Old Second Bancorp Inc

Financial Services · Banks - Regional

24.70$ -0.8% vs. previous close Closing price · As of: Sep 29, 2026

Statements

Income Statement

Old Second Bancorp Inc (OSBC) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (Q2 26), "Revenue" came in at 89 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement OSBC
Line item	Q3 16	Q4 16	Q1 17	Q2 17	Q3 17	Q4 17	Q1 18	Q2 18	Q3 18	Q4 18	Q1 19	Q2 19	Q3 19	Q4 19	Q1 20	Q2 20	Q3 20	Q4 20	Q1 21	Q2 21	Q3 21	Q4 21	Q1 22	Q2 22	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26	LTM
Revenue	24	28	27	29	30	31	31	35	36	36	35	37	41	37	33	36	36	34	36	31	33	41	56	56	68	75	76	81	83	81	83	83	85	85	82	85	115	114	111	89	430
Cost of Revenue	2.5	2.7	3.1	3.9	3.4	4.0	2.8	5.5	4.4	5.2	5.3	5.3	5.2	4.6	13	5.1	2.8	2.1	-1.2	-1.3	0.7	15	2.1	2.7	6.9	5.2	9.6	12	14	20	17	17	17	17	13	14	41	19	27	–	–
Gross Profit	22	26	24	25	27	27	29	30	31	30	30	32	36	32	20	31	33	32	37	33	33	26	54	53	61	70	67	69	69	61	66	66	68	68	69	71	75	95	84	89	343
Research & Development	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Selling, General & Administrative	11	9.7	12	12	12	10	12	16	13	12	13	13	14	13	15	13	14	14	15	15	15	23	27	22	22	28	23	23	24	22	25	24	26	27	28	28	41	31	1.3	40	114
Total Operating Expenses	16	18	18	18	17	16	17	22	18	19	19	20	19	19	20	18	20	21	21	21	21	38	38	36	35	38	35	34	36	36	37	37	38	43	43	42	61	53	50	51	216
Operating Income	5.4	8.0	6.5	7.2	9.9	11	11	8.0	13	12	11	12	16	12	0.0	12	14	11	16	12	11	-12	16	17	27	32	32	35	32	25	29	29	30	25	26	29	13	42	34	38	127
Interest Expense	2.5	2.7	3.1	3.1	3.1	3.3	3.5	4.0	4.4	4.7	4.9	4.8	4.7	4.5	4.8	3.0	2.5	2.1	1.8	2.2	2.2	2.2	2.1	2.1	2.4	3.7	6.1	10	11	12	14	14	15	14	11	11	21	19	17	18	76
Pre-Tax Income	5.4	8.0	6.5	7.2	9.9	11	11	8.0	13	12	11	12	16	12	0.0	12	14	11	16	12	11	-12	16	17	27	32	32	35	32	25	29	29	30	25	26	29	13	39	34	38	124
Income Tax Expense	1.9	3.0	2.1	2.1	1.8	13	2.0	1.8	3.2	2.9	2.4	3.0	4.0	2.9	-0.3	3.1	3.4	3.4	4.2	3.2	2.9	-2.5	4.4	4.4	7.1	8.2	8.4	9.4	8.1	6.7	7.2	7.3	6.9	6.3	6.4	7.4	3.2	10	8.5	9.7	32
Net Income	3.5	5.0	4.4	5.1	8.1	-2.5	9.5	6.3	9.6	8.6	8.5	9.3	12	9.5	0.3	9.2	10	8.0	12	8.8	8.4	-9.1	12	12	20	24	24	26	24	18	21	22	23	19	20	22	9.9	29	26	28	92
EBITDA	5.9	8.6	7.1	7.9	10	11	12	8.7	14	12	12	13	17	13	0.8	13	14	12	17	13	12	-10	18	18	28	34	34	37	34	27	31	31	31	29	29	32	16	44	36	38	134

LTM = last twelve months (sum of the four most recent quarters).

Showing the most recent 40 periods — older statements are on file for this stock.

Data as of: September 29, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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