OFG Bancorp

Financial Services · Banks - Regional

52.20$ -0.5% vs. previous close Closing price · As of: Sep 21, 2026

Statements

Income Statement

OFG Bancorp (OFG) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Revenue" came in at 863 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement OFG
Line item	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	55	100	124	142	149	140	173	191	210	243	250	332	386	395	301	325	303	485	476	386	386	388	401	430	541	539	599	728	823	863
Cost of Revenue	–	50	68	79	90	94	85	81	82	106	193	222	237	204	191	170	127	157	137	231	122	155	101	148	158	42	58	149	244	248
Gross Profit	55	50	56	63	60	46	88	109	129	118	57	110	149	191	110	155	176	329	339	156	264	233	300	282	384	497	541	580	579	615
Research & Development	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–
Selling, General & Administrative	15	15	15	15	16	16	17	21	29	24	25	28	38	45	50	53	54	102	95	90	87	86	84	87	146	145	153	168	171	175
Total Operating Expenses	17	30	31	36	40	38	49	54	63	60	64	67	132	161	104	119	148	239	216	176	178	165	167	207	289	282	297	314	325	349
Operating Income	–	20	25	27	20	7.3	39	56	65	34	-6.7	43	17	30	5.5	35	28	90	122	-20	85	68	133	75	95	215	244	265	254	266
Interest Expense	45	45	58	65	82	91	83	77	77	103	188	216	228	188	169	157	104	84	77	69	57	41	45	51	65	42	33	88	162	172
Pre-Tax Income	20	20	25	27	20	7.3	39	56	65	34	-6.7	43	17	30	5.5	35	28	90	122	-20	85	68	133	75	95	215	244	265	254	234
Income Tax Expense	3.1	3.1	3.9	0.2	0.1	-1.3	0.7	4.3	5.6	0.3	-1.6	1.6	-9.3	7.0	-4.3	0.9	3.3	-8.7	37	-18	26	15	48	21	20	68	78	83	56	29
Net Income	17	17	21	27	20	8.5	38	51	60	34	-5.1	41	27	23	9.8	34	25	98	85	-2.5	59	53	84	54	74	146	166	182	198	205
EBITDA	64	19	25	32	24	12	43	65	80	34	2.7	48	23	36	11	41	33	103	135	-7.1	96	79	143	85	119	239	269	292	281	285

Data as of: September 21, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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