SoFi Technologies Inc.

Financial Services · Credit Services

16.60$ -1.3% vs. previous close Closing price · As of: Sep 25, 2026

Statements

Income Statement

SoFi Technologies Inc. (SOFI) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (Q2 26), "Revenue" came in at 1,571 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

Tick rows to compare them in a chart (up to 4)

Income Statement SOFI
Line item	Q4 19	Q1 20	Q2 20	Q3 20	Q4 20	Q1 21	Q2 21	Q3 21	Q4 21	Q1 22	Q2 22	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26	LTM
Revenue	125	128	158	240	225	231	259	293	304	354	389	464	556	608	677	757	856	849	861	986	1,008	1,037	1,130	1,268	1,335	1,408	1,571	5,583
Cost of Revenue	81	78	43	39	53	35	29	24	23	36	37	57	114	144	191	241	268	270	274	298	281	271	285	316	316	317	366	1,314
Gross Profit	64	51	115	201	171	196	231	270	281	317	352	408	442	464	485	515	589	579	587	688	727	766	845	952	1,020	1,091	1,205	4,268
Research & Development	43	40	48	55	58	66	69	74	66	82	99	111	113	117	127	126	146	131	132	140	149	156	–	90	173	188	191	641
Selling, General & Administrative	65	49	53	59	76	162	171	40	125	137	126	126	113	124	131	124	132	145	145	149	161	156	165	188	194	198	217	797
Total Operating Expenses	196	157	207	243	259	372	396	299	390	427	448	482	481	500	535	782	538	484	572	624	667	686	733	804	834	892	1,001	3,531
Operating Income	-132	-106	-92	-43	-88	-176	-165	-30	-109	-110	-96	-74	-39	-36	-49	-267	51	94	15	64	60	80	112	149	185	200	204	738
Interest Expense	–	50	43	39	53	35	28	21	18	23	27	40	99	136	179	219	256	263	262	292	274	265	275	306	310	308	352	1,277
Pre-Tax Income	-123	-106	-92	-43	-88	-176	-165	-30	-109	-110	-96	-74	-39	-36	-49	-267	51	94	15	64	60	80	112	149	185	200	204	738
Income Tax Expense	-0.4	0.1	-100	0.2	-4.9	1.1	-0.1	0.2	1.6	0.8	0.1	-0.2	1.1	-1.6	-1.8	-0.2	3.2	6.2	-2.1	3.1	-273	8.7	15	9.2	12	33	48	101
Net Income	-123	-106	7.8	-43	-83	-178	-165	-30	-111	-110	-96	-74	-40	-34	-48	-267	48	88	17	61	332	71	97	139	174	167	157	636
EBITDA	-127	-102	-77	-18	-62	-150	-140	-5.8	-83	-79	-58	-34	3.4	9.3	0.8	-214	105	143	65	116	113	135	169	208	248	267	204	927

LTM = last twelve months (sum of the four most recent quarters).

Data as of: September 25, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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