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NWFL

Norwood Financial Corp

Financial Services · Banks - Regional

36.60$ +1.8% vs. previous close Closing price · As of: Nov 4, 2026

Ownership

Ownership Structure

Who owns Norwood Financial Corp (NWFL)? This page shows the largest institutions and funds, the ownership structure and the latest insider transactions. 90.1% of the shares are freely tradable; institutional investors hold 41.7%.

Institutional ownership ?Share of the stock held by institutional investors (funds, banks, insurers) according to regulatory filings. 41.7%
Insiders ?Share of the stock held by the executives, founders and major shareholders of the company itself. 8.0%
Float ?Share of stock freely tradable on the market — not locked up in the hands of founders, insiders, or major shareholders. 90.1%
Short % of float ?Shares sold short as a percentage of the freely tradable float — high values signal many bets on falling prices. 1.5%
Shares Outstanding ?Total number of shares issued. Price times share count gives market cap. 11Mio.

Largest Shareholders

Institutions

Institutions NWFL
Name Stake (%) Shares Change (%) Date
BlackRock Inc 7.13 776,358 +17.5 06/30/2026
Wellington Management Company LLP 5.21 567,505 -24.4 06/30/2026
Vanguard Capital Management, LLC 4.06 441,759 +3.2 06/30/2026
Geode Capital Management, LLC 2.37 258,159 +8.7 06/30/2026
Manufacturers Life Insurance Co 1.60 174,278 -0.4 06/30/2026
Bulldog Investors, LLC 1.56 170,000 +0.0 06/30/2026
Cornerstone Wealth Group, LLC 1.53 166,585 +0.0 06/30/2026

Funds

Funds NWFL
Name Stake (%) Shares Change (%) Date
Vanguard MStar Total Stk Mkt Idx Invest 2.92 318,320 +0.0 09/30/2026
iShares Russell 2000 ETF 2.55 277,612 -1.1 09/30/2026
Total Return Securities Fund 1.56 170,000 +0.0 06/30/2026

Largest reported positions according to regulatory filings; stake as a percentage of shares outstanding, change versus the previous filing. Source: fundamentals data.

Insider holdings

Insider holdings NWFL
Person Role Shares Value As of Type
Lamont Kevin M Director 136,167 4,983,712 $ Oct 13, 2026 direct
Carroll Joseph W Director 41,946 1,535,224 $ Oct 13, 2026 direct
Gifford Jeffrey S Director 26,889 984,137 $ Oct 13, 2026 direct
Matergia Ralph A Director 26,725 978,135 $ Oct 13, 2026 direct
Phillips Kenneth A Director 16,012 586,039 $ Oct 13, 2026 direct
Shook James Director 12,705 465,003 $ Oct 13, 2026 direct
Forte Andrew Director 12,426 454,792 $ Oct 13, 2026 direct
Schmalzle Ronald R Director 8,997 329,290 $ Oct 13, 2026 direct
Andress Spencer J Director 8,532 312,271 $ Oct 13, 2026 direct
O'Bell Vincent EVP & Chief Lending Officer 6,642 243,097 $ Sep 4, 2026 direct
Hungerford Meg L Director 6,450 236,070 $ Oct 13, 2026 direct
Nolan Alexandra K Director 3,013 110,276 $ Oct 13, 2026 direct
Nacinovich Marissa S Director 691 25,291 $ Oct 13, 2026 direct

Holdings as of each person's most recent SEC Form 4 filing — excluding options and RSUs, which are not shares yet. Holdings may have changed between two filings.

Insiders

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
Oct 13, 2026 Andress Spencer J Director Other 40 33.70 1,348
Oct 13, 2026 Carroll Joseph W Director Other 40 33.70 1,348
Oct 13, 2026 Forte Andrew Director Other 50 33.70 1,685
Oct 13, 2026 Gifford Jeffrey S Director Other 40 33.70 1,348
Oct 13, 2026 Hungerford Meg L Director Other 40 33.70 1,348
Oct 13, 2026 Lamont Kevin M Director Other 40 33.70 1,348
Oct 13, 2026 Matergia Ralph A Director Other 40 33.70 1,348
Oct 13, 2026 Nacinovich Marissa S Director Other 40 33.70 1,348
Oct 13, 2026 Nolan Alexandra K Director Other 40 33.70 1,348
Oct 13, 2026 Phillips Kenneth A Director Other 40 33.70 1,348
Oct 13, 2026 Schmalzle Ronald R Director Other 40 33.70 1,348
Oct 13, 2026 Shook James Director Other 40 33.70 1,348
Sep 10, 2026 Andress Spencer J Director Other 39 34.47 1,344
Sep 10, 2026 Carroll Joseph W Director Other 39 34.47 1,344
Sep 10, 2026 Forte Andrew Director Other 48 34.47 1,655
Sep 10, 2026 Gifford Jeffrey S Director Other 39 34.47 1,344
Sep 10, 2026 Hungerford Meg L Director Other 39 34.47 1,344
Sep 10, 2026 Lamont Kevin M Director Other 39 34.47 1,344
Sep 10, 2026 Matergia Ralph A Director Other 39 34.47 1,344
Sep 10, 2026 Nacinovich Marissa S Director Other 39 34.47 1,344
Sep 10, 2026 Nolan Alexandra K Director Other 39 34.47 1,344
Sep 10, 2026 Phillips Kenneth A Director Other 39 34.47 1,344
Sep 10, 2026 Schmalzle Ronald R Director Other 39 34.47 1,344
Sep 10, 2026 Shook James Director Other 39 34.47 1,344
Sep 4, 2026 O'Bell Vincent EVP & Chief Lending Officer Other 1,500 26.93 40,395
Sep 4, 2026 O'Bell Vincent EVP & Chief Lending Officer Other 750 22.37 16,780
Sep 2, 2026 O'Bell Vincent EVP & Chief Lending Officer Sell 300 34.68 10,403
Sep 2, 2026 O'Bell Vincent EVP & Chief Lending Officer Sell 100 34.61 3,461
Sep 2, 2026 O'Bell Vincent EVP & Chief Lending Officer Sell 1,100 34.50 37,952
Sep 2, 2026 O'Bell Vincent EVP & Chief Lending Officer Sell 1,500 34.50 51,753
Sep 2, 2026 O'Bell Vincent EVP & Chief Lending Officer Other 1,500 32.34 48,510
Aug 10, 2026 Andress Spencer J Director Other 40 34.02 1,361
Aug 10, 2026 Carroll Joseph W Director Other 40 34.02 1,361
Aug 10, 2026 Forte Andrew Director Other 49 34.02 1,667
Aug 10, 2026 Gifford Jeffrey S Director Other 40 34.02 1,361
Aug 10, 2026 Hungerford Meg L Director Other 40 34.02 1,361
Aug 10, 2026 Lamont Kevin M Director Other 40 34.02 1,361
Aug 10, 2026 Matergia Ralph A Director Other 40 34.02 1,361
Aug 10, 2026 Nacinovich Marissa S Director Other 40 34.02 1,361
Aug 10, 2026 Nolan Alexandra K Director Other 40 34.02 1,361
Aug 10, 2026 Phillips Kenneth A Director Other 40 34.02 1,361
Aug 10, 2026 Schmalzle Ronald R Director Other 40 34.02 1,361
Aug 10, 2026 Shook James Director Other 40 34.02 1,361
Jul 28, 2026 Shook James Director Buy 3,100 34.55 107,105
Jul 10, 2026 Andress Spencer J Director Other 43 31.88 1,371
Jul 10, 2026 Carroll Joseph W Director Other 43 31.88 1,371
Jul 10, 2026 Forte Andrew Director Other 52 31.88 1,658
Jul 10, 2026 Gifford Jeffrey S Director Other 43 31.88 1,371
Jul 10, 2026 Hungerford Meg L Director Other 43 31.88 1,371
Jul 10, 2026 Lamont Kevin M Director Other 43 31.88 1,371

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character. View all insider transactions →

Data as of: November 4, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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