Old Second Bancorp Inc

Financial Services · Banks - Regional

25.00$ +0.3% vs. previous close Closing price · As of: Sep 18, 2026

Statements

Income Statement

Old Second Bancorp Inc (OSBC) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Revenue" came in at 397 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement OSBC
Line item	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	74	79	89	86	94	107	111	117	123	148	171	188	193	176	152	120	111	99	96	97	100	117	137	149	140	142	255	321	336	397
Cost of Revenue	29	32	33	30	37	39	32	29	26	47	72	88	99	142	118	30	22	5.2	7.7	4.7	11	14	18	20	23	13	17	57	69	87
Gross Profit	45	47	55	55	57	68	79	88	97	102	99	99	94	33	34	90	89	94	88	92	90	102	119	129	117	129	238	264	267	310
Research & Development	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–
Selling, General & Administrative	18	18	21	21	22	25	29	34	34	36	36	38	46	45	44	42	42	43	40	42	43	46	53	54	56	60	90	92	102	128
Total Operating Expenses	33	33	39	37	37	41	48	54	58	61	65	66	80	145	101	96	89	82	72	68	65	68	75	77	79	101	147	140	154	199
Operating Income	12	14	16	18	19	26	31	34	40	41	34	33	14	-111	-67	-6.5	-0.1	12	16	24	25	34	44	52	37	28	92	124	113	111
Interest Expense	28	31	32	29	36	35	28	25	29	46	71	87	68	46	28	21	16	14	11	9.1	9.9	13	17	19	12	8.5	10	40	56	62
Pre-Tax Income	12	14	16	18	19	26	31	34	40	41	34	33	14	-111	-67	-6.5	-0.1	12	16	24	25	34	44	52	37	28	92	124	113	108
Income Tax Expense	3.6	4.0	5.0	5.8	6.0	9.3	11	12	13	14	9.9	8.8	2.3	-46	42	0.0	0.0	-70	5.8	9.0	8.8	19	9.9	12	9.6	7.8	24	33	28	27
Net Income	8.3	9.6	11	12	13	17	20	22	26	28	24	24	12	-66	-109	-6.5	-0.1	82	10	15	16	15	34	39	28	20	67	92	85	80
EBITDA	15	16	21	21	22	30	33	41	47	49	41	39	21	-105	-61	-1.6	4.4	17	20	27	27	37	47	55	41	32	98	132	122	121

Data as of: September 18, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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