NBT Bancorp Inc

Financial Services · Banks - Regional

50.50$ -0.7% vs. previous close Closing price · As of: Sep 23, 2026

Statements

Income Statement

NBT Bancorp Inc (NBTB) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Revenue" came in at 867 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

Download as CSV

All figures in millions of USD.

Tick rows to compare them in a chart (up to 4)

Income Statement NBTB
Line item	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	93	104	176	243	283	280	259	245	251	279	337	366	366	354	337	318	324	369	378	385	399	425	465	507	491	495	537	662	786	867
Cost of Revenue	40	46	81	110	143	149	89	72	69	88	134	171	136	110	83	60	55	53	43	39	48	57	67	81	84	11	39	170	231	242
Gross Profit	54	58	95	133	140	130	169	173	182	191	203	195	231	243	254	257	269	316	336	346	351	368	397	426	408	484	498	493	555	626
Research & Development	–	–	–	–	–	–	–	–	–	–	–	–	–	–	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–
Selling, General & Administrative	18	18	29	41	35	48	48	50	54	60	63	76	91	113	118	122	129	140	148	154	160	163	180	184	165	176	191	201	239	83
Total Operating Expenses	34	35	61	85	119	126	102	105	110	115	123	123	147	171	175	178	191	226	223	229	232	240	260	271	274	284	302	339	375	406
Operating Income	19	23	34	49	21	4.3	67	69	72	76	80	72	84	73	78	79	77	90	112	117	119	128	137	155	133	200	196	153	179	219
Interest Expense	36	43	75	103	133	118	80	63	60	78	125	141	108	77	53	40	35	31	23	21	23	26	39	56	33	19	22	145	212	209
Pre-Tax Income	19	23	34	49	21	4.3	67	69	72	76	80	72	84	73	78	79	77	90	112	117	119	128	137	155	133	200	196	153	179	219
Income Tax Expense	7.1	8.3	7.1	16	6.5	0.5	22	21	22	23	24	22	25	21	21	21	23	28	37	40	40	46	24	34	29	45	44	35	39	50
Net Income	12	15	27	33	14	3.7	45	47	50	52	56	50	58	52	57	58	55	62	75	76	78	82	113	121	104	155	152	119	141	169
EBITDA	23	26	40	55	30	9.4	74	81	81	83	88	79	91	81	87	88	87	103	126	130	132	141	150	176	154	220	215	176	207	241

Data as of: September 23, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

Was this page helpful to you?

Income Statement

Cookie settings