OceanFirst Financial Corp.

Financial Services · Banks - Regional

17.90$ -1.4% vs. previous close Closing price · As of: Sep 18, 2026

Statements

Income Statement

OceanFirst Financial Corp. (OCFC) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Revenue" came in at 656 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement OCFC
Line item	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	83	101	108	113	122	131	119	113	112	127	130	117	116	111	115	109	104	91	96	100	151	212	307	345	434	389	485	637	688	656
Cost of Revenue	45	57	62	60	67	64	49	38	35	42	59	63	47	36	32	26	22	12	10	10	16	24	40	54	126	25	61	256	316	298
Gross Profit	39	45	46	53	55	67	70	76	76	85	72	55	69	75	83	84	82	78	86	90	136	188	268	291	308	364	424	381	372	357
Research & Development	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–
Selling, General & Administrative	13	17	19	20	24	27	20	22	27	31	38	37	38	39	34	34	33	35	38	39	58	72	100	107	119	126	139	147	9.5	15
Total Operating Expenses	39	23	26	28	32	37	40	45	49	55	52	54	47	51	52	51	51	53	55	59	101	123	182	183	227	222	230	244	241	265
Operating Income	-0.6	22	20	25	23	29	30	31	28	30	19	0.9	22	25	31	32	31	25	31	31	35	65	86	107	81	142	194	137	131	93
Interest Expense	44	56	61	59	66	63	48	37	35	42	58	62	45	30	24	18	14	9.6	7.5	9.0	13	20	36	53	67	37	54	238	308	282
Pre-Tax Income	-0.6	22	20	25	23	29	30	31	28	30	19	0.9	22	25	31	32	31	25	31	31	35	65	86	107	81	142	194	137	131	93
Income Tax Expense	1.1	7.7	7.2	8.7	6.8	10	9.8	11	9.8	10	6.6	-0.1	6.9	9.2	10	11	11	8.6	11	11	12	23	14	19	18	32	47	33	30	21
Net Income	-1.7	14	13	16	16	18	20	20	18	19	13	1.1	15	16	20	21	20	16	20	20	23	42	72	89	63	110	147	104	100	71
EBITDA	1.3	29	29	31	29	38	38	39	33	35	26	8.2	26	27	35	37	35	29	34	35	41	74	98	120	96	157	210	153	145	93

Data as of: September 18, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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