Live Oak Bancshares, Inc.
Ownership
Ownership Structure
Who owns Live Oak Bancshares, Inc. (LOB)? This page shows the largest institutions and funds, the ownership structure and the latest insider transactions. 78.0% of the shares are freely tradable; institutional investors hold 71.9%.
Largest Shareholders
Institutions
| Name | Stake (%) | Shares | Change (%) | Date |
|---|---|---|---|---|
| T. Rowe Price Investment Management,Inc. | 13.95 | 6,471,452 | -0.3 | 06/30/2026 |
| BlackRock Inc | 7.58 | 3,515,856 | +2.4 | 06/30/2026 |
| Vanguard Capital Management, LLC | 3.57 | 1,654,730 | +8.0 | 06/30/2026 |
| Dimensional Fund Advisors, Inc. | 3.48 | 1,615,529 | +1.4 | 06/30/2026 |
| State Street Corp | 2.95 | 1,367,619 | -4.8 | 06/30/2026 |
| Barrow Hanley Mewhinney & Strauss LLC | 2.93 | 1,360,091 | -16.1 | 06/30/2026 |
| Gilder Gagnon Howe & CO LLC | 2.42 | 1,123,910 | -5.8 | 06/30/2026 |
| Vanguard Portfolio Management, LLC | 2.15 | 996,870 | +9.8 | 06/30/2026 |
Funds
| Name | Stake (%) | Shares | Change (%) | Date |
|---|---|---|---|---|
| T. Rowe Price Small-Cap Value | 4.73 | 2,192,565 | -1.1 | 09/30/2026 |
| Vanguard MStar Total Stk Mkt Idx Invest | 2.55 | 1,181,867 | +0.0 | 09/30/2026 |
Largest reported positions according to regulatory filings; stake as a percentage of shares outstanding, change versus the previous filing. Source: fundamentals data.
Insider holdings
| Person | Role | Shares | Value | As of | Type |
|---|---|---|---|---|---|
| Mahan James S Iii | Chief Executive Officer | 2,747,844 | 96,449,324 $ | Sep 10, 2026 | indirect |
| Williams William L. Iii | Director | 1,105,726 | 38,810,978 $ | Sep 3, 2026 | indirect |
| Losch William C III | President | 263,392 | 9,245,059 $ | Aug 25, 2026 | direct |
| Seward Gregory W | General Counsel | 108,797 | 3,818,775 $ | Oct 26, 2026 | direct |
| Derraik Renato | Chief Info./Digital Off., Bank | 18,132 | 636,433 $ | Aug 10, 2026 | direct |
| Lucht David G | Director | 13,623 | 478,167 $ | Aug 4, 2026 | direct |
| Moroz Mark Michael | Chief Banking Officer | 12,110 | 425,061 $ | Jul 28, 2026 | direct |
| Phifer Walter J | Chief Financial Officer | 11,723 | 411,477 $ | Aug 18, 2026 | direct |
| Cairns Michael | Chief Credit Officer | 11,528 | 404,633 $ | Aug 19, 2026 | direct |
| Bradford Tonya Williams | Director | 8,043 | 282,309 $ | Sep 3, 2026 | direct |
Holdings as of each person's most recent SEC Form 4 filing — excluding options and RSUs, which are not shares yet. Holdings may have changed between two filings.
Insiders
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| Oct 26, 2026 | Seward Gregory W | General Counsel | Sell | 486 | 35.77 | 17,386 |
| Oct 26, 2026 | Seward Gregory W | General Counsel | Sell | 4,514 | 35.26 | 159,165 |
| Sep 10, 2026 | Mahan James S Iii | Chief Executive Officer | Sell | 10,000 | 38.75 | 387,485 |
| Sep 9, 2026 | Mahan James S Iii | Chief Executive Officer | Sell | 10,000 | 38.63 | 386,312 |
| Sep 3, 2026 | Bradford Tonya Williams | Director | Sell | 1,600 | 39.89 | 63,824 |
| Sep 3, 2026 | Williams William L. Iii | Director | Sell | 6,590 | 40.09 | 264,220 |
| Sep 3, 2026 | Mahan James S Iii | Chief Executive Officer | Sell | 10,000 | 39.75 | 397,466 |
| Sep 2, 2026 | Williams William L. Iii | Director | Sell | 1,810 | 40.00 | 72,401 |
| Sep 2, 2026 | Mahan James S Iii | Chief Executive Officer | Sell | 258 | 39.88 | 10,288 |
| Sep 2, 2026 | Mahan James S Iii | Chief Executive Officer | Sell | 9,742 | 39.53 | 385,124 |
| Aug 27, 2026 | Mahan James S Iii | Chief Executive Officer | Sell | 10,000 | 39.66 | 396,590 |
| Aug 26, 2026 | Mahan James S Iii | Chief Executive Officer | Sell | 10,000 | 39.99 | 399,878 |
| Aug 25, 2026 | Losch William C III | President | Other | 22,221 | 39.99 | 888,618 |
| Aug 25, 2026 | Losch William C III | President | Other | 50,000 | – | – |
| Aug 20, 2026 | Mahan James S Iii | Chief Executive Officer | Sell | 10,000 | 40.53 | 405,283 |
| Aug 19, 2026 | Cairns Michael | Chief Credit Officer | Other | 1,076 | 40.89 | 43,998 |
| Aug 19, 2026 | Cairns Michael | Chief Credit Officer | Other | 2,420 | – | – |
| Aug 19, 2026 | Mahan James S Iii | Chief Executive Officer | Sell | 1,998 | 41.97 | 83,852 |
| Aug 19, 2026 | Mahan James S Iii | Chief Executive Officer | Sell | 8,002 | 41.05 | 328,465 |
| Aug 18, 2026 | Phifer Walter J | Chief Financial Officer | Other | 1,296 | 42.60 | 55,210 |
| Aug 18, 2026 | Phifer Walter J | Chief Financial Officer | Other | 2,916 | – | – |
| Aug 13, 2026 | Mahan James S Iii | Chief Executive Officer | Sell | 10,000 | 43.10 | 430,973 |
| Aug 12, 2026 | Mahan James S Iii | Chief Executive Officer | Sell | 10,000 | 42.75 | 427,475 |
| Aug 10, 2026 | Derraik Renato | Chief Info./Digital Off., Bank | Other | 11,111 | 42.23 | 469,218 |
| Aug 10, 2026 | Derraik Renato | Chief Info./Digital Off., Bank | Other | 25,000 | – | – |
| Aug 10, 2026 | Losch William C III | President | Other | 18,665 | 42.23 | 788,223 |
| Aug 10, 2026 | Losch William C III | President | Other | 42,000 | – | – |
| Aug 4, 2026 | Spencer Courtney | Chief Experience Officer | Sell | 154 | 43.68 | 6,727 |
| Aug 4, 2026 | Lucht David G | Director | Sell | 2,000 | 44.36 | 88,721 |
| Aug 3, 2026 | Williams William L. Iii | Director | Sell | 8,400 | 43.08 | 361,865 |
| Jul 28, 2026 | Moroz Mark Michael | Chief Banking Officer | Sell | 6,100 | 42.08 | 256,670 |
| Jul 27, 2026 | Lucht David G | Director | Sell | 3,000 | 42.13 | 126,396 |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character. View all insider transactions →
Data as of: November 2, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.