United Community Banks, Inc.

Financial Services · Banks - Regional

34.20$ +1.0% vs. previous close Closing price · As of: Sep 25, 2026

Statements

Income Statement

United Community Banks, Inc. (UCB) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Revenue" came in at 1,537 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement UCB
Line item	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	39	56	-68	112	140	233	224	245	266	369	494	612	518	454	390	348	322	302	304	351	429	464	578	641	696	716	929	1,291	1,480	1,537
Cost of Revenue	33	49	–	96	124	107	83	77	82	140	223	332	412	470	323	317	100	93	34	25	24	38	71	96	137	-7.8	125	509	601	523
Gross Profit	5.4	7.0	-68	16	16	126	141	168	183	229	271	280	106	-16	67	31	222	209	270	326	404	426	507	545	559	724	804	783	879	1,014
Selling, General & Administrative	13	18	23	37	43	50	58	68	66	85	101	115	117	123	110	114	106	105	106	122	145	160	190	201	230	249	286	346	361	373
Total Operating Expenses	-6.6	-8.5	-68	-7.4	-4.9	86	91	110	112	141	162	190	207	304	499	262	187	174	163	211	241	254	291	306	349	376	448	550	556	592
Operating Income	12	16	–	23	21	41	50	58	71	88	108	90	-101	-319	-432	-231	35	35	107	115	163	173	216	239	209	348	356	233	323	422
Interest Expense	32	47	68	90	117	101	76	71	75	127	209	276	228	160	100	66	38	28	26	21	25	34	61	83	56	30	61	419	550	474
Pre-Tax Income	12	16	18	23	21	41	50	58	71	88	108	90	-101	-319	-432	-231	35	35	107	115	163	173	216	239	209	348	356	233	323	422
Income Tax Expense	3.8	4.8	5.6	7.0	6.6	14	17	20	25	32	40	32	-38	-91	71	-4.0	1.1	-238	39	43	62	105	50	53	45	78	79	45	71	94
Net Income	8.2	11	16	16	15	27	33	38	47	57	69	58	-63	-228	-502	-227	34	273	68	72	101	68	166	186	164	270	277	188	252	328
EBITDA	14	18	21	29	27	47	58	73	87	104	123	104	-86	-305	-416	-210	67	61	127	138	193	200	247	263	201	346	403	278	364	457

Data as of: September 25, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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