Xp Inc
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | Q4 18 | Q1 19 | Q2 19 | Q3 19 | Q4 19 | Q1 20 | Q2 20 | Q3 20 | Q4 20 | Q1 21 | Q2 21 | Q3 21 | Q4 21 | Q1 22 | Q2 22 | Q3 22 | Q4 22 | Q1 23 | Q2 23 | Q3 23 | Q4 23 | Q1 24 | Q2 24 | Q3 24 | Q4 24 | Q1 25 | Q2 25 | Q3 25 | Q4 25 | Q1 26 | Q2 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | |||||||||||||||||||||||||||||||
| – | – | – | – | 19.4 | 8.0 | 14.1 | 12.2 | 10.5 | 8.8 | 8.9 | 7.1 | 4.6 | 4.8 | 2.8 | 3.0 | 2.3 | 1.8 | 3.5 | 3.5 | 3.7 | 3.4 | 2.2 | 2.2 | 1.4 | 1.6 | 2.2 | 2.0 | 1.7 | 1.9 | 1.6 | |
| – | – | – | – | 4.2 | 1.8 | 3.4 | 3.0 | 2.8 | 2.5 | 2.5 | 2.1 | 1.5 | 1.6 | 0.9 | 0.9 | 0.7 | 0.5 | 1.1 | 1.0 | 1.0 | 0.9 | 0.6 | 0.6 | 0.4 | 0.4 | 0.6 | 0.6 | 0.5 | 0.5 | 0.4 | |
| – | – | – | – | 3.0 | 1.4 | 2.9 | 2.8 | 2.1 | 1.9 | 2.0 | 1.7 | 1.0 | 1.1 | 0.6 | 0.6 | 0.5 | 0.4 | 0.7 | 0.6 | 0.7 | 0.7 | 0.5 | 0.5 | 0.3 | 0.4 | 0.5 | 0.4 | 0.4 | 0.4 | 0.3 | |
| – | – | – | – | 4.5 | 5.5 | 5.0 | 7.6 | 2.7 | 7.4 | 4.3 | 4.7 | 3.9 | 3.8 | 3.7 | 3.6 | 3.0 | 2.6 | 3.8 | 4.1 | 6.0 | 3.8 | 3.5 | 3.3 | 2.0 | 3.4 | 4.2 | 4.0 | 6.1 | 7.4 | 7.2 | |
| – | – | – | – | 13.0 | 16.1 | 14.6 | 22.5 | 7.9 | 22.0 | 12.6 | 13.8 | 19.1 | 18.9 | 19.2 | 18.4 | 14.7 | 12.4 | 17.2 | 18.2 | 18.3 | 11.7 | 10.3 | 9.5 | – | – | – | – | 17.8 | 21.9 | 21.2 | |
| – | – | – | – | – | – | – | – | 18.6 | 13.3 | – | – | – | – | – | 8.2 | 2.2 | 1.1 | 1.5 | 1.8 | 40.9 | – | – | 2.6 | 0.6 | 0.6 | 1.0 | 0.6 | 0.7 | 0.7 | 0.4 | |
| – | – | – | – | -18.7% | -37.9% | -14.6% | -13.5% | 5.4% | 7.5% | -1.4% | -20.9% | -26.4% | -20.0% | -25.2% | 12.2% | 44.5% | 93.7% | 67.0% | 56.0% | 2.4% | -45.8% | -23.3% | 38.1% | 169.6% | 156.4% | 95.7% | 178.3% | 137.2% | 150.8% | 253.6% | |
| Margins | |||||||||||||||||||||||||||||||
| – | – | – | 67.8% | 39.8% | 42.7% | 45.3% | 47.6% | 53.1% | 53.8% | 55.9% | 57.6% | 53.5% | 55.0% | 55.8% | 56.9% | 62.2% | 61.4% | 60.8% | 60.8% | 67.8% | 68.1% | 68.4% | 67.7% | 75.4% | 75.4% | 75.3% | 75.2% | 67.4% | 67.0% | 66.7% | |
| – | – | – | 28.0% | 25.0% | 25.6% | 27.2% | 27.9% | 22.4% | 23.0% | 24.0% | 24.2% | 18.0% | 17.9% | 17.1% | 17.7% | 18.8% | 19.2% | 20.3% | 20.9% | 31.0% | 31.2% | 32.3% | 32.5% | 39.8% | 40.1% | 39.4% | 39.2% | 32.4% | 31.8% | 31.8% | |
| – | – | – | 18.3% | 21.9% | 22.3% | 24.2% | 24.9% | 26.7% | 28.0% | 28.7% | 30.1% | 33.3% | 33.1% | 31.8% | 31.3% | 30.9% | 30.3% | 30.5% | 29.7% | 25.8% | 25.8% | 25.5% | 25.7% | 26.3% | 27.1% | 27.9% | 28.3% | 27.8% | 27.7% | 27.6% | |
| – | – | – | -14.1% | -79.3% | -67.3% | -49.9% | -41.2% | 15.0% | 18.4% | -3.5% | -44.8% | -40.6% | -32.1% | -22.6% | 11.4% | 31.5% | 50.3% | 71.3% | 58.3% | 2.4% | -40.1% | -13.1% | 21.5% | 62.5% | 66.3% | 59.9% | 102.3% | 63.7% | 80.7% | 111.7% | |
| Returns | |||||||||||||||||||||||||||||||
| – | – | – | 36.4% | 15.3% | 17.7% | 20.4% | 22.5% | 19.9% | 21.4% | 22.3% | 24.0% | 22.3% | 22.4% | 21.9% | 20.9% | 21.1% | 21.2% | 19.4% | 18.2% | 19.0% | 20.3% | 22.0% | 20.8% | 22.9% | 22.6% | 21.7% | 21.0% | 21.7% | 21.2% | 21.4% | |
| – | – | – | 2.1% | 2.5% | 2.3% | 2.8% | 2.2% | 2.3% | 2.0% | 2.5% | 2.5% | 2.1% | 2.1% | 2.1% | 2.0% | 1.8% | 1.9% | 1.6% | 1.6% | 1.4% | 1.5% | 1.5% | 1.4% | 1.3% | 1.4% | 1.3% | 1.2% | 1.3% | 1.3% | 1.3% | |
| Balance Sheet & Debt | |||||||||||||||||||||||||||||||
| 6,687 | – | – | 21,030 | 1,363 | 22,350 | 11,188 | 35,462 | -1,075 | 43,770 | 16,987 | 27,601 | 24,254 | 22,600 | 30,949 | 30,729 | 26,524 | 24,658 | 31,706 | 38,215 | 75,108 | 47,382 | 50,813 | 46,509 | 27,682 | 53,150 | 62,074 | 60,094 | 103,690 | 128,342 | 130,469 | |
| – | – | – | 15.6 | 0.8 | 10.9 | 4.7 | 13.5 | -0.4 | 14.7 | 5.1 | 7.5 | 11.5 | 10.8 | 14.5 | 13.6 | 11.2 | 9.9 | 12.3 | 13.6 | 15.3 | 9.0 | 8.6 | 7.8 | – | – | – | – | 16.5 | 20.4 | 19.9 | |
| 11.8% | – | – | 5.8% | 16.4% | 13.1% | 13.7% | 9.8% | 11.3% | 9.5% | 11.0% | 10.3% | 9.5% | 9.5% | 9.6% | 9.4% | 8.8% | 8.8% | 8.0% | 8.6% | 7.3% | 7.3% | 6.7% | 6.7% | 5.8% | 6.0% | 6.0% | 5.9% | 5.9% | 6.0% | 6.1% | |
| 3.2 | – | – | 9.3 | 0.2 | 3.0 | 1.4 | 4.2 | 0.1 | 3.9 | 1.4 | 2.3 | 1.8 | 1.7 | 2.1 | 1.9 | 1.7 | 1.6 | 1.9 | 2.1 | 3.9 | 2.5 | 2.8 | 2.4 | 1.7 | 2.9 | 3.3 | 3.1 | 4.8 | 5.6 | 5.6 | |
| Per Share | |||||||||||||||||||||||||||||||
| – | – | – | 1.50 | 1.99 | 2.42 | 2.99 | 3.41 | 3.79 | 4.31 | 4.91 | 5.63 | 6.20 | 6.21 | 6.37 | 6.37 | 6.69 | 6.71 | 6.73 | 6.59 | 6.97 | 7.57 | 7.98 | 8.13 | 8.50 | 8.82 | 9.02 | 9.28 | 9.80 | 9.84 | 10.21 | |
| – | – | – | 8.22 | 9.09 | 10.86 | 12.33 | 13.69 | 14.18 | 15.37 | 17.11 | 18.71 | 18.63 | 18.75 | 20.07 | 20.35 | 21.62 | 22.16 | 22.09 | 22.21 | 27.03 | 29.38 | 31.26 | 31.68 | 32.28 | 32.58 | 32.29 | 32.78 | 35.29 | 35.50 | 37.01 | |
| 4.09 | 4.11 | – | 4.13 | 12.96 | 13.68 | 14.65 | 15.16 | 19.02 | 20.17 | 22.00 | 23.48 | 27.75 | 27.75 | 29.09 | 30.46 | 31.73 | 31.73 | 34.69 | 36.15 | 36.68 | 37.24 | 36.19 | 39.11 | 37.09 | 39.00 | 41.55 | 44.24 | 45.27 | 46.47 | 47.63 | |
| – | – | – | -1.16 | -7.20 | -7.31 | -6.15 | -5.64 | 2.13 | 2.83 | -0.60 | -8.39 | -7.57 | -6.02 | -4.53 | 2.32 | 6.81 | 11.15 | 15.75 | 12.95 | 0.64 | -11.77 | -4.11 | 6.82 | 20.18 | 21.59 | 19.33 | 33.53 | 22.49 | 28.65 | 41.34 | |
Data as of: September 23, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.