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Buy Day today: Good (62) Broad market participation · no major macro event
UCB

United Community Banks, Inc.

Financial Services · Banks - Regional

34.60$ -0.6% vs. previous close Closing price · As of: Sep 17, 2026

Ownership

Ownership Structure

Who owns United Community Banks, Inc. (UCB)? This page shows the largest institutions and funds, the ownership structure and the latest insider transactions. 99.5% of the shares are freely tradable; institutional investors hold 88.3%.

Institutional ownership ?Share of the stock held by institutional investors (funds, banks, insurers) according to regulatory filings. 88.3%
Insiders ?Share of the stock held by the executives, founders and major shareholders of the company itself. 0.5%
Float ?Share of stock freely tradable on the market — not locked up in the hands of founders, insiders, or major shareholders. 99.5%
Short % of float ?Shares sold short as a percentage of the freely tradable float — high values signal many bets on falling prices. 5.0%
Shares Outstanding ?Total number of shares issued. Price times share count gives market cap. 120Mio.

Largest Shareholders

Institutions

Institutions UCB
Name Stake (%) Shares Change (%) Date
BlackRock Inc 14.81 17,861,636 -0.5 03/31/2026
FMR Inc 7.42 8,950,235 -1.7 03/31/2026
Vanguard Portfolio Management, LLC 6.67 8,044,992 +0.0 03/31/2026
Dimensional Fund Advisors, Inc. 5.51 6,641,192 +1.9 06/30/2026
State Street Corp 5.17 6,232,961 +4.4 03/31/2026
Vanguard Capital Management, LLC 4.46 5,376,189 +0.0 03/31/2026
Neuberger Berman Group LLC 2.90 3,490,768 -29.7 03/31/2026
Earnest Partners LLC 2.78 3,357,075 -2.7 03/31/2026

Funds

Funds UCB
Name Stake (%) Shares Change (%) Date
iShares Core S&P Small-Cap ETF 6.04 7,283,735 +0.0 08/31/2026
Vanguard MStar Total Stk Mkt Idx Invest 3.17 3,818,648 +0.5 07/31/2026

Largest reported positions according to regulatory filings; stake as a percentage of shares outstanding, change versus the previous filing. Source: fundamentals data.

Insider holdings

Insider holdings UCB
Person Role Shares Value As of Type
Bradshaw Richard EVP, Chief Banking Officer 83,228 2,879,689 $ Jul 27, 2026 direct
Edwards Robert A. EVP, Chief Risk Officer 57,877 2,002,544 $ Jul 29, 2026 direct
Richlovsky Thomas A Director 38,055 1,316,703 $ Jul 24, 2026 indirect
Harralson Jefferson L EVP, CFO 37,433 1,295,182 $ Jul 28, 2026 direct
Kumler Alan H SVP, Chief Accounting Officer 23,612 816,975 $ Sep 1, 2026 direct
Daniels Kenneth L Director 23,094 799,052 $ Jul 24, 2026 indirect
Speir Thomas Hardaway EVP, CFO 12,752 441,219 $ Sep 8, 2026 direct
Bazante Jennifer M. Director 8,546 295,692 $ Jul 24, 2026 indirect
James John Marc Director 5,972 206,631 $ Jul 24, 2026 indirect
Carande Carl Steven Director 3,689 127,639 $ Aug 10, 2026 direct

Holdings as of each person's most recent SEC Form 4 filing — excluding options and RSUs, which are not shares yet. Holdings may have changed between two filings.

Insiders

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
Sep 8, 2026 Speir Thomas Hardaway EVP, CFO Other 12,752 0.00
Sep 1, 2026 Kumler Alan H SVP, Chief Accounting Officer Other 2,932 0.00
Aug 15, 2026 Kumler Alan H SVP, Chief Accounting Officer Other 514 36.74 18,884
Aug 10, 2026 Carande Carl Steven Director Buy 2,101 35.35 74,270
Aug 1, 2026 Carande Carl Steven Director Other 1,588 0.00
Jul 29, 2026 Edwards Robert A. EVP, Chief Risk Officer Other 1,500 0.00
Jul 28, 2026 Harralson Jefferson L EVP, CFO Sell 25,000 35.41 885,250
Jul 27, 2026 Bradshaw Richard EVP, Chief Banking Officer Sell 2 35.15 70
Jul 27, 2026 Bradshaw Richard EVP, Chief Banking Officer Sell 1,422 35.09 49,898
Jul 24, 2026 James John Marc Director Other 2,526 0.00
Jul 24, 2026 Bazante Jennifer M. Director Other 2,526 0.00
Jul 24, 2026 Daniels Kenneth L Director Other 2,526 0.00
Jul 24, 2026 Richlovsky Thomas A Director Other 2,526 0.00

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character. View all insider transactions →

Data as of: September 17, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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