UMB Financial Corporation

Financial Services · Banks - Regional

134.20$ +0.5% vs. previous close Closing price · As of: Sep 22, 2026

Statements

Income Statement

UMB Financial Corporation (UMBF) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Revenue" came in at 4,444 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

Download as CSV

All figures in millions of USD.

Tick rows to compare them in a chart (up to 4)

Income Statement UMBF
Line item	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	500	533	574	592	627	608	527	482	448	524	624	703	701	666	645	692	728	808	787	745	869	979	1,069	1,220	1,295	1,242	1,583	2,244	2,637	4,444
Cost of Revenue	175	184	198	192	206	160	93	55	46	89	161	191	131	85	67	49	37	33	31	34	60	99	192	225	208	66	262	960	1,231	2,026
Gross Profit	325	349	376	400	422	449	433	428	402	434	463	512	570	581	577	644	691	731	756	711	809	880	877	995	1,088	1,176	1,322	1,285	1,406	2,418
Research & Development	–	–	–	–	–	–	–	–	–	–	–	–	–	–	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–
Selling, General & Administrative	131	142	164	167	184	199	203	197	190	190	194	230	252	261	300	327	350	369	389	398	423	447	448	492	521	504	524	553	594	1,099
Total Operating Expenses	240	259	300	312	334	358	361	352	350	358	381	407	430	461	450	497	521	547	590	583	610	643	653	709	749	747	790	863	865	1,518
Operating Income	86	90	76	87	88	91	73	76	52	76	81	105	140	120	127	146	170	260	258	128	199	236	224	286	339	429	532	422	541	900
Interest Expense	165	172	187	183	196	145	76	43	40	84	152	182	113	53	36	27	20	15	14	19	28	58	122	192	77	46	224	919	1,170	1,492
Pre-Tax Income	86	90	76	87	88	91	73	76	52	76	82	105	140	120	127	146	170	183	166	128	199	236	224	286	339	429	532	422	541	875
Income Tax Expense	28	28	22	23	23	26	15	17	8.9	20	22	31	42	31	36	40	48	50	45	32	45	53	27	42	52	76	100	72	100	173
Net Income	58	62	54	64	65	65	57	59	43	56	60	74	98	89	91	106	123	134	121	116	159	247	196	244	287	353	432	350	441	702
EBITDA	131	129	90	89	126	118	114	134	84	122	116	142	178	159	166	189	211	229	211	181	253	291	277	342	402	485	586	480	594	1,060

Data as of: September 22, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

Was this page helpful to you?

Income Statement

Cookie settings