OceanFirst Financial Corp.

Financial Services · Banks - Regional

16.80$ +0.7% vs. previous close Closing price · As of: Oct 2, 2026

Statements

Income Statement

OceanFirst Financial Corp. (OCFC) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (Q2 26), "Revenue" came in at 210 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement OCFC
Line item	Q3 16	Q4 16	Q1 17	Q2 17	Q3 17	Q4 17	Q1 18	Q2 18	Q3 18	Q4 18	Q1 19	Q2 19	Q3 19	Q4 19	Q1 20	Q2 20	Q3 20	Q4 20	Q1 21	Q2 21	Q3 21	Q4 21	Q1 22	Q2 22	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26	LTM
Revenue	43	45	51	53	55	54	71	78	79	80	84	87	87	87	111	105	100	117	104	94	94	97	99	105	124	157	140	158	168	171	173	169	175	171	164	165	173	158	166	210	707
Cost of Revenue	4.3	4.7	5.2	5.9	6.1	6.8	8.5	9.3	11	11	13	14	14	14	29	27	52	19	11	2.9	5.1	6.3	8.6	9.9	16	27	43	59	78	76	76	80	80	80	72	70	76	80	75	89	319
Gross Profit	38	41	46	47	48	47	62	69	68	69	72	73	73	73	82	78	48	99	94	91	89	90	90	96	109	129	97	99	90	96	97	89	95	91	91	95	98	78	92	121	388
Research & Development	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Selling, General & Administrative	16	17	19	18	18	16	25	28	24	23	27	28	25	27	35	33	35	34	34	35	38	41	33	35	36	17	36	37	38	37	36	36	101	39	40	43	44	4.9	3.2	3.4	55
Total Operating Expenses	24	32	30	36	30	27	56	50	39	38	46	50	42	46	62	54	55	55	50	50	57	64	57	57	58	58	60	62	63	59	58	58	63	64	63	70	75	61	65	123	324
Operating Income	14	9.0	16	11	19	20	6.4	19	29	31	26	23	31	27	21	25	-7.5	43	43	41	32	27	34	38	51	71	37	37	27	36	39	32	33	27	28	25	23	17	27	-2.5	64
Interest Expense	3.4	4.2	4.5	4.7	5.0	5.4	7.1	8.6	9.9	11	12	14	13	14	19	17	16	15	11	9.3	8.3	7.9	6.8	8.6	15	24	40	58	67	73	75	77	79	76	67	67	72	76	72	89	309
Pre-Tax Income	14	9.0	16	11	19	20	6.4	19	29	31	26	23	31	27	21	25	-7.5	43	43	41	32	27	34	38	51	71	37	37	27	36	39	32	33	27	28	25	23	17	27	-2.5	64
Income Tax Expense	4.8	3.0	3.8	3.2	5.7	10	1.0	3.0	5.3	4.3	4.8	4.5	6.3	3.2	4.0	5.9	-2.6	10	11	10	7.4	4.1	8.0	8.9	12	17	8.7	9.0	6.5	8.6	11	7.1	7.5	5.1	6.8	5.8	5.2	3.8	6.5	0.5	16
Net Income	9.1	6.1	12	7.7	13	10.0	5.4	16	24	27	21	19	25	23	17	19	-4.9	33	33	31	24	23	26	29	39	53	28	28	21	28	29	24	25	22	22	19	17	13	21	-3.0	48
EBITDA	15	11	18	13	21	22	9.6	22	32	34	29	27	34	30	24	28	-3.9	47	47	44	35	31	38	42	55	75	41	41	31	41	43	35	36	31	32	28	26	21	31	0.1	78

LTM = last twelve months (sum of the four most recent quarters).

Showing the most recent 40 periods — older statements are on file for this stock.

Data as of: October 2, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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