Kemper Corporation
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||
| 16.0 | 20.7 | 5.5 | 13.7 | 30.8 | 7.1 | – | 22.7 | 13.1 | 12.3 | 12.1 | 15.4 | – | 8.3 | 8.2 | 23.6 | 17.0 | 10.7 | 17.0 | 22.5 | 135.0 | 29.4 | 20.5 | 9.7 | 12.5 | – | – | – | 13.5 | 17.7 | |
| 1.4 | 1.6 | 1.4 | 1.5 | 1.4 | 1.1 | 0.9 | 1.1 | 1.1 | 1.1 | 1.2 | 1.1 | 0.4 | 0.5 | 0.6 | 0.7 | 0.7 | 1.0 | 0.9 | 0.8 | 0.9 | 1.3 | 1.1 | 1.0 | 1.0 | 0.7 | 0.6 | 0.6 | 0.9 | 0.5 | |
| 1.4 | 1.6 | 1.5 | 1.6 | 1.6 | 1.4 | 1.1 | 1.5 | 1.5 | 1.5 | 1.5 | 1.4 | 0.6 | 0.7 | 0.7 | 0.8 | 0.8 | 1.1 | 0.9 | 0.3 | 1.1 | 1.7 | 1.3 | 1.3 | 0.4 | 0.3 | 1.3 | 1.2 | 1.5 | 0.9 | |
| – | – | – | – | 1.5 | 1.1 | 1.0 | 1.2 | 1.3 | 1.3 | 1.3 | 1.2 | 0.5 | 0.5 | 0.8 | 0.9 | 0.9 | 1.4 | 1.3 | 1.4 | 1.3 | 1.5 | 1.4 | 1.3 | 1.2 | 0.9 | 0.9 | 1.0 | 1.2 | 0.7 | |
| – | – | – | – | 18.0 | 3.9 | 9.5 | 15.0 | 8.8 | 9.3 | 4.7 | 3.7 | 2.3 | 2.0 | 6.1 | 16.6 | 12.4 | 9.2 | 12.5 | 18.6 | 48.4 | 19.1 | 12.5 | 8.5 | 10.2 | – | – | – | 11.3 | 12.3 | |
| 12.5 | 17.3 | 22.4 | 358.2 | 38.6 | 14.2 | 5.2 | 5.0 | 11.7 | 11.3 | 12.8 | 13.9 | 10.2 | 2.6 | 3.7 | – | 25.7 | 21.8 | 15.9 | 9.4 | 10.2 | 17.3 | 8.2 | 11.4 | 13.8 | 12.9 | – | – | 13.0 | 4.6 | |
| 8.0% | 5.8% | 4.5% | 0.3% | 2.6% | 7.0% | 19.1% | 20.1% | 8.5% | 8.8% | 7.8% | 7.2% | 9.8% | 37.8% | 26.9% | -1.4% | 3.9% | 4.6% | 6.3% | 10.7% | 9.8% | 5.8% | 12.2% | 8.8% | 7.3% | 7.8% | -7.7% | -6.0% | 7.7% | 21.8% | |
| Margins | ||||||||||||||||||||||||||||||
| 18.3% | 19.0% | 38.2% | 19.3% | 15.6% | 27.3% | 5.9% | 3.2% | 11.6% | 19.2% | 22.3% | 21.5% | 35.6% | 40.7% | 37.7% | 19.8% | 21.3% | 29.8% | 27.8% | 21.9% | 14.2% | 16.5% | 20.8% | 23.7% | 22.4% | 6.3% | -3.9% | 100.0% | 12.7% | 29.7% | |
| 92.7% | 91.7% | 32.9% | 13.1% | 92.2% | 21.4% | -1.1% | -4.3% | 4.0% | 11.0% | 12.9% | 7.8% | -3.3% | 7.8% | 9.0% | 2.7% | 5.0% | 13.0% | 7.3% | 4.3% | 0.1% | 6.0% | 5.4% | 13.2% | 9.8% | -4.4% | -6.8% | -7.0% | 8.4% | 3.3% | |
| 8.4% | 7.6% | 24.5% | 11.1% | 4.7% | 15.0% | -0.4% | 4.6% | 8.5% | 9.0% | 9.9% | 7.1% | -1.1% | 5.6% | 7.0% | 3.0% | 4.2% | 9.0% | 5.2% | 3.7% | 0.7% | 4.5% | 5.2% | 10.6% | 7.9% | -2.2% | -5.3% | -7.0% | 6.9% | 3.0% | |
| 10.8% | 9.1% | 6.0% | 0.4% | 3.7% | 7.4% | 16.6% | 21.2% | 9.5% | 9.8% | 9.4% | 7.9% | 3.6% | 17.7% | 15.4% | -1.0% | 2.8% | 4.4% | 5.6% | 8.8% | 8.8% | 7.7% | 12.9% | 9.0% | 7.2% | 5.2% | -4.4% | -3.8% | 7.1% | 11.5% | |
| Returns | ||||||||||||||||||||||||||||||
| 9.0% | 7.7% | 28.0% | 11.7% | 5.3% | 19.9% | -0.5% | 6.8% | 11.8% | 11.8% | 12.4% | 8.9% | -1.8% | 8.6% | 8.7% | 3.4% | 4.8% | 10.6% | 5.5% | 1.2% | 0.9% | 5.7% | 6.2% | 13.4% | 3.2% | -0.9% | -11.7% | -13.9% | 11.4% | 5.3% | |
| 2.7% | 2.4% | 8.6% | 3.4% | 1.5% | 5.3% | -0.1% | 1.4% | 2.7% | 2.8% | 3.0% | 2.2% | -0.3% | 1.9% | 2.2% | 0.9% | 1.3% | 2.8% | 1.5% | 1.1% | 0.2% | 1.4% | 1.6% | 4.1% | 2.9% | -0.8% | -2.1% | -2.7% | 2.5% | 1.1% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||
| – | – | – | – | 157 | 227 | 360 | 430 | 421 | 459 | 347 | 457 | 377 | 218 | 493 | 363 | 515 | 1,147 | 926 | 1,340 | 996 | 547 | 1,282 | 1,370 | 988 | 1,274 | 1,624 | 1,795 | 1,326 | 835 | |
| – | – | – | – | 1.0 | 0.3 | 1.5 | 2.0 | 1.0 | 1.2 | 0.4 | 0.5 | 0.6 | 0.3 | 1.5 | 2.8 | 2.8 | 3.0 | 4.0 | 7.6 | 14.8 | 2.6 | 3.1 | 1.8 | 1.6 | – | – | – | 2.7 | 3.1 | |
| 30.4% | 31.2% | 30.8% | 28.9% | 27.6% | 26.9% | 23.4% | 21.3% | 23.2% | 23.5% | 24.5% | 24.4% | 18.7% | 22.4% | 25.3% | 27.4% | 27.0% | 26.8% | 26.7% | 90.7% | 24.1% | 25.3% | 26.4% | 30.6% | 89.8% | 91.0% | 18.3% | 19.7% | 22.1% | 21.5% | |
| – | – | – | – | 0.1 | 0.1 | 0.2 | 0.3 | 0.2 | 0.2 | 0.2 | 0.2 | 0.3 | 0.2 | 0.3 | 0.3 | 0.3 | 0.6 | 0.5 | 0.2 | 0.6 | 0.3 | 0.4 | 0.4 | 0.1 | 0.1 | 0.8 | 0.7 | 0.5 | 0.4 | |
| Per Share | ||||||||||||||||||||||||||||||
| 1.74 | 1.56 | 6.51 | 2.74 | 1.32 | 5.60 | -0.12 | 1.82 | 3.48 | 3.67 | 4.15 | 3.12 | -0.47 | 2.65 | 2.99 | 1.24 | 1.74 | 3.82 | 2.13 | 1.66 | 0.33 | 2.34 | 3.24 | 7.98 | 6.14 | -1.92 | -4.49 | -5.42 | 4.91 | 2.29 | |
| 20.67 | 20.58 | 26.58 | 24.72 | 28.33 | 37.25 | 33.63 | 39.30 | 40.84 | 40.64 | 41.88 | 44.10 | 43.75 | 47.19 | 42.78 | 41.40 | 41.44 | 42.58 | 40.78 | 45.29 | 49.24 | 51.75 | 62.77 | 75.44 | 77.61 | 87.37 | 85.40 | 77.22 | 71.52 | 76.68 | |
| 19.44 | 20.28 | 23.23 | 23.41 | 24.68 | 28.18 | 26.38 | 26.78 | 29.54 | 30.99 | 33.48 | 34.90 | 26.30 | 30.85 | 34.22 | 36.77 | 36.38 | 36.00 | 38.81 | 140.96 | 38.57 | 41.02 | 51.91 | 59.69 | 193.07 | 211.12 | 38.28 | 39.13 | 43.05 | 42.83 | |
| 2.24 | 1.87 | 1.60 | 0.10 | 1.05 | 2.77 | 5.59 | 8.32 | 3.89 | 3.99 | 3.92 | 3.46 | 1.56 | 8.34 | 6.60 | -0.41 | 1.15 | 1.88 | 2.27 | 3.99 | 4.35 | 3.98 | 8.08 | 6.83 | 5.57 | 4.56 | -3.78 | -2.94 | 5.09 | 8.85 | |
Data as of: September 25, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.