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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Aflac Incorporated (AFL)

Financial Services Insurance - Life
127.50 $
+0.1% vs. previous close
Closing price · As of: 31. Jul 2026
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Trading Day

Previous Close
127.40$
Open
126.50$
Day High
128.00$
Day Low
126.00$
Volume
2,019,121shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
98.10 $ 129.60 $
08/01/2025 07/28/2026

Current price 127.50 $ — 93% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
64.9$B
Shares Outstanding
509Mio.
Float
99.1%
Beta
0.6

Performance

Perf. 1M
6.60%
Perf. 3M
13.40%
Perf. 6M
9.70%
YTD Performance (%)
8.90%
52-Week-High Distance
-1.7%
Perf. 1Y
31.04%
Perf. 3Y
87.94%
Perf. 5Y
159.73%
Perf. 10Y
344.88%
Perf. Since Inception
247,433.98%

Technical Indicators

MA 38 Days
121.00$
MA 50 Days
119.60$
MA 200 Days
113.30$
RSI (14)
65.0
Volatility 30 Days
17.3%
Volatility 250 Days
16.9%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
14.8
Forward P/E
14.5
PEG
1.2
P/B
2.2
P/S
3.6
EV/EBITDA
0.0
Price/FCF
22.1

Profitability

Gross Margin
50.1%
EBIT Margin
29.6%
Net Margin
25.6%
Return on Equity
16.5%
Return on Assets
3.1%

Balance Sheet & Safety

Equity Ratio
25.8%
Debt/Equity
0.3
Altman Z″
9.17
Piotroski
6 out of 9

Growth

Sales Growth Last Quarter
27.90%
EPS Growth Last Quarter
Sales Growth (Year)
-8.84%
Forward Sales Growth
1.64%
Forward EPS Growth
8.00%

Dividend

Dividend Yield
1.91%
Dividend Per Share (TTM)
2.38$
Payout Ratio
41.0%
Years Without a Cut
38Years
Increase Streak
38Years

Quality & Screener

Stage
2
RS Rating
52
Top 10%
EPS Rating
98
Piotroski
6 out of 9
Fundamental Rating
B (62 out of 100)
Altman Z″
9.17

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Analysts & Price Target

Current Price 127.50 $
Price Target (average) 117.71 $

The price target sits 7.7% below the current price.

Consensus
Hold
Analyst Ratings
14
Distribution of Recommendations
Strong Buy 1
Buy 2
Hold 8
Sell 1
Strong Sell 2

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 7.02 6.77 – 7.30 16,972 -6.3% 15
12/31/2027 7.55 6.98 – 8.55 17,276 7.5% 14

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Next Reporting Date

6. Aug 2026 · after the close · Q2 2026
Expected Earnings per Share
1.77 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 5,498.0 $M Q4 2025: Q1 · 3,453.0 $M Q1 2025: Q2 · 4,218.0 $M Q2 2025: Q3 · 4,793.0 $M Q3 2025: Q4 · 4,896.0 $M Q4 2026: Q1 · 4,315.0 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 3.37 634.70 5,498 42.50 34.60 333 333
2025: Q1 0.05 -98.40 3,453 -36.50 0.80 589 589
2025: Q2 1.11 -64.10 4,218 -18.20 14.20 399 399
2025: Q3 3.08 4,793 57.90 34.20 1,252 1,252
2025: Q4 2.59 -23.00 4,896 -10.90 28.20 315 315
2026: Q1 1.98 3,632.90 4,315 25.00 23.60 968 968
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2016 22,559 4,335 2,659 3.21 5,987 20,482 129,819
2017 21,667 4,258 4,371 5.48 6,128 24,365 137,217
2018 21,758 4,205 2,920 3.77 6,014 23,462 140,406
2019 22,307 4,445 3,304 4.43 5,455 28,959 152,768
2020 22,147 4,159 4,778 6.67 5,958 157,187 165,086
2021 22,106 5,322 4,325 6.39 5,051 33,253 157,542
2022 19,151 4,869 4,418 6.93 3,879 20,140 131,738
2023 18,841 5,262 4,659 7.78 3,190 21,985 126,724
2024 19,128 6,417 5,443 9.63 2,707 26,098 117,566
2025 17,438 4,641 3,646 6.85 2,555 29,490 116,470

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

Aflac Incorporated bietet über ihre Tochtergesellschaften ergänzende Kranken- und Lebensversicherungsprodukte an. Es ist in zwei Segmenten tätig: Aflac Japan und Aflac U.S.

Employees12,716
HeadquartersColumbus, GA
Address1932 Wynnton Road, 31999-7251 Columbus, United States
Phone706 323 3431
Websiteaflac.com
IPO Date19. Jul 1984
ISINUS0010551028
Stock Split2:1 on 03/19/2018

Management

Management
Name Title Birth Year
Daniel Paul Amos Chairman & CEO 1952
Virgil Raynard Miller President 1969
Max Kristian Broden C.F.A. Senior EVP & CFO 1979
Bradley Eugene Dyslin C.F.A. Executive VP & Global Chief Investment Officer 1966
Audrey Boone Tillman Esq. Senior EVP, & General Counsel 1965
Robin Littrell Blackmon CPA, CGMA Senior VP of Financial Services & Chief Accounting Officer 1964
David A. Young Vice President of Capital Markets
Bradley L. Knox Senior VP & Counsel of Federal Relations
Steven Kent Beaver Executive VP & CFO of Aflac Life Insurance Japan 1965
Timothy L. Callahan CISM, CISSP, CRISC Senior VP & Chief Information Security Officer

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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