Lakeland Financial Corporation
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||
| 449,564.2 | 18.7 | 13.6 | 10.4 | 7.8 | 10.2 | 11.3 | 15.3 | 16.6 | 13.8 | 16.9 | 13.5 | 15.1 | 11.8 | 14.2 | 13.8 | 12.0 | 16.7 | 16.7 | 16.9 | 23.2 | 21.7 | 12.9 | 14.5 | 16.3 | 21.4 | 18.1 | 17.9 | 19.0 | 14.2 | |
| 97,686.5 | 2.3 | 1.4 | 1.1 | 0.8 | 1.1 | 1.8 | 2.7 | 3.1 | 2.5 | 2.5 | 1.9 | 2.1 | 1.6 | 2.5 | 3.0 | 3.1 | 4.9 | 5.2 | 5.4 | 7.4 | 6.4 | 4.5 | 5.0 | 6.0 | 8.6 | 6.7 | 4.9 | 4.1 | 3.5 | |
| 68,905.5 | 2.9 | 1.9 | 1.6 | 1.1 | 1.4 | 1.7 | 2.4 | 2.4 | 2.2 | 2.4 | 1.8 | 2.0 | 0.8 | 1.4 | 1.5 | 1.4 | 2.0 | 2.0 | 2.0 | 2.8 | 2.7 | 2.0 | 2.1 | 2.1 | 2.9 | 3.3 | 2.6 | 2.6 | 1.9 | |
| 97,688.0 | 2.9 | 2.4 | 2.7 | 2.3 | 3.3 | 1.7 | 3.3 | 3.5 | 2.8 | 3.8 | 4.0 | 3.6 | 4.3 | 3.6 | 3.9 | 2.7 | 6.6 | 5.9 | 6.0 | 7.9 | 6.9 | 4.8 | 6.0 | 5.3 | 6.1 | 9.3 | 4.7 | 3.7 | 3.8 | |
| 258,087.8 | 13.6 | 12.5 | 13.9 | 11.8 | 16.3 | 5.7 | 10.2 | 9.5 | 8.6 | 14.5 | 18.4 | 16.5 | 19.8 | 12.8 | 11.5 | 6.4 | 14.2 | 11.8 | 11.9 | 15.9 | 13.9 | 10.4 | 13.2 | 11.0 | 11.5 | 19.8 | 14.7 | 13.6 | 12.3 | |
| 797,410.4 | 41.2 | 48.9 | 7.4 | 5.7 | 19.3 | 7.4 | 9.7 | 10.8 | 10.0 | 17.6 | 9.0 | 12.1 | 9.8 | 8.2 | 9.5 | 8.9 | 11.7 | 15.3 | 16.8 | 23.0 | 18.4 | 10.7 | 13.7 | 16.8 | 19.1 | 11.4 | 15.5 | 18.9 | 14.2 | |
| 0.0% | 2.4% | 2.0% | 13.5% | 17.7% | 5.2% | 13.5% | 10.3% | 9.3% | 10.0% | 5.7% | 11.2% | 8.2% | 10.2% | 12.2% | 10.6% | 11.2% | 8.5% | 6.6% | 5.9% | 4.3% | 5.4% | 9.4% | 7.3% | 5.9% | 5.2% | 8.8% | 6.4% | 5.3% | 7.1% | |
| Margins | ||||||||||||||||||||||||||||||
| 19.6% | 52.8% | 51.1% | 52.8% | 49.2% | 54.0% | 67.7% | 74.1% | 76.4% | 66.6% | 54.9% | 50.8% | 53.9% | 58.7% | 61.1% | 68.9% | 78.4% | 87.0% | 89.4% | 88.7% | 86.8% | 83.0% | 76.4% | 74.6% | 80.3% | 93.2% | 83.6% | 100.0% | 55.1% | 61.0% | |
| 33.5% | 18.9% | 15.8% | 15.2% | 14.8% | 16.5% | 23.8% | 26.3% | 28.5% | 27.9% | 22.8% | 20.0% | 20.4% | 20.1% | 26.1% | 32.3% | 38.9% | 44.0% | 46.9% | 47.3% | 47.2% | 46.3% | 43.1% | 43.0% | 45.5% | 49.4% | 44.5% | 32.1% | 26.0% | 29.8% | |
| 21.7% | 12.5% | 10.5% | 10.2% | 10.2% | 11.2% | 15.6% | 17.6% | 19.0% | 18.3% | 15.1% | 14.0% | 13.9% | 13.7% | 17.4% | 21.8% | 26.2% | 29.2% | 31.0% | 31.7% | 31.8% | 29.6% | 35.0% | 34.8% | 37.0% | 40.2% | 36.9% | 27.3% | 21.7% | 24.5% | |
| 12.3% | 5.6% | 2.9% | 14.4% | 14.1% | 5.9% | 23.8% | 27.8% | 29.2% | 25.2% | 14.5% | 21.1% | 17.2% | 16.6% | 30.2% | 31.8% | 35.3% | 41.8% | 33.9% | 31.8% | 32.0% | 35.0% | 42.3% | 36.8% | 35.7% | 45.2% | 58.5% | 31.5% | 21.8% | 24.6% | |
| Returns | ||||||||||||||||||||||||||||||
| 15.3% | 15.5% | 14.3% | 15.4% | 14.3% | 13.8% | 14.7% | 15.4% | 14.3% | 15.8% | 14.4% | 13.1% | 13.1% | 6.8% | 9.9% | 11.2% | 11.9% | 12.1% | 12.1% | 11.8% | 12.2% | 12.2% | 15.4% | 14.6% | 12.8% | 13.6% | 18.2% | 14.4% | 13.7% | 13.6% | |
| 1.0% | 0.9% | 0.8% | 0.8% | 0.8% | 0.9% | 1.0% | 1.1% | 1.0% | 1.1% | 1.0% | 1.0% | 0.8% | 0.7% | 0.9% | 1.1% | 1.2% | 1.2% | 1.3% | 1.2% | 1.2% | 1.2% | 1.6% | 1.8% | 1.4% | 1.5% | 1.6% | 1.4% | 1.4% | 1.5% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||
| 44 | 34 | 74 | 136 | 140 | 197 | -4.8 | 47 | 27 | 31 | 153 | 291 | 216 | 376 | 158 | 131 | -64 | 230 | 101 | 90 | 94 | 85 | 60 | 241 | -153 | -608 | 739 | -51 | -167 | 127 | |
| 3.9 | 2.7 | 5.1 | 8.5 | 7.8 | 10.7 | -0.2 | 1.9 | 1.0 | 1.0 | 4.7 | 9.7 | 7.0 | 12.4 | 4.0 | 2.7 | -1.1 | 3.7 | 1.4 | 1.2 | 1.1 | 0.9 | 0.6 | 2.1 | -1.4 | -4.8 | 5.6 | -0.5 | -1.4 | 1.0 | |
| 6.4% | 6.1% | 5.6% | 5.2% | 5.7% | 6.5% | 6.7% | 7.1% | 7.0% | 6.9% | 7.1% | 7.4% | 6.3% | 10.9% | 9.2% | 9.5% | 9.7% | 10.1% | 10.5% | 10.4% | 10.0% | 10.0% | 10.7% | 12.1% | 11.3% | 10.7% | 8.8% | 10.0% | 10.2% | 10.9% | |
| 2.1 | 1.7 | 2.5 | 3.6 | 3.5 | 3.6 | 0.8 | 1.1 | 1.1 | 1.0 | 1.7 | 2.4 | 1.8 | 1.5 | 0.9 | 0.7 | 0.6 | 0.9 | 0.5 | 0.4 | 0.6 | 0.6 | 0.5 | 0.6 | 0.1 | 0.1 | 1.5 | 0.2 | 0.0 | 0.2 | |
| Per Share | ||||||||||||||||||||||||||||||
| 0.37 | 0.43 | 0.45 | 0.48 | 0.53 | 0.58 | 0.69 | 0.77 | 0.80 | 0.97 | 1.01 | 1.03 | 1.05 | 0.98 | 1.01 | 1.25 | 1.43 | 1.56 | 1.74 | 1.84 | 2.05 | 2.23 | 3.13 | 3.38 | 3.30 | 3.74 | 4.04 | 3.65 | 3.63 | 4.01 | |
| 1.71 | 3.46 | 4.29 | 4.66 | 5.22 | 5.14 | 4.43 | 4.37 | 4.21 | 5.33 | 6.67 | 7.38 | 7.59 | 7.13 | 5.80 | 5.74 | 5.47 | 5.32 | 5.61 | 5.80 | 6.43 | 7.54 | 8.92 | 9.70 | 8.92 | 9.29 | 10.95 | 13.34 | 16.69 | 16.36 | |
| 2.42 | 2.77 | 3.16 | 3.11 | 3.73 | 4.20 | 4.69 | 5.00 | 5.59 | 6.15 | 7.01 | 7.85 | 8.02 | 14.41 | 10.16 | 11.16 | 12.05 | 12.90 | 14.35 | 15.56 | 16.77 | 18.26 | 20.27 | 23.22 | 25.70 | 27.51 | 22.12 | 25.26 | 26.54 | 29.58 | |
| 0.21 | 0.20 | 0.13 | 0.67 | 0.74 | 0.30 | 1.06 | 1.22 | 1.23 | 1.34 | 0.97 | 1.55 | 1.31 | 1.18 | 1.75 | 1.82 | 1.93 | 2.22 | 1.90 | 1.85 | 2.06 | 2.64 | 3.77 | 3.57 | 3.19 | 4.20 | 6.40 | 4.20 | 3.64 | 4.03 | |
Data as of: September 25, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.