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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

NI Holdings Inc (NODK)

Financial Services Insurance - Property & Casualty
15.20 $
-1.2% vs. previous close
Closing price · As of: 31. Jul 2026
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Appears in These Scanners

This stock currently matches 5 of our scanner strategies — each hit links to the scanner.

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Trading Day

Previous Close
15.30$
Open
15.10$
Day High
15.50$
Day Low
15.10$
Volume
18,450shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
12.20 $ 16.30 $
08/18/2025 06/26/2026

Current price 15.20 $ — 73% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
0.3$B
Shares Outstanding
21Mio.
Float
23.4%
Beta
0.4

Performance

Perf. 1M
12.70%
Perf. 3M
27.00%
Perf. 6M
17.10%
YTD Performance (%)
19.10%
52-Week-High Distance
-1.3%
Perf. 1Y
18.92%
Perf. 3Y
8.76%
Perf. 5Y
-23.37%
Perf. Since Inception
2.71%

Technical Indicators

MA 38 Days
15.70$
MA 50 Days
15.30$
MA 200 Days
13.80$
RSI (14)
38.3
Volatility 30 Days
22.1%
Volatility 250 Days
23.6%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
Forward P/E
0.0
PEG
P/B
1.2
P/S
1.2
EV/EBITDA
0.0
Price/FCF

Profitability

Gross Margin
-1.6%
EBIT Margin
Net Margin
-1.6%
Return on Equity
-1.7%
Return on Assets
-0.5%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
Altman Z″
6.08
Piotroski
5 out of 9

Growth

Sales Growth Last Quarter
-16.60%
EPS Growth Last Quarter
94.90%
Sales Growth (Year)
-12.35%
Forward Sales Growth
Forward EPS Growth

Dividend

This stock currently pays no dividend.

Quality & Screener

Stage
2
RS Rating
60
EPS Rating
85
Piotroski
5 out of 9
Fundamental Rating
D (40 out of 100)
Altman Z″
6.08

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Next Reporting Date

14. Aug 2026 · Q2 2026

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 73.9 $M Q4 2025: Q1 · 71.4 $M Q1 2025: Q2 · 76.1 $M Q2 2025: Q3 · 76.6 $M Q3 2025: Q4 · 61.0 $M Q4 2026: Q1 · 59.6 $M Q1

Source: fundamental data

Compare with other stocks →

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.48 48.60 74 -21.70 13.30 22 22
2025: Q1 0.32 0.60 71 -4.10 9.00 10 10
2025: Q2 -0.59 76 -13.40 -15.80 6 6
2025: Q3 -0.08 77 -14.00 -2.20 -45 -45
2025: Q4 -0.15 -132.00 61 -17.50 -5.20 13 14
2026: Q1 0.61 93.60 60 -16.60 21.00 -2 -2
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

NI Holdings, Inc. zeichnet zusammen mit seinen Tochtergesellschaften Sach- und Unfallversicherungsprodukte in den USA.

Employees166
HeadquartersFargo, ND
Websiteniholdingsinc.com
IPO Date16. Mar 2017

Management

Management
Name Title Birth Year
Cindy L. Launer CEO, President & Director 1972
Matthew James Maki CPA, C.P.C.U. Executive VP, CFO & Treasurer 1987
Kevin D. Elfstrand Senior VP, Chief Accounting Officer & Secretary 1980
Douglas A. Duncan Senior VP & Chief Information Officer 1962
Jay Larsen Senior Vice President of Sales & Distribution
Kelly C. Dawson Senior VP & Chief Human Resources Officer
Brandon R. Nicol Senior VP of Reinsurance & Chief Underwriting Officer
Chris Oen Senior VP & Chief Claims Officer
Dominic Arthur Weber FCAS, MAAA Senior Vice President of Strategy
Joe Lawless Vice President & Chief Actuary

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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