 2026).

Internal control faulted

BDO USA issued a clean opinion on the 2025 financial statements but found internal control over financial reporting ineffective as of December 31, 2025; the company acknowledges material weaknesses. The critical audit matter is the accounting for the new senior notes and related warrants from five exchange transactions.

Earnings from valuations

41 percent of quarterly revenue is trading gains ($145.1m of $352.1m; prior year −$16.2m). Together with $105.1m of investment gains, roughly $250m of paper gains carry quarterly net income of $222.2m — against $38.1m of actual cash flow.

Leverage and maturities

Liabilities of $1,717.9m against equity of $136.3m — roughly $12.60 of debt per dollar of equity. In the twelve months after March 31, 2026 about $337.3m of notes come due, against $178.0m of cash.

Backlog cleared, debt reduced

The filing backlog is over: 2025 annual report on March 31, 2026 and the quarterly report on May 7, 2026. Senior notes fell within one quarter from $1,301.8m to $1,171.5m and equity swung from −$171.5m to +$77.3m — though through conversion into shares, at roughly 21 percent more common shares in four months.

Bottom Line

BRC Group Holdings — still trading as RILY — sits at rank 22 on our list because a data-set figure contradicts the company's own quarterly report: $224.1m against $38.1m of cash flow. Recalculated, the stock is not cheap but ordinarily valued. Underneath sits a heavily indebted investment bank whose quarterly profit consists of valuation moves well beyond 100 percent, whose equity turned positive through debt-for-equity exchanges, and whose internal control the auditor found ineffective. Not investment advice.

Worth Noting:
  • Hook: in-house stock scanner, price-to-free-cash-flow ranking, U.S. selection (545 hits), rank 22 at a displayed value of 1.2 — measured July 27, 2026, identically on both brands. The lists are recalculated daily.
  • Market capitalization is calculated from the share count on the quarterly report cover page (37,130,592 shares as of May 5, 2026) rather than taken from the data set, which carries 40.19 million shares. Preferred shares are excluded.
  • No Altman Z as a solvency verdict: the formula is built for industrial companies and says nothing meaningful about an investment bank with a trading book and a $550.0m accumulated deficit. Our data set carries 3.92; the value is deliberately not used.
  • Risk of confusion: BRC Group Holdings, Inc. previously filed as B. Riley Financial, Inc. and before that as Great American Group, Inc. Alongside the common stock RILY, several preferred and note series are listed (RILYG, RILYL, RILYN, RILYP, RILYT, RILYZ); they are not part of the common market capitalization.

About the Company

BRC Group Holdings, Inc. erbringt über seine Tochtergesellschaften Finanzdienstleistungen in Nordamerika, Australien, Europa, dem Nahen Osten, Afrika, Asien und Lateinamerika.

Employees1,380
HeadquartersLos Angeles, CA
Websitebrcgh.com
IPO Date2. Aug 2007

Management

Management
Name Title Birth Year
Bryant Richard Riley Co-Founder, Chairman & Co-CEO 1967
Thomas J. Kelleher Co-Founder, Co-CEO & Director 1967
Scott Yessner CPA Executive Vice President & CFO 1970
Alan Neil Forman J.D. Executive VP, General Counsel & Secretary 1961
Andrew Thomas Moore Chairman & Co-CEO of B. Riley Securities Inc 1977
Howard E. Weitzman Senior VP & Chief Accounting Officer 1962
Timothy Wood Chief Information Officer
Nancy O. Feeney Chief Human Resources Officer
Steven Smith Senior Vice President of Financial Operations for B. Riley Retail Solutions
Billy Nichols Senior VP & Director of Merchandising for B. Riley Retail Solutions

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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