UPST
Upstart Holdings Inc
24.60$
+0.8%
vs. previous close
Closing price · As of: Sep 24, 2026
Statements
Cash Flow
Upstart Holdings Inc (UPST) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (Q2 26), "Operating Cash Flow" came in at -137 million USD. Tick rows to compare them in a chart.
All figures in millions of USD.
Tick rows to compare them in a chart (up to 4)
| Line item | Q3 19 | Q4 19 | Q1 20 | Q2 20 | Q3 20 | Q4 20 | Q1 21 | Q2 21 | Q3 21 | Q4 21 | Q1 22 | Q2 22 | Q3 22 | Q4 22 | Q1 23 | Q2 23 | Q3 23 | Q4 23 | Q1 24 | Q2 24 | Q3 24 | Q4 24 | Q1 25 | Q2 25 | Q3 25 | Q4 25 | Q1 26 | Q2 26 | LTM* |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 11 | 11 | -87 | 16 | 18 | 69 | 43 | 93 | 44 | -27 | -267 | -54 | -101 | -253 | -76 | 217 | -108 | -144 | 44 | 74 | 179 | -111 | -13 | -120 | -123 | 109 | -133 | -137 | -284 | |
| 0.5 | 0.5 | 0.5 | 0.5 | 0.6 | 0.6 | 0.8 | 2.0 | 2.2 | 2.6 | 2.8 | 3.4 | 3.7 | 3.7 | 6.4 | 4.4 | 4.9 | 9.1 | 5.6 | 4.8 | 5.4 | 4.7 | 6.4 | 5.8 | 6.1 | 6.5 | 5.9 | 7.1 | 26 | |
| 0.8 | 1.6 | 2.0 | 2.5 | 2.6 | 4.4 | 8.6 | 21 | 20 | 23 | 25 | 30 | 37 | 34 | 74 | 33 | 36 | 33 | 36 | 34 | 34 | 30 | 30 | 36 | 34 | 32 | 35 | 44 | 146 | |
| 1.5 | 1.5 | 12 | – | 15 | 15 | 9.6 | 14 | 17 | 27 | -367 | 53 | -76 | -340 | 13 | 109 | – | – | – | – | – | – | – | – | – | – | – | – | – | |
| – | 2.6 | -12 | 12 | 3.0 | 8.2 | 0.0 | 39 | 2.9 | -100 | 34 | -28 | -26 | -2.5 | -80 | 52 | 4.3 | 5.9 | -27 | 19 | 24 | 19 | -43 | 39 | -14 | 45 | -45 | -327 | -341 | |
| 3.8 | 4.0 | 1.4 | 1.2 | 1.7 | 1.4 | 0.6 | 1.7 | 3.0 | 3.5 | 5.3 | 7.1 | 5.5 | 5.0 | 5.5 | 2.0 | 2.9 | 1.7 | 1.7 | 2.3 | 2.5 | 3.4 | 6.2 | 4.4 | 4.0 | 3.9 | 7.0 | 2.2 | 17 | |
| -8.1 | -8.1 | 109 | 15 | 4.1 | 8.8 | 0.9 | -41 | -84 | -20 | 5.2 | -9.9 | -24 | -85 | -26 | -38 | -24 | -30 | -38 | -76 | -46 | -78 | -79 | -110 | -121 | 132 | 0.9 | 94 | 106 | |
| – | – | 0.4 | – | – | – | – | – | – | – | – | – | 4.6 | 6.0 | – | 5.1 | – | – | – | – | – | – | – | – | – | – | – | – | – | |
| – | -0.7 | – | – | – | 0.0 | 1.5 | -0.2 | -59 | 5.0 | 4.4 | -125 | -25 | -28 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 8.4 | – | -100 | -100 | – | |
| -21 | -21 | -30 | – | -38 | -38 | -21 | -36 | 658 | 45 | 73 | 87 | 62 | 67 | 14 | -71 | – | – | – | – | -4.7 | 503 | -80 | 82 | 426 | -37 | 84 | 73 | 546 | |
| -22 | -22 | -30 | -7.3 | -6.9 | 123 | -19 | 229 | 595 | 66 | 83 | -35 | 41 | 41 | 21 | -121 | 237 | 26 | -35 | 124 | -38 | 509 | -45 | 92 | 379 | -20 | 6.7 | 93 | 459 | |
| -20 | -20 | -7.9 | 24 | 15 | 201 | 25 | 281 | 554 | 19 | -179 | -98 | -84 | -297 | -81 | 58 | 105 | -147 | -29 | 121 | 95 | 320 | -137 | -138 | 135 | 220 | -126 | 51 | 281 | |
| – | 6.5 | -88 | 15 | 16 | 67 | 42 | 91 | 41 | -30 | -272 | -61 | -107 | -258 | -81 | 215 | -111 | -145 | 43 | 71 | 177 | -114 | -20 | -125 | -127 | 105 | -140 | -134 | -297 |
LTM = last twelve months (sum of the four most recent quarters).
Data as of: September 24, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.