SYF
Synchrony Financial
75.40$
-2.1%
vs. previous close
Closing price · As of: Oct 30, 2026
Ownership
Ownership Structure
Who owns Synchrony Financial (SYF)? This page shows the largest institutions and funds, the ownership structure and the latest insider transactions. 95.0% of the shares are freely tradable; institutional investors hold 107.6%.
Institutional ownership
?Share of the stock held by institutional investors (funds, banks, insurers) according to regulatory filings.
107.6%
Insiders
?Share of the stock held by the executives, founders and major shareholders of the company itself.
0.4%
Float
?Share of stock freely tradable on the market — not locked up in the hands of founders, insiders, or major shareholders.
95.0%
Short % of float
?Shares sold short as a percentage of the freely tradable float — high values signal many bets on falling prices.
7.1%
Shares Outstanding
?Total number of shares issued. Price times share count gives market cap.
325Mio.
Largest Shareholders
Institutions
| Name | Stake (%) | Shares | Change (%) | Date |
|---|---|---|---|---|
| BlackRock Inc | 9.49 | 30,893,517 | +1.4 | 06/30/2026 |
| Vanguard Capital Management, LLC | 6.77 | 22,013,925 | -2.6 | 06/30/2026 |
| Capital World Investors | 5.81 | 18,918,854 | -44.0 | 06/30/2026 |
| Vanguard Portfolio Management, LLC | 5.56 | 18,090,018 | -2.2 | 06/30/2026 |
| State Street Corp | 5.45 | 17,733,198 | +0.0 | 06/30/2026 |
| Bank of America Corp | 4.54 | 14,766,088 | -8.1 | 06/30/2026 |
| The Goldman Sachs Group Inc | 3.10 | 10,093,347 | +5.2 | 06/30/2026 |
| Geode Capital Management, LLC | 3.03 | 9,853,708 | -1.0 | 06/30/2026 |
Funds
| Name | Stake (%) | Shares | Change (%) | Date |
|---|---|---|---|---|
| Vanguard MStar Total Stk Mkt Idx Invest | 3.17 | 10,329,390 | -3.5 | 09/30/2026 |
| American Funds American Balanced A | 2.88 | 9,376,510 | +0.0 | 09/30/2026 |
Largest reported positions according to regulatory filings; stake as a percentage of shares outstanding, change versus the previous filing. Source: fundamentals data.
Insider holdings
| Person | Role | Shares | Value | As of | Type |
|---|---|---|---|---|---|
| Doubles Brian D | See remarks | 828,886 | 62,498,004 $ | Aug 17, 2026 | direct |
| Mothner Jonathan S | See remarks | 132,875 | 10,018,775 $ | Aug 17, 2026 | direct |
| Howse Curtis | See remarks | 86,796 | 6,544,418 $ | Aug 17, 2026 | direct |
| Naylor Jeffrey G | Director | 66,904 | 5,044,562 $ | Sep 30, 2026 | direct |
| Wenzel Brian J. Sr. | See remarks | 64,763 | 4,883,130 $ | Aug 17, 2026 | direct |
| Alves Paget Leonard | Director | 53,380 | 4,024,852 $ | Sep 30, 2026 | direct |
| Richie Laurel | Director | 52,670 | 3,971,318 $ | Sep 30, 2026 | direct |
| Juel Carol | See remarks | 51,875 | 3,911,375 $ | Aug 17, 2026 | direct |
| Casellas Alberto | See remarks | 50,691 | 3,822,101 $ | Aug 17, 2026 | direct |
| Guthrie Roy A | Director | 41,701 | 3,144,255 $ | Sep 30, 2026 | direct |
| Parker P.W. | Director | 35,333 | 2,664,108 $ | Sep 30, 2026 | direct |
| Zane Ellen M | Director | 33,087 | 2,494,760 $ | Sep 30, 2026 | direct |
| Aguirre Fernando | Director | 31,119 | 2,346,373 $ | Sep 30, 2026 | direct |
| Coviello Arthur W Jr | Director | 27,012 | 2,036,705 $ | Sep 30, 2026 | direct |
| Tiliakos Amy | See remarks | 19,949 | 1,504,155 $ | Aug 17, 2026 | direct |
Holdings as of each person's most recent SEC Form 4 filing — excluding options and RSUs, which are not shares yet. Holdings may have changed between two filings.
Insiders
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| Sep 30, 2026 | Chytil Kamila K | Director | Other | 846 | 70.97 | 60,041 |
| Sep 30, 2026 | Richie Laurel | Director | Other | 846 | 70.97 | 60,041 |
| Sep 30, 2026 | Colao Daniel O | Director | Other | 846 | 70.97 | 60,041 |
| Sep 30, 2026 | Parker P.W. | Director | Other | 846 | 70.97 | 60,041 |
| Sep 30, 2026 | Zane Ellen M | Director | Other | 846 | 70.97 | 60,041 |
| Sep 30, 2026 | Alves Paget Leonard | Director | Other | 846 | 70.97 | 60,041 |
| Sep 30, 2026 | Aguirre Fernando | Director | Other | 846 | 70.97 | 60,041 |
| Sep 30, 2026 | Coviello Arthur W Jr | Director | Other | 846 | 70.97 | 60,041 |
| Sep 30, 2026 | Ellinger Deborah G | Director | Other | 846 | 70.97 | 60,041 |
| Sep 30, 2026 | Naylor Jeffrey G | Director | Other | 1,287 | 70.97 | 91,338 |
| Sep 30, 2026 | Guthrie Roy A | Director | Other | 846 | 70.97 | 60,041 |
| Aug 17, 2026 | Gentleman Courtney | See remarks | Other | 79 | 80.75 | 6,379 |
| Aug 17, 2026 | Tiliakos Amy | See remarks | Other | 49 | 80.75 | 3,957 |
| Aug 17, 2026 | Owens Darrell | See remarks | Other | 70 | 80.75 | 5,653 |
| Aug 17, 2026 | Juel Carol | See remarks | Other | 218 | 80.75 | 17,604 |
| Aug 17, 2026 | Howse Curtis | See remarks | Other | 182 | 80.75 | 14,697 |
| Aug 17, 2026 | Wenzel Brian J. Sr. | See remarks | Other | 272 | 80.75 | 21,964 |
| Aug 17, 2026 | Casellas Alberto | See remarks | Other | 182 | 80.75 | 14,697 |
| Aug 17, 2026 | Chytil Kamila K | Director | Other | 14 | 80.75 | 1,131 |
| Aug 17, 2026 | Richie Laurel | Director | Other | 138 | 80.75 | 11,144 |
| Aug 17, 2026 | Colao Daniel O | Director | Other | 14 | 80.75 | 1,131 |
| Aug 17, 2026 | Mothner Jonathan S | See remarks | Other | 218 | 80.75 | 17,604 |
| Aug 17, 2026 | Doubles Brian D | See remarks | Other | 1,001 | 80.75 | 80,831 |
| Aug 17, 2026 | Parker P.W. | Director | Other | 14 | 80.75 | 1,131 |
| Aug 17, 2026 | Zane Ellen M | Director | Other | 14 | 80.75 | 1,131 |
| Aug 17, 2026 | Alves Paget Leonard | Director | Other | 157 | 80.75 | 12,678 |
| Aug 17, 2026 | Aguirre Fernando | Director | Other | 14 | 80.75 | 1,131 |
| Aug 17, 2026 | Coviello Arthur W Jr | Director | Other | 11 | 80.60 | 887 |
| Aug 17, 2026 | Coviello Arthur W Jr | Director | Other | 14 | 80.75 | 1,131 |
| Aug 17, 2026 | Ellinger Deborah G | Director | Other | 10 | 80.75 | 808 |
| Aug 17, 2026 | Naylor Jeffrey G | Director | Other | 203 | 80.75 | 16,392 |
| Aug 17, 2026 | Guthrie Roy A | Director | Other | 156 | 80.75 | 12,597 |
| Aug 13, 2026 | Casellas Alberto | See remarks | Sell | 5,456 | 80.00 | 436,480 |
| Aug 13, 2026 | Casellas Alberto | See remarks | Other | 5,456 | 33.53 | 182,940 |
| Aug 3, 2026 | Gentleman Courtney | See remarks | Sell | 721 | 76.73 | 55,322 |
| Aug 3, 2026 | Owens Darrell | See remarks | Sell | 610 | 76.73 | 46,805 |
| Aug 3, 2026 | Coviello Arthur W Jr | Director | Sell | 4,000 | 77.17 | 308,680 |
| Jul 31, 2026 | Gentleman Courtney | See remarks | Other | 574 | 75.79 | 43,503 |
| Jul 31, 2026 | Tiliakos Amy | See remarks | Other | 1,738 | 75.79 | 131,723 |
| Jul 31, 2026 | Owens Darrell | See remarks | Other | 486 | 75.79 | 36,834 |
| Jul 28, 2026 | Doubles Brian D | See remarks | Other | 2,353 | 77.12 | 181,463 |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character. View all insider transactions →
Data as of: October 30, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.