United Bankshares Inc

Financial Services · Banks - Regional

47.00$ +1.4% vs. previous close Closing price · As of: Oct 2, 2026

Statements

Income Statement

United Bankshares Inc (UBSI) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (Q2 26), "Revenue" came in at 418 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

Tick rows to compare them in a chart (up to 4)

Income Statement UBSI
Line item	Q3 16	Q4 16	Q1 17	Q2 17	Q3 17	Q4 17	Q1 18	Q2 18	Q3 18	Q4 18	Q1 19	Q2 19	Q3 19	Q4 19	Q1 20	Q2 20	Q3 20	Q4 20	Q1 21	Q2 21	Q3 21	Q4 21	Q1 22	Q2 22	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26	LTM
Revenue	142	142	140	195	209	209	198	214	216	214	220	238	232	221	217	284	340	299	295	259	259	247	247	270	294	335	360	379	389	401	400	403	414	404	433	452	475	461	448	418	1,802
Cost of Revenue	19	18	19	27	29	29	28	35	41	47	50	54	53	48	66	74	41	34	15	4.8	4.7	4.1	7.9	11	31	75	102	130	134	146	152	154	159	150	173	153	163	143	141	133	580
Gross Profit	123	124	121	168	181	180	170	178	175	167	170	184	179	172	151	210	298	265	280	254	254	243	239	259	263	261	258	249	254	255	247	249	254	254	260	300	312	318	306	285	1,222
Research & Development	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Selling, General & Administrative	38	38	37	73	61	59	58	61	60	57	57	62	61	60	63	100	107	99	97	92	89	64	78	78	73	49	73	75	77	84	80	76	76	76	79	79	148	152	101	155	555
Total Operating Expenses	62	62	62	112	96	95	90	93	93	88	89	100	96	96	101	146	166	152	145	135	139	149	137	139	135	134	135	133	134	151	139	133	134	133	153	147	148	152	150	160	609
Operating Income	60	62	59	56	85	85	80	86	82	80	81	85	83	76	50	64	133	113	134	119	116	93	102	119	129	126	123	116	121	104	108	115	120	121	107	152	164	167	156	126	613
Interest Expense	12	12	13	19	21	22	23	29	36	41	45	49	48	43	39	28	25	17	15	14	13	12	11	13	23	58	95	118	128	139	147	148	152	143	144	147	151	143	133	133	560
Pre-Tax Income	60	62	59	56	85	85	80	86	82	80	81	85	83	76	50	64	133	113	134	119	116	93	102	119	129	126	123	116	121	104	108	115	120	121	107	152	164	160	156	164	645
Income Tax Expense	19	22	20	19	28	67	18	19	18	16	17	18	17	12	9.9	11	29	21	28	24	24	19	20	24	26	27	24	23	25	25	21	19	25	27	23	31	34	31	32	33	129
Net Income	41	39	39	37	57	18	62	66	64	64	64	67	66	63	40	53	104	92	107	95	92	74	82	96	103	100	98	92	96	79	87	97	95	94	84	121	131	129	124	131	515
EBITDA	60	62	59	56	85	85	80	86	82	80	81	85	83	76	50	64	133	113	134	119	116	93	102	119	129	126	123	116	121	104	108	115	120	121	107	152	164	167	156	127	615

LTM = last twelve months (sum of the four most recent quarters).

Showing the most recent 40 periods — older statements are on file for this stock.

Data as of: October 2, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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