Independent Bank

Financial Services · Banks - Regional

81.20$ +1.2% vs. previous close Closing price · As of: Sep 25, 2026

Statements

Income Statement

Independent Bank (INDB) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Revenue" came in at 1,167 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement INDB
Line item	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	89	106	122	127	144	166	163	156	163	183	94	192	205	240	250	246	256	270	286	308	326	357	412	557	507	516	750	796	974	1,167
Cost of Revenue	34	44	54	54	58	59	45	36	40	54	67	67	70	69	57	40	41	34	31	22	25	21	30	60	87	32	36	212	327	374
Gross Profit	55	62	68	73	86	107	118	120	123	129	27	125	135	170	192	205	214	237	256	286	301	335	382	497	421	484	714	796	647	793
Research & Development	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–	–
Selling, General & Administrative	20	20	21	24	28	36	40	42	45	48	48	53	70	87	90	90	92	98	103	114	117	125	132	157	155	177	212	234	245	296
Total Operating Expenses	37	40	44	48	65	74	81	78	79	81	-21	88	105	140	140	143	157	170	172	193	189	201	226	279	268	327	366	-481	400	526
Operating Income	18	22	24	25	22	33	37	42	44	48	48	37	31	30	52	63	57	67	84	92	112	135	156	218	153	157	348	315	247	267
Interest Expense	32	42	50	50	55	54	41	33	37	50	65	64	59	52	39	29	23	23	20	21	19	18	26	54	34	14	30	189	291	314
Pre-Tax Income	18	22	24	25	22	33	37	42	44	48	48	37	31	30	52	63	57	67	84	92	112	135	156	218	153	157	348	315	247	262
Income Tax Expense	6.2	7.3	7.8	7.5	6.4	10	12	16	14	15	15	8.8	6.6	6.7	12	17	15	16	24	27	35	47	34	53	32	36	84	76	55	57
Net Income	12	14	16	17	15	22	25	26	31	33	33	28	24	23	40	45	43	50	60	65	77	87	122	165	121	121	264	240	192	205
EBITDA	21	25	28	29	27	40	42	48	51	55	54	43	35	35	62	72	68	75	96	104	126	150	172	238	180	189	387	315	288	306

Data as of: September 25, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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