United Community Banks, Inc.

Financial Services · Banks - Regional

34.10$ +1.0% vs. previous close Closing price · As of: Oct 2, 2026

Statements

Income Statement

United Community Banks, Inc. (UCB) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (Q2 26), "Revenue" came in at 383 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

Tick rows to compare them in a chart (up to 4)

Income Statement UCB
Line item	Q3 16	Q4 16	Q1 17	Q2 17	Q3 17	Q4 17	Q1 18	Q2 18	Q3 18	Q4 18	Q1 19	Q2 19	Q3 19	Q4 19	Q1 20	Q2 20	Q3 20	Q4 20	Q1 21	Q2 21	Q3 21	Q4 21	Q1 22	Q2 22	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26	LTM
Revenue	112	113	113	117	119	129	138	146	153	157	154	160	165	150	158	159	186	193	181	176	183	176	205	215	240	269	304	327	350	311	372	379	351	380	366	376	391	403	378	383	1,555
Cost of Revenue	6.2	6.9	8.2	8.8	10	10	16	16	18	21	24	25	24	23	40	48	35	14	-2.8	-6.2	-4.4	5.6	30	14	30	51	90	118	151	150	150	151	154	146	139	134	128	122	112	74	436
Gross Profit	106	106	105	108	109	118	122	130	134	136	129	135	141	127	118	111	150	179	184	182	187	170	175	201	211	218	214	209	199	161	221	228	196	234	228	243	263	281	266	309	1,119
Selling, General & Administrative	38	37	38	39	40	43	45	47	49	47	49	50	51	52	53	53	60	63	62	61	62	63	73	72	70	71	83	80	85	97	93	90	89	90	89	92	96	97	130	139	461
Total Operating Expenses	64	61	63	63	66	76	73	77	78	78	72	78	78	65	77	79	91	102	90	90	92	104	114	115	107	112	134	127	139	149	140	142	136	137	136	142	145	169	157	171	642
Operating Income	42	45	42	45	44	42	48	53	57	58	57	57	62	62	41	32	59	77	94	92	95	66	60	86	104	106	80	82	60	11	81	86	60	96	91	101	118	113	108	138	477
Interest Expense	6.5	6.9	7.4	8.0	9.1	9.2	12	14	17	19	21	21	21	20	18	14	13	11	9.5	7.4	6.6	6.2	7.3	8.5	14	31	68	95	121	135	138	138	140	135	123	122	120	108	101	103	433
Pre-Tax Income	42	45	42	45	44	42	48	53	57	58	57	57	62	62	41	32	59	77	94	92	95	66	60	86	104	106	80	82	60	11	81	86	60	96	91	101	118	113	108	149	488
Income Tax Expense	16	18	18	17	16	54	11	14	13	12	13	13	14	13	8.8	6.9	12	18	20	22	22	14	12	19	22	25	18	18	12	-2.9	18	19	12	21	20	22	27	26	24	34	110
Net Income	26	27	24	28	28	-12	38	40	44	45	44	44	48	49	32	25	48	60	74	70	74	52	48	67	81	81	62	63	48	14	63	67	47	76	71	79	92	86	84	116	378
EBITDA	50	52	48	51	51	50	59	60	64	64	64	63	68	68	43	35	59	63	93	90	90	72	72	97	116	118	92	93	70	22	92	96	71	106	103	112	129	125	128	138	520

LTM = last twelve months (sum of the four most recent quarters).

Showing the most recent 40 periods — older statements are on file for this stock.

Data as of: October 2, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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