UCB
United Community Banks, Inc.
33.40$
-0.6%
vs. previous close
Closing price · As of: Oct 9, 2026
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | Q3 16 | Q4 16 | Q1 17 | Q2 17 | Q3 17 | Q4 17 | Q1 18 | Q2 18 | Q3 18 | Q4 18 | Q1 19 | Q2 19 | Q3 19 | Q4 19 | Q1 20 | Q2 20 | Q3 20 | Q4 20 | Q1 21 | Q2 21 | Q3 21 | Q4 21 | Q1 22 | Q2 22 | Q3 22 | Q4 22 | Q1 23 | Q2 23 | Q3 23 | Q4 23 | Q1 24 | Q2 24 | Q3 24 | Q4 24 | Q1 25 | Q2 25 | Q3 25 | Q4 25 | Q1 26 | Q2 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||||||||||||
| 16.4 | 21.1 | 19.5 | 19.0 | 19.5 | 31.8 | 30.6 | 26.2 | 20.4 | 10.3 | 11.5 | 12.9 | 12.4 | 13.3 | 8.4 | 10.3 | 9.6 | 15.1 | 14.5 | 11.1 | 10.3 | 12.0 | 15.2 | 13.4 | 14.3 | 13.0 | 11.1 | 10.1 | 11.9 | 18.7 | 16.8 | 16.0 | 18.3 | 15.4 | 12.9 | 13.2 | 12.1 | 11.6 | 11.2 | 11.2 | |
| 3.6 | 4.9 | 4.5 | 4.4 | 4.5 | 4.5 | 5.0 | 4.6 | 3.9 | 2.9 | 3.3 | 3.7 | 3.6 | 3.9 | 2.3 | 2.5 | 2.3 | 3.6 | 4.2 | 3.8 | 3.9 | 4.5 | 5.0 | 4.1 | 4.2 | 3.9 | 3.2 | 2.5 | 2.4 | 2.7 | 2.3 | 2.2 | 2.5 | 2.6 | 2.3 | 2.5 | 2.5 | 2.5 | 2.5 | 2.7 | |
| 1.4 | 2.0 | 1.8 | 1.8 | 1.7 | 1.7 | 1.9 | 1.8 | 1.6 | 1.2 | 1.3 | 1.5 | 1.4 | 1.5 | 0.9 | 0.9 | 0.7 | 1.2 | 1.5 | 1.3 | 1.4 | 1.5 | 1.4 | 1.2 | 1.3 | 1.3 | 1.1 | 0.9 | 1.0 | 1.1 | 1.0 | 0.9 | 1.0 | 1.1 | 1.0 | 1.0 | 1.1 | 1.0 | 1.0 | 1.1 | |
| 3.2 | 4.5 | – | – | 4.0 | 4.0 | – | 4.0 | – | 2.6 | – | 3.3 | – | – | – | – | – | – | – | – | – | – | – | – | – | 3.7 | 2.8 | 2.2 | 2.1 | 2.2 | 1.8 | 2.0 | 2.2 | 2.6 | 2.0 | 2.2 | 2.2 | 2.3 | 2.2 | 3.4 | |
| 7.5 | 9.9 | – | – | 9.1 | 9.4 | – | 9.8 | – | 6.3 | – | 8.0 | – | – | – | – | – | – | – | – | – | – | – | – | – | 8.5 | 6.7 | 6.0 | 7.1 | 10.2 | 9.1 | 10.1 | 10.9 | 10.5 | 8.0 | 8.2 | 7.5 | 7.7 | 6.9 | 9.8 | |
| 19.2 | 17.3 | 10.8 | 10.7 | 11.5 | 11.6 | 13.0 | 11.9 | 9.3 | 6.8 | 9.5 | 12.6 | 15.5 | 18.5 | 15.2 | 14.4 | 14.6 | 17.7 | 16.1 | 10.1 | 8.1 | 9.7 | 7.5 | 6.3 | 6.4 | 6.4 | 7.4 | 7.7 | 10.3 | 15.8 | 13.7 | 12.6 | 20.7 | 12.8 | 10.5 | 11.3 | 8.7 | 9.3 | 10.1 | 10.2 | |
| 5.2% | 5.8% | 9.2% | 9.4% | 8.7% | 8.6% | 7.7% | 8.4% | 10.8% | 14.7% | 10.6% | 7.9% | 6.5% | 5.4% | 6.6% | 6.9% | 6.9% | 5.7% | 6.2% | 9.9% | 12.4% | 10.3% | 13.3% | 16.0% | 15.6% | 15.6% | 13.5% | 13.0% | 9.7% | 6.3% | 7.3% | 7.9% | 4.8% | 7.8% | 9.5% | 8.8% | 11.4% | 10.7% | 9.9% | 9.8% | |
| Margins | ||||||||||||||||||||||||||||||||||||||||
| 94.4% | 94.3% | 93.9% | 93.4% | 92.7% | 92.1% | 91.0% | 90.2% | 89.3% | 88.1% | 87.0% | 85.8% | 85.2% | 84.6% | 82.2% | 78.6% | 77.6% | 80.4% | 87.0% | 94.6% | 100.0% | 101.1% | 96.6% | 94.1% | 90.5% | 86.6% | 82.1% | 74.7% | 67.2% | 60.6% | 58.1% | 57.3% | 57.1% | 59.4% | 60.0% | 61.1% | 63.9% | 66.0% | 68.0% | 72.0% | |
| 35.4% | 38.0% | 38.2% | 38.1% | 37.9% | 36.2% | 35.7% | 35.3% | 35.5% | 36.4% | 36.9% | 36.7% | 36.9% | 38.0% | 35.1% | 31.1% | 29.7% | 30.1% | 36.5% | 43.9% | 48.9% | 48.6% | 42.5% | 39.5% | 37.8% | 38.3% | 36.6% | 32.6% | 26.2% | 18.0% | 17.2% | 16.9% | 16.8% | 21.8% | 22.6% | 23.6% | 26.8% | 27.5% | 28.4% | 30.7% | |
| 22.0% | 23.5% | 23.0% | 23.1% | 23.1% | 14.2% | 16.3% | 17.6% | 19.3% | 28.0% | 28.4% | 28.4% | 28.6% | 29.6% | 27.4% | 24.4% | 23.5% | 23.6% | 28.7% | 34.1% | 37.8% | 37.7% | 33.0% | 30.9% | 29.7% | 29.9% | 28.4% | 25.3% | 20.4% | 14.5% | 13.8% | 13.6% | 13.5% | 17.0% | 17.7% | 18.6% | 21.0% | 21.4% | 22.0% | 24.3% | |
| 18.8% | 28.5% | 41.5% | 41.2% | 39.4% | 38.9% | 38.4% | 38.8% | 42.4% | 42.6% | 34.5% | 29.0% | 23.0% | 21.2% | 15.1% | 17.4% | 15.5% | 20.2% | 25.9% | 37.5% | 48.5% | 46.5% | 66.7% | 66.2% | 66.0% | 60.8% | 42.7% | 32.9% | 23.7% | 17.2% | 16.9% | 17.2% | 11.9% | 20.4% | 21.8% | 21.7% | 29.0% | 26.5% | 24.3% | 26.5% | |
| Returns | ||||||||||||||||||||||||||||||||||||||||
| 8.5% | 9.4% | 9.2% | 9.3% | 8.8% | 5.2% | 6.0% | 6.8% | 7.8% | 11.4% | 11.5% | 11.3% | 11.3% | 11.4% | 10.6% | 8.7% | 7.8% | 8.2% | 10.1% | 12.0% | 13.1% | 12.1% | 9.1% | 9.1% | 9.4% | 10.3% | 9.5% | 9.3% | 8.0% | 5.8% | 5.7% | 5.7% | 5.6% | 7.4% | 7.5% | 7.6% | 8.8% | 9.0% | 9.3% | 10.1% | |
| 0.9% | 0.9% | 0.9% | 1.0% | 1.0% | 0.6% | 0.7% | 0.8% | 0.9% | 1.3% | 1.4% | 1.4% | 1.4% | 1.4% | 1.3% | 1.0% | 0.9% | 0.9% | 1.1% | 1.3% | 1.4% | 1.3% | 1.0% | 1.0% | 1.0% | 1.2% | 1.1% | 1.1% | 0.9% | 0.7% | 0.7% | 0.7% | 0.7% | 0.9% | 0.9% | 1.0% | 1.1% | 1.2% | 1.2% | 1.3% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||||||||||||
| -191 | -212 | – | – | -231 | -264 | – | -307 | – | -167 | – | -236 | – | – | – | – | – | – | – | – | – | – | – | – | – | -194 | -416 | -386 | -397 | -668 | -637 | -238 | -424 | -71 | -382 | -406 | -458 | -190 | -373 | 1,051 | |
| -1.1 | -1.1 | – | – | -1.1 | -1.3 | – | -1.4 | – | -0.7 | – | -0.9 | – | – | – | – | – | – | – | – | – | – | – | – | – | -0.5 | -1.0 | -0.9 | -1.1 | -2.4 | -2.3 | -0.9 | -1.5 | -0.2 | -1.0 | -1.0 | -1.0 | -0.4 | -0.8 | 2.0 | |
| 10.5% | 10.0% | 10.3% | 10.5% | 11.0% | 10.9% | 11.1% | 11.1% | 11.3% | 11.6% | 12.1% | 12.3% | 12.5% | 12.7% | 12.5% | 11.8% | 11.5% | 11.3% | 10.9% | 11.0% | 10.9% | 10.6% | 11.1% | 10.9% | 11.1% | 11.2% | 11.9% | 11.9% | 11.8% | 11.9% | 12.1% | 12.4% | 12.4% | 12.4% | 12.6% | 12.9% | 12.8% | 13.0% | 13.0% | 12.9% | |
| 0.0 | 0.0 | – | – | 0.0 | 0.0 | – | 0.0 | – | 0.1 | – | 0.0 | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.1 | 0.0 | 0.3 | |
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| 1.28 | 1.40 | 1.42 | 1.46 | 1.46 | 0.88 | 1.03 | 1.17 | 1.37 | 2.08 | 2.16 | 2.22 | 2.28 | 2.33 | 2.18 | 1.96 | 1.76 | 1.88 | 2.35 | 2.87 | 3.17 | 2.99 | 2.29 | 2.26 | 2.32 | 2.60 | 2.52 | 2.49 | 2.13 | 1.57 | 1.57 | 1.60 | 1.59 | 2.10 | 2.17 | 2.25 | 2.60 | 2.69 | 2.82 | 3.14 | |
| 5.82 | 5.98 | 6.17 | 6.33 | 6.32 | 6.23 | 6.35 | 6.66 | 7.08 | 7.42 | 7.63 | 7.82 | 7.97 | 7.89 | 7.97 | 8.01 | 7.49 | 7.96 | 8.21 | 8.42 | 8.39 | 7.95 | 6.94 | 7.30 | 7.83 | 8.69 | 8.88 | 9.84 | 10.44 | 10.79 | 11.35 | 11.78 | 11.77 | 12.34 | 12.27 | 12.13 | 12.38 | 12.62 | 12.83 | 12.91 | |
| 15.08 | 15.01 | 15.36 | 15.77 | 16.68 | 16.98 | 17.13 | 17.29 | 17.56 | 18.24 | 18.90 | 19.66 | 20.15 | 20.53 | 20.65 | 22.45 | 22.56 | 22.99 | 23.22 | 23.86 | 24.30 | 24.67 | 25.26 | 24.84 | 24.67 | 25.26 | 26.60 | 26.80 | 26.62 | 27.24 | 27.56 | 27.91 | 28.40 | 28.61 | 29.13 | 29.75 | 29.42 | 29.87 | 30.27 | 31.09 | |
| 1.09 | 1.71 | 2.56 | 2.61 | 2.49 | 2.42 | 2.44 | 2.59 | 3.00 | 3.16 | 2.63 | 2.27 | 1.84 | 1.67 | 1.20 | 1.40 | 1.16 | 1.61 | 2.12 | 3.16 | 4.07 | 3.69 | 4.63 | 4.83 | 5.17 | 5.28 | 3.79 | 3.24 | 2.47 | 1.85 | 1.91 | 2.03 | 1.41 | 2.52 | 2.68 | 2.63 | 3.59 | 3.35 | 3.11 | 3.42 | |
Showing the most recent 40 periods — older statements are on file for this stock.
Data as of: October 9, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.