LOB
Live Oak Bancshares, Inc.
36.70$
+0.8%
vs. previous close
Closing price · As of: Oct 2, 2026
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | Q3 16 | Q4 16 | Q1 17 | Q2 17 | Q3 17 | Q4 17 | Q1 18 | Q2 18 | Q3 18 | Q4 18 | Q1 19 | Q2 19 | Q3 19 | Q4 19 | Q1 20 | Q2 20 | Q3 20 | Q4 20 | Q1 21 | Q2 21 | Q3 21 | Q4 21 | Q1 22 | Q2 22 | Q3 22 | Q4 22 | Q1 23 | Q2 23 | Q3 23 | Q4 23 | Q1 24 | Q2 24 | Q3 24 | Q4 24 | Q1 25 | Q2 25 | Q3 25 | Q4 25 | Q1 26 | Q2 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||||||||||||
| 36.0 | 47.3 | 50.9 | 35.0 | 26.5 | 9.8 | 10.8 | 11.5 | 9.9 | 11.8 | 14.4 | 22.0 | 34.3 | 43.4 | 63.7 | 86.4 | 28.6 | 34.6 | 28.7 | 16.0 | 17.2 | 23.8 | 14.2 | 7.8 | 6.7 | 7.7 | 7.7 | 18.8 | 22.1 | 27.9 | 18.7 | 14.5 | 26.0 | 23.6 | 20.5 | 24.3 | 23.4 | 15.3 | 12.3 | 13.8 | |
| 3.6 | 4.5 | 4.9 | 5.0 | 4.9 | 4.9 | 5.2 | 5.3 | 4.4 | 2.3 | 2.3 | 2.7 | 2.8 | 2.7 | 1.7 | 1.9 | 2.9 | 5.4 | 7.2 | 5.4 | 5.9 | 7.8 | 4.5 | 3.3 | 2.8 | 2.7 | 2.0 | 1.8 | 1.8 | 2.7 | 2.3 | 1.8 | 2.5 | 2.0 | 1.3 | 1.4 | 1.6 | 1.5 | 1.4 | 1.8 | |
| 2.4 | 2.9 | 3.4 | 3.7 | 2.5 | 2.3 | 2.6 | 2.8 | 2.3 | 1.2 | 1.2 | 1.4 | 1.4 | 1.5 | 1.0 | 1.1 | 1.8 | 3.6 | 5.2 | 4.0 | 4.2 | 5.6 | 3.2 | 1.9 | 1.7 | 1.7 | 1.3 | 1.4 | 1.5 | 2.3 | 2.0 | 1.7 | 2.2 | 1.8 | 1.2 | 1.3 | 1.4 | 1.3 | 1.2 | 1.4 | |
| 1.4 | 3.2 | 4.3 | 4.3 | 3.6 | 3.5 | 2.8 | 3.7 | 2.9 | 1.1 | 1.4 | 2.3 | 2.1 | 2.2 | 1.2 | 3.3 | 6.0 | 8.8 | 9.2 | 6.6 | 7.5 | 8.1 | 3.9 | 2.2 | 2.2 | 2.4 | 1.2 | 0.6 | 1.1 | 1.9 | 1.7 | 1.3 | 1.8 | 1.4 | 0.6 | 0.8 | 0.8 | 0.8 | 0.8 | 2.4 | |
| 6.7 | 21.5 | 32.0 | 23.3 | 18.9 | 6.6 | 5.4 | 7.2 | 5.9 | 4.6 | 7.0 | 13.1 | 14.2 | 15.0 | 13.0 | 38.8 | 32.9 | 47.9 | 30.5 | 16.3 | 18.5 | 17.7 | 8.8 | 3.7 | 3.8 | 5.2 | 3.4 | 4.5 | 9.2 | 14.4 | 11.6 | 7.9 | 14.1 | 11.8 | 5.6 | 7.9 | 6.9 | 4.5 | 3.8 | 11.5 | |
| – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 34.8 | 24.5 | 15.1 | 16.8 | 11.9 | 3.8 | 4.7 | 5.0 | 5.7 | 5.9 | 4.6 | 3.8 | 2.3 | 2.1 | 6.8 | 11.1 | 12.1 | – | |
| -48.8% | -35.7% | -36.7% | -35.4% | -42.4% | -41.8% | -29.9% | -18.7% | -2.5% | -16.4% | -24.0% | -43.6% | -72.7% | -68.2% | -98.2% | -54.3% | -41.2% | -13.9% | -7.5% | -12.6% | -4.8% | -2.7% | 2.9% | 4.1% | 6.6% | 6.0% | 8.4% | 26.2% | 21.4% | 20.0% | 17.6% | 16.9% | 21.5% | 26.7% | 42.6% | 48.4% | 14.7% | 9.0% | 8.2% | -2.7% | |
| Margins | ||||||||||||||||||||||||||||||||||||||||
| 83.7% | 81.2% | 81.3% | 82.9% | 82.9% | 82.7% | 80.3% | 78.5% | 77.9% | 74.1% | 71.2% | 67.7% | 63.9% | 64.1% | 60.5% | 59.4% | 62.7% | 64.5% | 72.4% | 78.6% | 81.4% | 84.3% | 84.7% | 83.0% | 78.1% | 69.0% | 58.6% | 52.7% | 50.4% | 49.2% | 48.7% | 48.6% | 44.8% | 42.7% | 41.2% | 40.8% | 42.9% | 48.3% | 50.1% | 50.5% | |
| 17.3% | 11.9% | 10.3% | 14.7% | 14.7% | 48.5% | 46.9% | 44.7% | 43.7% | 17.6% | 13.8% | 10.4% | 8.2% | 8.1% | 1.8% | 1.6% | 12.2% | 12.5% | 25.1% | 36.1% | 36.0% | 41.6% | 40.6% | 55.0% | 53.3% | 41.3% | 30.9% | 10.6% | 9.1% | 10.7% | 12.2% | 13.7% | 10.5% | 9.6% | 8.5% | 7.8% | 9.5% | 15.5% | 17.6% | 18.8% | |
| 10.1% | 9.5% | 9.7% | 14.2% | 18.4% | 49.6% | 48.1% | 45.8% | 44.0% | 19.7% | 15.9% | 12.4% | 8.0% | 6.2% | 2.7% | 2.2% | 10.2% | 15.7% | 25.2% | 33.9% | 34.2% | 33.0% | 31.4% | 42.0% | 42.4% | 34.6% | 25.6% | 9.8% | 8.2% | 9.5% | 12.2% | 12.8% | 9.4% | 8.3% | 6.3% | 5.8% | 7.0% | 10.0% | 11.7% | 12.7% | |
| -177.2% | -160.8% | -181.3% | -176.4% | -206.8% | -203.1% | -155.0% | -98.3% | -10.9% | -38.2% | -54.9% | -118.7% | -200.7% | -183.3% | -170.1% | -102.4% | -119.9% | -75.5% | -54.6% | -68.2% | -28.0% | -21.3% | 12.8% | 13.3% | 18.8% | 15.9% | 16.7% | 48.2% | 38.8% | 53.0% | 40.2% | 31.2% | 52.9% | 52.4% | 55.1% | 68.0% | 24.2% | 13.8% | 11.8% | -4.8% | |
| Returns | ||||||||||||||||||||||||||||||||||||||||
| 6.5% | 6.2% | 6.7% | 10.5% | 9.4% | 23.0% | 23.8% | 24.0% | 23.6% | 10.4% | 8.3% | 6.2% | 4.1% | 3.4% | 1.5% | 1.3% | 6.3% | 10.5% | 18.1% | 25.3% | 24.1% | 23.4% | 22.7% | 24.7% | 25.5% | 21.7% | 17.3% | 7.5% | 7.0% | 8.2% | 10.9% | 11.5% | 8.3% | 7.8% | 5.8% | 5.3% | 5.8% | 8.3% | 9.7% | 10.5% | |
| 0.8% | 0.8% | 0.8% | 1.1% | 1.4% | 3.6% | 3.1% | 3.2% | 3.3% | 1.4% | 1.0% | 0.7% | 0.5% | 0.4% | 0.2% | 0.1% | 0.5% | 0.8% | 1.3% | 2.0% | 2.0% | 2.0% | 1.9% | 2.1% | 2.2% | 1.8% | 1.4% | 0.6% | 0.5% | 0.7% | 0.9% | 0.9% | 0.7% | 0.6% | 0.4% | 0.4% | 0.5% | 0.7% | 0.8% | 0.9% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||||||||||||
| -311 | -190 | -101 | -128 | -236 | -271 | -523 | -388 | -368 | -323 | -227 | -121 | -165 | -132 | -164 | 457 | 1,136 | 1,253 | 829 | 578 | 768 | 134 | -265 | -499 | -304 | -151 | -436 | -784 | -513 | -559 | -477 | -498 | -551 | -496 | -634 | -555 | -788 | -762 | -717 | 692 | |
| -10.8 | -8.8 | -4.8 | -4.0 | -6.7 | -2.5 | -4.5 | -3.2 | -2.9 | -5.2 | -4.3 | -2.7 | -4.1 | -3.0 | -6.1 | 16.9 | 17.1 | 18.1 | 6.5 | 2.9 | 3.9 | 0.6 | -1.1 | -1.8 | -1.1 | -0.7 | -2.3 | -8.9 | -5.9 | -5.4 | -3.9 | -3.6 | -4.8 | -4.4 | -6.0 | -5.4 | -6.5 | -4.1 | -3.4 | 3.1 | |
| 12.8% | 12.7% | 11.7% | 10.8% | 15.0% | 15.8% | 13.0% | 13.3% | 13.9% | 13.4% | 12.3% | 12.1% | 11.5% | 11.1% | 10.1% | 6.7% | 7.2% | 7.2% | 7.0% | 8.0% | 8.5% | 8.7% | 8.3% | 8.7% | 8.6% | 8.2% | 7.9% | 7.7% | 7.8% | 8.0% | 8.1% | 8.1% | 8.0% | 7.7% | 7.6% | 7.7% | 8.2% | 8.3% | 8.4% | 8.2% | |
| 0.2 | 0.2 | 0.3 | 0.4 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.2 | 3.1 | 3.0 | 2.7 | 2.5 | 1.5 | 1.6 | 0.5 | 0.3 | 0.1 | 0.0 | 0.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | |
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| 0.40 | 0.39 | 0.43 | 0.69 | 0.89 | 2.44 | 2.58 | 2.67 | 2.70 | 1.25 | 1.01 | 0.78 | 0.53 | 0.44 | 0.20 | 0.17 | 0.89 | 1.37 | 2.38 | 3.69 | 3.70 | 3.67 | 3.58 | 4.36 | 4.57 | 3.93 | 3.16 | 1.40 | 1.31 | 1.63 | 2.21 | 2.43 | 1.82 | 1.68 | 1.30 | 1.22 | 1.51 | 2.24 | 2.68 | 2.95 | |
| 3.96 | 4.11 | 4.40 | 4.86 | 4.81 | 4.92 | 5.36 | 5.83 | 6.14 | 6.37 | 6.37 | 6.32 | 6.56 | 7.06 | 7.22 | 7.69 | 8.70 | 8.73 | 9.46 | 10.90 | 10.80 | 11.14 | 11.43 | 10.39 | 10.78 | 11.36 | 12.33 | 14.30 | 15.99 | 17.14 | 18.12 | 19.01 | 19.31 | 20.13 | 20.66 | 21.22 | 21.46 | 22.49 | 23.00 | 23.18 | |
| 6.12 | 6.33 | 6.35 | 6.61 | 9.43 | 10.61 | 10.84 | 11.12 | 11.45 | 12.02 | 12.23 | 12.66 | 12.85 | 12.93 | 13.00 | 13.34 | 14.06 | 13.10 | 13.21 | 14.59 | 15.31 | 15.73 | 15.77 | 17.67 | 17.91 | 18.11 | 18.30 | 18.57 | 18.78 | 19.92 | 20.33 | 21.11 | 21.93 | 21.64 | 22.45 | 23.21 | 25.93 | 27.00 | 27.60 | 28.18 | |
| -7.02 | -6.61 | -7.97 | -8.57 | -9.96 | -10.00 | -8.31 | -5.74 | -0.67 | -2.43 | -3.50 | -7.50 | -13.16 | -12.95 | -12.28 | -7.87 | -10.43 | -6.59 | -5.17 | -7.43 | -3.03 | -2.37 | 1.46 | 1.38 | 2.02 | 1.80 | 2.05 | 6.90 | 6.21 | 9.09 | 7.29 | 5.92 | 10.21 | 10.55 | 11.38 | 14.43 | 5.19 | 3.10 | 2.72 | -1.12 | |
Showing the most recent 40 periods — older statements are on file for this stock.
Data as of: October 2, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.