OFG
OFG Bancorp
51.30$
+1.2%
vs. previous close
Closing price · As of: Oct 2, 2026
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||
| 10.3 | 17.6 | 19.2 | 10.9 | 8.9 | 27.7 | 9.2 | 12.5 | 12.5 | 9.2 | – | 7.9 | 5.6 | 11.4 | 46.8 | 15.6 | 24.7 | 9.3 | 10.3 | – | 11.3 | 9.1 | 10.0 | 22.7 | 12.8 | 9.3 | 8.0 | 9.8 | 10.0 | 9.5 | |
| 3.1 | 2.9 | 3.3 | 2.1 | 1.2 | 1.7 | 2.0 | 3.4 | 3.5 | 1.3 | 1.3 | 1.0 | 0.4 | 0.7 | 1.5 | 1.7 | 2.0 | 1.9 | 1.8 | 1.0 | 1.7 | 1.2 | 2.1 | 2.8 | 1.8 | 2.5 | 2.2 | 2.4 | 2.4 | 2.3 | |
| 1.9 | 3.3 | 4.1 | 2.5 | 1.5 | 2.1 | 2.1 | 3.3 | 3.3 | 0.9 | 1.0 | 0.9 | 0.6 | 0.8 | 0.6 | 0.8 | 0.7 | 1.0 | 0.9 | 0.4 | 0.7 | 0.5 | 0.8 | 0.1 | 0.9 | 1.3 | 1.3 | 1.5 | 1.6 | 1.4 | |
| 4.3 | 6.1 | 6.7 | 7.2 | 7.5 | 9.5 | 9.6 | 13.5 | 14.2 | 12.1 | 15.4 | 25.9 | 20.7 | 19.3 | 22.0 | 17.4 | 5.6 | 3.3 | 2.7 | 2.0 | 1.4 | 0.4 | 1.6 | 1.3 | -2.1 | -1.0 | 1.4 | 1.7 | 2.2 | 1.6 | |
| 3.7 | 31.4 | 33.5 | 32.2 | 46.4 | 114.9 | 38.1 | 39.2 | 37.5 | 86.3 | 1,424.8 | 178.1 | 348.1 | 212.1 | 582.1 | 138.2 | 51.6 | 15.4 | 9.6 | – | 5.7 | 2.1 | 4.5 | 6.5 | -9.5 | -2.3 | 3.2 | 4.3 | 6.4 | 4.9 | |
| – | – | – | 2.1 | 5.0 | 10.8 | – | – | – | 36.7 | – | – | – | – | – | – | 12.6 | 5.6 | 5.2 | 4.1 | 9.1 | 3.3 | 7.0 | 12.6 | – | 17.7 | 10.0 | 6.4 | 9.4 | 9.7 | |
| -12.0% | -5.9% | -0.2% | 47.9% | 20.0% | 9.3% | -6.0% | -8.4% | -6.7% | 2.7% | -21.6% | -14.1% | -12.9% | -18.5% | -9.2% | -8.0% | 8.0% | 18.0% | 19.1% | 24.4% | 10.9% | 30.2% | 14.4% | 7.9% | -10.9% | 5.6% | 10.0% | 15.6% | 10.6% | 10.3% | |
| Margins | ||||||||||||||||||||||||||||||
| 100.0% | 49.8% | 45.3% | 44.1% | 39.8% | 32.6% | 51.0% | 57.3% | 61.1% | 48.6% | 22.8% | 33.1% | 38.6% | 48.3% | 36.6% | 47.6% | 58.1% | 67.7% | 71.1% | 40.3% | 68.3% | 60.1% | 74.9% | 65.6% | 70.9% | 92.2% | 90.4% | 79.6% | 70.3% | 71.2% | |
| – | 19.8% | 20.5% | 19.0% | 13.2% | 5.2% | 22.6% | 29.2% | 31.0% | 14.0% | -2.7% | 12.9% | 4.5% | 7.6% | 1.8% | 10.9% | 9.2% | 18.5% | 25.7% | -5.2% | 22.1% | 17.6% | 33.1% | 17.5% | 17.5% | 39.8% | 40.8% | 36.4% | 30.8% | 30.8% | |
| 30.2% | 16.7% | 17.3% | 18.8% | 13.1% | 6.1% | 22.2% | 26.9% | 28.4% | 13.9% | -2.0% | 12.4% | 6.9% | 5.8% | 3.3% | 10.6% | 8.1% | 20.3% | 17.9% | -0.6% | 15.3% | 13.6% | 21.1% | 12.5% | 13.7% | 27.1% | 27.8% | 25.0% | 24.1% | 23.8% | |
| -37.5% | -17.3% | -0.8% | 98.3% | 23.5% | 15.6% | -12.3% | -28.2% | -23.7% | 3.5% | -27.8% | -13.8% | -5.0% | -12.3% | -14.1% | -13.3% | 15.9% | 33.9% | 35.1% | 23.8% | 19.0% | 37.4% | 30.4% | 22.5% | -19.2% | 14.3% | 22.3% | 38.2% | 25.6% | 23.1% | |
| Returns | ||||||||||||||||||||||||||||||
| 18.6% | 18.6% | 21.1% | 22.9% | 16.6% | 7.7% | 23.1% | 26.5% | 26.7% | 9.9% | -1.5% | 11.5% | 10.3% | 6.9% | 1.3% | 5.0% | 2.8% | 11.1% | 9.0% | -0.3% | 6.4% | 5.6% | 8.4% | 0.6% | 6.8% | 13.7% | 15.9% | 15.2% | 15.8% | 14.8% | |
| 1.6% | 1.6% | 1.8% | 1.7% | 1.1% | 0.5% | 1.5% | 1.8% | 1.8% | 0.7% | -0.1% | 0.7% | 0.4% | 0.4% | 0.1% | 0.5% | 0.3% | 1.2% | 1.1% | 0.0% | 0.9% | 0.9% | 1.3% | 0.6% | 0.8% | 1.5% | 1.7% | 1.6% | 1.7% | 1.6% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||
| 64 | 312 | 419 | 737 | 941 | 1,096 | 1,302 | 1,924 | 2,245 | 2,626 | 3,531 | 8,277 | 7,826 | 7,352 | 6,173 | 5,120 | 1,091 | 661 | 418 | 401 | -121 | -314 | -201 | -669 | -2,077 | -1,921 | -487 | -539 | -190 | -540 | |
| 1.0 | 16.2 | 16.9 | 23.1 | 39.1 | 94.7 | 29.9 | 29.4 | 28.1 | 77.2 | 1,306.2 | 171.3 | 341.6 | 204.8 | 541.7 | 125.1 | 33.1 | 6.4 | 3.1 | – | -1.3 | -4.0 | -1.4 | -7.9 | -17.5 | -8.1 | -1.8 | -1.8 | -0.7 | -1.9 | |
| 8.4% | 8.4% | 8.4% | 7.3% | 6.4% | 6.3% | 6.7% | 6.9% | 6.7% | 7.5% | 7.7% | 6.0% | 4.2% | 5.0% | 10.0% | 10.4% | 9.4% | 10.9% | 12.6% | 12.6% | 14.2% | 15.3% | 15.2% | 98.3% | 11.1% | 10.8% | 10.6% | 10.5% | 10.9% | 11.2% | |
| 1.0 | 3.8 | 4.3 | 6.4 | 8.1 | 10.0 | 7.9 | 10.0 | 10.1 | 7.8 | 10.6 | 23.1 | 30.0 | 23.1 | 9.0 | 8.2 | 2.3 | 1.4 | 1.1 | 1.0 | 0.4 | 0.2 | 0.2 | 0.0 | 0.1 | 0.1 | 0.1 | 0.2 | 0.3 | 0.4 | |
| Per Share | ||||||||||||||||||||||||||||||
| 0.73 | 0.76 | 0.98 | 1.22 | 0.89 | 0.40 | 1.77 | 1.87 | 2.27 | 1.35 | -0.21 | 1.69 | 1.10 | 0.94 | 0.27 | 0.77 | 0.54 | 1.86 | 1.63 | -0.05 | 1.16 | 1.03 | 1.64 | 1.04 | 1.44 | 2.85 | 3.43 | 3.82 | 4.23 | 4.33 | |
| 2.41 | 4.55 | 5.65 | 6.48 | 6.82 | 6.65 | 7.94 | 6.95 | 7.99 | 9.67 | 10.12 | 13.62 | 15.78 | 16.25 | 8.17 | 7.30 | 6.70 | 9.15 | 9.10 | 7.51 | 7.55 | 7.59 | 7.81 | 8.31 | 10.50 | 10.49 | 12.36 | 15.31 | 17.54 | 18.21 | |
| 3.93 | 4.08 | 4.63 | 5.31 | 5.38 | 5.24 | 7.64 | 7.05 | 8.49 | 13.61 | 13.64 | 14.75 | 10.70 | 13.58 | 19.89 | 15.62 | 19.06 | 16.69 | 18.01 | 17.43 | 18.02 | 18.50 | 19.47 | 176.77 | 21.06 | 20.81 | 21.52 | 25.10 | 26.74 | 29.35 | |
| -0.91 | -0.79 | -0.05 | 6.36 | 1.60 | 1.04 | -0.97 | -1.96 | -1.89 | 0.34 | -2.81 | -1.88 | -0.79 | -2.00 | -1.15 | -0.97 | 1.07 | 3.11 | 3.19 | 1.78 | 1.43 | 2.84 | 2.37 | 1.87 | -2.02 | 1.50 | 2.76 | 5.84 | 4.49 | 4.21 | |
Data as of: October 2, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.