Upstart Holdings Inc
Ownership
Ownership Structure
Who owns Upstart Holdings Inc (UPST)? This page shows the largest institutions and funds, the ownership structure and the latest insider transactions. 85.8% of the shares are freely tradable; institutional investors hold 62.2%.
Largest Shareholders
Institutions
| Name | Stake (%) | Shares | Change (%) | Date |
|---|---|---|---|---|
| BlackRock Inc | 7.61 | 7,403,079 | +4.4 | 03/31/2026 |
| Morgan Stanley - Brokerage Accounts | 4.08 | 3,975,059 | -5.5 | 03/31/2026 |
| Vanguard Capital Management, LLC | 3.86 | 3,752,050 | +0.0 | 03/31/2026 |
| Vanguard Portfolio Management, LLC | 3.85 | 3,743,541 | +0.0 | 03/31/2026 |
| Marshall Wace Asset Management Ltd | 3.37 | 3,280,110 | +495.1 | 03/31/2026 |
| Geode Capital Management, LLC | 2.18 | 2,124,078 | +2.7 | 03/31/2026 |
| State Street Corp | 2.11 | 2,053,086 | +2.6 | 03/31/2026 |
Funds
| Name | Stake (%) | Shares | Change (%) | Date |
|---|---|---|---|---|
| Vanguard MStar Total Stk Mkt Idx Invest | 2.66 | 2,588,039 | +0.4 | 07/31/2026 |
| iShares Russell 2000 ETF | 2.23 | 2,172,753 | -0.6 | 08/31/2026 |
| Vanguard Small Cap Index | 1.92 | 1,869,179 | +0.5 | 07/31/2026 |
Largest reported positions according to regulatory filings; stake as a percentage of shares outstanding, change versus the previous filing. Source: fundamentals data.
Insider holdings
| Person | Role | Shares | Value | As of | Type |
|---|---|---|---|---|---|
| Datta Sanjay | President, Capital& Enterprise | 476,578 | 11,819,134 $ | Sep 8, 2026 | direct |
| Blankmeyer Andrea | Chief Financial Officer | 152,208 | 3,774,758 $ | Aug 19, 2026 | direct |
| Gu Paul | Chief Executive Officer | 130,000 | 3,224,000 $ | Sep 10, 2026 | indirect |
| Darling Scott | Chief Legal Officer | 73,306 | 1,817,989 $ | Aug 20, 2026 | direct |
| Mirgorodskaya Natalia | See Remarks | 35,875 | 889,700 $ | Aug 25, 2026 | direct |
Holdings as of each person's most recent SEC Form 4 filing — excluding options and RSUs, which are not shares yet. Holdings may have changed between two filings.
Insiders
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| Sep 10, 2026 | Gu Paul | Chief Executive Officer | Buy | 50,000 | 25.55 | 1,277,500 |
| Sep 8, 2026 | Datta Sanjay | President, Capital& Enterprise | Sell | 116,000 | 27.29 | 3,166,197 |
| Sep 8, 2026 | Datta Sanjay | President, Capital& Enterprise | Other | 300,000 | 1.35 | 405,000 |
| Aug 25, 2026 | Mirgorodskaya Natalia | See Remarks | Sell | 913 | 30.03 | 27,417 |
| Aug 20, 2026 | Mirgorodskaya Natalia | See Remarks | Sell | 586 | 28.09 | 16,461 |
| Aug 20, 2026 | Datta Sanjay | President, Capital& Enterprise | Sell | 8,945 | 28.09 | 251,298 |
| Aug 20, 2026 | Darling Scott | Chief Legal Officer | Sell | 7,696 | 28.09 | 216,216 |
| Aug 19, 2026 | Datta Sanjay | President, Capital& Enterprise | Sell | 10,000 | 31.46 | 314,633 |
| Aug 19, 2026 | Blankmeyer Andrea | Chief Financial Officer | Sell | 3,000 | 29.33 | 87,990 |
| Aug 17, 2026 | Blankmeyer Andrea | Chief Financial Officer | Sell | 7,175 | 29.36 | 210,646 |
| Aug 17, 2026 | Datta Sanjay | President, Capital& Enterprise | Sell | 2,033 | 29.36 | 59,683 |
| Aug 17, 2026 | Darling Scott | Chief Legal Officer | Sell | 814 | 29.36 | 23,898 |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character. View all insider transactions →
Data as of: September 17, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.