United Bankshares Inc

Financial Services · Banks - Regional

46.90$ +0.7% vs. previous close Closing price · As of: Sep 25, 2026

Statements

Income Statement

United Bankshares Inc (UBSI) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Revenue" came in at 1,821 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement UBSI
Line item	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	280	318	368	406	412	423	361	325	348	398	450	496	497	435	382	366	387	371	489	496	539	754	841	911	1,138	1,059	1,146	1,529	1,621	1,821
Cost of Revenue	115	135	168	183	214	188	138	103	93	130	183	219	202	166	99	73	64	56	65	62	70	103	151	206	215	28	124	513	616	631
Gross Profit	165	183	200	223	198	234	223	222	254	268	267	278	295	268	283	293	323	316	424	434	469	650	690	705	923	1,031	1,021	1,016	1,005	1,190
Research & Development	–	–	–	–	–	–	–	–	–	–	–	–	–	–	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–	–
Selling, General & Administrative	51	52	70	60	53	61	53	55	57	59	62	84	91	101	98	102	111	109	133	138	146	229	236	218	334	342	300	310	308	457
Total Operating Expenses	104	104	138	118	110	116	110	130	137	121	137	148	171	190	179	183	202	191	229	230	246	366	363	380	563	568	545	552	540	600
Operating Income	61	79	62	105	88	119	113	92	117	147	130	130	124	78	104	110	121	125	195	203	223	285	327	324	360	463	476	464	465	590
Interest Expense	112	131	155	174	198	176	129	96	89	124	181	213	177	120	85	56	46	36	43	40	45	75	129	185	109	52	106	481	591	584
Pre-Tax Income	61	79	62	105	88	119	113	92	117	147	130	130	124	78	104	110	121	125	195	203	223	285	327	324	360	463	476	464	465	583
Income Tax Expense	21	27	18	35	29	39	35	28	34	46	41	39	37	11	32	35	39	39	65	66	76	134	71	64	71	95	96	97	92	119
Net Income	40	52	44	70	59	80	89	79	98	100	89	91	87	67	72	76	83	86	130	138	147	151	256	260	289	368	380	366	373	465
EBITDA	67	89	76	116	97	127	119	110	131	160	140	138	131	85	111	118	131	137	196	204	214	263	306	304	343	471	499	487	475	590

Data as of: September 25, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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