X Financial Class A

Financial Services · Credit Services

5.10$ +0.0% vs. previous close Closing price · As of: Oct 1, 2026

Statements

Income Statement

X Financial Class A (XYF) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (Q2 26), "Revenue" came in at 991 million CNY. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of CNY.

Tick rows to compare them in a chart (up to 4)

Income Statement XYF
Line item	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26	LTM
Revenue	972	579	785	944	1,083	1,709	1,938	2,273	1,961	1,448	1,169	991	5,568
Cost of Revenue	519	488	366	455	566	435	479	514	626	498	482	420	2,027
Gross Profit	453	90	419	489	517	1,274	1,458	1,759	1,334	949	687	571	3,541
Selling, General & Administrative	40	38	30	30	49	553	52	50	52	46	47	46	192
Total Operating Expenses	35	43	34	40	43	1,180	896	1,094	973	929	547	377	2,825
Operating Income	417	377	384	449	473	529	562	665	362	20	140	194	716
Interest Expense	420	248	248	324	507	504	709	756	525	15	2.1	1.6	543
Pre-Tax Income	421	426	428	505	476	491	575	639	501	41	109	101	753
Income Tax Expense	74	65	65	90	100	–	117	111	80	-16	72	54	191
Net Income	347	363	363	415	376	386	458	528	421	56	38	47	562
EBITDA	417	674	384	449	473	–	562	665	1,223	52	112	103	1,490

LTM = last twelve months (sum of the four most recent quarters).

Data as of: October 1, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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