Paymentus Holdings, Inc.
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Price history
Chart
Interactive price chart (TradingView).
52-week range: 20.20 $ to 44.60 $ · Last price: 33.80 $ (As of: November 12, 2026)
Key figures
Key figures at a glance
Every figure we hold for this stock, grouped by topic. The question mark next to a label explains what the number means.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 11/12/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
This stock currently pays no dividend.
Quality & Screener
Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.
Comparison
Industry comparison
The stock alongside the largest companies in the same group. The median row is the middle value of the companies shown above — not of the whole industry.
Industry: Software - Infrastructure
| Company | Market cap ($B) | P/E | EV/EBITDA | Gross Margin % | EBIT Margin % | Sales Growth (Year) % | Perf. 1Y % |
|---|---|---|---|---|---|---|---|
| Paymentus Holdings, Inc. PAY | 4.3 | 51.2 | 24.6 | 25.2 | 9.0 | 37.3 | -9.9 |
| Microsoft Corporation MSFT | 3,816.5 | 32.3 | 17.6 | 67.7 | 46.3 | 14.9 | 3.2 |
| Palantir Technologies Inc. PLTR | 421.3 | 185.1 | 112.1 | 84.7 | 46.2 | 56.2 | -6.8 |
| Oracle Corporation ORCL | 367.4 | 21.2 | 12.9 | 64.0 | 36.2 | 17.4 | -43.3 |
| Palo Alto Networks Inc PANW | 263.0 | 255.1 | 184.2 | 70.4 | -2.5 | 14.9 | 53.6 |
| Crowdstrike Holdings Inc CRWD | 232.2 | – | 514.6 | 75.2 | -2.2 | 21.7 | 68.5 |
| Cloudflare Inc NET | 109.8 | – | 3,416.2 | 71.9 | -9.7 | 29.9 | 34.1 |
| Fortinet Inc FTNT | 93.2 | 45.5 | 28.1 | 79.8 | 31.3 | 14.2 | 57.7 |
| Synopsys Inc SNPS | 88.6 | 92.7 | 25.9 | 82.9 | 10.4 | 15.1 | 16.0 |
| Median of companies shown | 232.2 | 51.2 | 28.1 | 71.9 | 10.4 | 17.4 | 16.0 |
Based on the most recently reported figures. Only stocks from the same trading venue are lined up, so the market caps are counted in one currency. Compare in a chart →
Fiscal years
Annual Figures
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
Revenue, operating income and net income per fiscal year $M
Revenue Operating income Net income
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2015 | 2,001 | 108 | 79 | 0.68 | 249 | 900 | 2,473 |
| 2016 | 1,992 | 75 | -9 | -0.08 | 194 | 814 | 2,495 |
| 2017 | 1,871 | 48 | -174 | -1.56 | 166 | 755 | 2,322 |
| 2019 | 236 | 18 | 14 | 0.12 | 18 | 69 | 80 |
| 2020 | 302 | 18 | 14 | 0.12 | 36 | 84 | 125 |
| 2021 | 396 | 10 | 9 | 0.08 | 19 | 386 | 473 |
| 2022 | 497 | -3 | -1 | 0.00 | 20 | 397 | 462 |
| 2023 | 614 | 18 | 22 | 0.18 | 69 | 430 | 505 |
| 2024 | 872 | 45 | 44 | 0.35 | 64 | 486 | 576 |
| 2025 | 1,197 | 76 | 67 | 0.52 | 162 | 560 | 668 |
Quarters
Quarterly Figures
Each bar is one quarter, the last one is the most recent. Use the switch to step through the individual figures.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.
· Total · per year
These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.
The figures could not be loaded right now.
Source: fundamental data
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q3 | 0.15 | 114.30 | 232 | 51.90 | 6.20 | 7 | -2 |
| 2024: Q4 | 0.13 | 18.20 | 258 | 56.50 | 5.10 | 28 | 19 |
| 2025: Q1 | 0.14 | 40.00 | 275 | 48.90 | 5.00 | 50 | 41 |
| 2025: Q2 | 0.15 | 25.00 | 280 | 41.90 | 5.30 | 32 | 31 |
| 2025: Q3 | 0.17 | 13.30 | 311 | 34.20 | 5.70 | 35 | 35 |
| 2025: Q4 | 0.16 | 23.10 | 331 | 28.10 | 6.30 | 45 | 45 |
| 2026: Q1 | 0.21 | 50.00 | 358 | 30.20 | 5.80 | 31 | 21 |
| 2026: Q2 | 0.21 | 40.00 | 361 | 28.80 | 7.10 | 49 | 40 |
| 2026: Q3 | 0.21 | 23.50 | 372 | 19.80 | 7.40 | 44 | 43 |
What Do These Terms Mean?
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Screening
Appears in These Scanners
This stock currently matches 2 of our scanner strategies — each hit links to the scanner.
Backtested Scanners
Quality & Balance Sheet
Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. View all scanners
Outlook
Analysts & Price Target
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Distribution of Recommendations
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 0.95 | 0.93 – 0.96 | 1,470 | 43.5% | 6 |
| 12/31/2027 | 1.09 | 1.03 – 1.15 | 1,711 | 15.1% | 6 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Valuation
What is priced in?
Instead of guessing what the stock is worth, we turn the question around: what free cash flow growth has to happen for today’s market value to add up? The assumptions behind it can be moved.
Today’s market value implies roughly 13.5% growth in free cash flow per year over ten years (assumptions: discount rate 10.0%, terminal growth 2.5%).
| Free cash flow (last twelve months) | $139.0M |
|---|---|
| Market cap | $4.26B |
| Free cash flow in year ten | $493.4M |
| Terminal value as a share of market value | 61.1% |
For comparison: over the past five years free cash flow grew by 50.8% per year.
It shows which assumption is built into today’s price, not whether that assumption will hold. Every assumption can be changed with the sliders; the figures move with them.
A simplified model calculation — not a forecast and not a recommendation.
AI classification
AI Rating
Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available.
Growth
Growth Score
Ten checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 34.0%
- More than 10% revenue growth is expected for the coming year -70.0%
- Share count grows by less than 3% a year 2.0%
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 50.8%
- Gross margin at 40% or higher and without meaningful erosion 24.8%
- Goodwill from acquisitions does not grow faster than revenue 19.7%
- Net debt below twice EBITDA 313 m net cash
- Operating cash flow covers the profits of the last three years 161 m
- Return on capital at 15% or higher, or up versus two years ago 13.3%
- Insiders hold at least 10% or are net buyers 2.9%
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Quality check
AAQS
5/10The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% -5.0%
- Exp. sales growth 3Y > 5% 19.6%
- EBIT growth 10Y > 5% -3.5%
- Exp. EBIT growth 3Y > 5% 45.2%
- Net debt < 4x EBIT -4.1x
- EBIT positive, 10Y straight –
- Max. EBIT decline < 50% –
- Return on equity > 15% 16.1%
- ROCE > 15% 13.3%
- Expected return > 10% 50.7%
View stocks with the full AAQS score · Read the methodology at AlleAktien
Source: fundamental data
Insiders
Insider Transactions
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| Aug 26, 2026 | Klein Jason | Director | Other | 546 | 0.00 | – |
| Aug 26, 2026 | Barnds Thomas | 10% Owner | Other | 94,546 | 0.00 | – |
| Aug 26, 2026 | Williams Gregory Hyde | Director | Other | 22,558 | 0.00 | – |
| Aug 26, 2026 | Accel-KKR Holdings GP, LLC | Director | Other | 94,546 | 0.00 | – |
| Aug 26, 2026 | Palumbo Robert | Director | Other | 94,546 | 0.00 | – |
| Aug 17, 2026 | Accel-KKR Holdings GP, LLC | Director | Other | 3,168 | 0.00 | – |
| Aug 17, 2026 | Accel-KKR Holdings GP, LLC | Director | Other | 37,350 | 0.00 | – |
| Aug 17, 2026 | Williams Gregory Hyde | Director | Other | 33,145 | 0.00 | – |
| Aug 17, 2026 | Palumbo Robert | Director | Other | 3,168 | 0.00 | – |
| Aug 17, 2026 | Palumbo Robert | Director | Other | 37,350 | 0.00 | – |
The company
About the Company
Paymentus Holdings, Inc. bietet in den Vereinigten Staaten und international cloudbasierte Technologien und Lösungen für die Rechnungsbegleichung an. Das Unternehmen bietet Billern über eine Software-as-a-Service-, sichere und Omnichannel-Technologieplattform elektronische Rechnungsstellung und -zahlung, Unternehmenskommunikation mit Kunden sowie Self-Service-Umsatzmanagement an. Die Zahlungsabwicklung der Plattform umfasst Kreditkarten, Debitkarten, elektronische Schecks und digitale Wallets. Das Unternehmen bedient die Branchen Versorgung, Finanzdienstleistungen, Versicherung, Telekommunikation, Immobilienverwaltung, Bildung, Konsumentenkredite, Gesundheitswesen und Business-to-Business sowie Behörden und Kleinunternehmen. Paymentus Holdings, Inc. wurde 2004 gegründet und hat seinen Hauptsitz in Charlotte, North Carolina.
- Employees
- 1,340
- Headquarters
- Addison, TX
- Address
- 15601 Dallas Parkway, 75001 Addison, United States
- Phone
- (888) 440-4826
- Website
- paymentus.com
- IPO Date
- 05/26/2021
- ISIN
- US70439P1084
Management
| Name | Title | Birth Year |
|---|---|---|
| Dushyant Sharma | Chairman, President & CEO | 1969 |
| Sanjay Kalra CPA | Senior VP, CFO & Principal Accounting Officer | 1973 |
| Gerasimos Portocalis | Chief Commercial Officer | 1965 |
| David Hanover | Investor Relations Officer | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Filings
Company Filings (8-K)
An 8-K is the filing a US company must use to disclose material events immediately — takeovers, changes at the top, major contracts or payment troubles, for instance. The links open the original document at the US Securities and Exchange Commission (SEC).
- 11/02/2026 Paymentus Holdings, Inc. (PAY): Results of Operations and Financial Condition; Financial Statements and Exhibits SEC ↗
Data as of: November 12, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.