Provident Financial Holdings Inc

Financial Services · Banks - Regional

18.60$ +0.1% vs. previous close Closing price · As of: Sep 21, 2026

Statements

Income Statement

Provident Financial Holdings Inc (PROV) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2026), "Revenue" came in at 60 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement PROV
Line item	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026
Revenue	50	59	78	86	95	82	86	82	100	113	119	101	106	92	94	95	119	70	80	76	73	65	57	47	40	39	41	59	60	60
Cost of Revenue	25	31	35	49	54	40	29	27	35	44	64	67	91	52	26	20	9.3	4.0	5.0	5.3	5.6	5.9	5.7	7.2	3.9	0.7	9.4	20	20	19
Gross Profit	25	29	43	38	40	42	56	56	65	69	54	34	15	40	68	74	110	66	75	71	68	59	51	40	36	39	41	39	40	41
Research & Development	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–	–
Selling, General & Administrative	11	13	15	15	16	17	18	19	22	20	22	19	20	27	33	41	52	39	43	44	43	36	31	19	16	16	18	18	20	25
Total Operating Expenses	22	20	25	25	25	27	28	29	33	33	34	30	30	38	44	55	67	54	58	58	59	53	45	29	26	26	-29	29	31	31
Operating Income	3.1	8.7	18	13	15	16	28	27	33	36	20	3.2	-15	1.9	23	19	43	12	17	13	8.8	5.5	5.9	11	10	13	12	10	8.9	9.6
Interest Expense	24	29	34	49	54	39	28	26	33	43	59	54	42	31	21	15	11	7.3	6.4	7.0	6.7	6.4	6.2	6.1	4.6	3.1	9.0	20	21	20
Pre-Tax Income	3.1	8.7	18	13	15	16	28	27	33	36	20	3.2	-15	1.9	23	19	43	12	17	13	8.8	5.5	5.9	11	10	13	12	10	8.9	9.6
Income Tax Expense	1.2	3.7	7.6	5.3	6.4	6.5	11	12	14	16	9.1	2.4	-7.2	0.7	10	7.9	17	5.0	7.3	5.4	3.6	3.4	1.5	3.2	2.6	3.8	3.8	3.0	2.6	3.0
Net Income	1.9	5.0	11	7.3	8.9	9.1	17	15	19	21	11	0.9	-7.4	1.1	13	11	26	6.6	9.8	7.5	5.2	2.1	4.4	7.7	7.6	9.1	8.6	7.4	6.3	6.7
EBITDA	4.3	8.6	19	15	18	18	34	31	36	39	23	5.6	-13	3.4	25	20	44	13	19	15	11	8.7	9.0	14	16	18	16	14	12	9.6

Data as of: September 21, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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